Daniel Ulatowski - Credit Acceptance Chief Sales Officer

CACC Stock  USD 485.11  12.01  2.54%   

Executive

Mr. Daniel A. Ulatowski serves as Chief Sales Officer of Credit Acceptance Corp since 2014.
Age 52
Tenure 10 years
Address 25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339
Phone248 353 2700
Webhttps://www.creditacceptance.com
Ulatowski joined Credit Acceptance as a Credit Analyst in the Dealer Service Center in April 1996. He supervised teams in the Dealer Service Center and Collections before becoming Manager – Dealer Service Center from 2001 to 2003. He served as the Regional Area Manager of Sales from 2003 to January 2006, when he became the Director of Sales Training and then Sales Operations. In January 2007, Mr. Ulatowski was promoted to Vice President, Sales. He was promoted to Senior Vice President, Sales & Marketing, in February 2008 and to his present position in January 2014.

Daniel Ulatowski Latest Insider Activity

Tracking and analyzing the buying and selling activities of Daniel Ulatowski against Credit Acceptance stock is an integral part of due diligence when investing in Credit Acceptance. Daniel Ulatowski insider activity provides valuable insight into whether Credit Acceptance is net buyers or sellers over its current business cycle. Note, Credit Acceptance insiders must abide by specific rules, including filing SEC forms every time they buy or sell Credit Acceptance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Credit Acceptance Management Efficiency

The company has return on total asset (ROA) of 0.0236 % which means that it generated a profit of $0.0236 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1133 %, meaning that it created $0.1133 on every $100 dollars invested by stockholders. Credit Acceptance's management efficiency ratios could be used to measure how well Credit Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.06. The current year's Return On Capital Employed is expected to grow to 0.1. At present, Credit Acceptance's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 7.8 B, whereas Other Assets are forecasted to decline to about 313.7 M.
Credit Acceptance currently holds 5.07 B in liabilities with Debt to Equity (D/E) ratio of 3.15, implying the company greatly relies on financing operations through barrowing. Credit Acceptance has a current ratio of 29.55, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Credit Acceptance's use of debt, we should always consider it together with its cash and equity.

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Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company was founded in 1972 and is headquartered in Southfield, Michigan. Credit Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 2073 people. Credit Acceptance (CACC) is traded on NASDAQ Exchange in USA. It is located in 25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339 and employs 2,232 people. Credit Acceptance is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Credit Acceptance Leadership Team

Elected by the shareholders, the Credit Acceptance's board of directors comprises two types of representatives: Credit Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credit. The board's role is to monitor Credit Acceptance's management team and ensure that shareholders' interests are well served. Credit Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credit Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
Wendy Rummler, Chief Officer
Douglas Busk, Senior Vice President Treasurer
Ravi Valiyaveettil, Chief Officer
Jonathan Lum, Chief Officer
Jay Martin, Senior Officer
Noah Kotch, Chief Officer
Ravi Mohan, Chief Officer
Arthur Smith, Chief Analytics Officer
Erin Kerber, Chief Officer
Andrew Rostami, Chief Officer
Daniel Ulatowski, Chief Sales Officer
Kenneth Booth, CFO and Chief Accounting Officer
Nicholas Elliott, Chief Officer

Credit Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Credit Acceptance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.169
Earnings Share
14.95
Revenue Per Share
67.945
Quarterly Revenue Growth
0.138
Return On Assets
0.0236
The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.