Andrew Rostami - Credit Acceptance Chief Officer
| CACC Stock | USD 483.98 1.16 0.24% |
Insider
Andrew Rostami is Chief Officer of Credit Acceptance
| Age | 46 |
| Address | 25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339 |
| Phone | 248 353 2700 |
| Web | https://www.creditacceptance.com |
Andrew Rostami Latest Insider Activity
Tracking and analyzing the buying and selling activities of Andrew Rostami against Credit Acceptance stock is an integral part of due diligence when investing in Credit Acceptance. Andrew Rostami insider activity provides valuable insight into whether Credit Acceptance is net buyers or sellers over its current business cycle. Note, Credit Acceptance insiders must abide by specific rules, including filing SEC forms every time they buy or sell Credit Acceptance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Andrew Rostami over six months ago Disposition of 375 shares by Andrew Rostami of Credit Acceptance at 505.29 subject to Rule 16b-3 | ||
Andrew Rostami over six months ago Disposition of 443 shares by Andrew Rostami of Credit Acceptance at 472.19 subject to Rule 16b-3 | ||
Andrew Rostami over a year ago Disposition of 423 shares by Andrew Rostami of Credit Acceptance at 536.4 subject to Rule 16b-3 |
Credit Acceptance Management Efficiency
The company has return on total asset (ROA) of 0.0485 % which means that it generated a profit of $0.0485 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.259 %, meaning that it created $0.259 on every $100 dollars invested by stockholders. Credit Acceptance's management efficiency ratios could be used to measure how well Credit Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. At present, Credit Acceptance's Return On Assets are projected to slightly decrease based on the last few years of reporting. At present, Credit Acceptance's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 8.3 B, whereas Non Current Assets Total are forecasted to decline to about 12 M.Similar Executives
| Showing other executives | INSIDER Age | ||
| Douglas JD | Virtu Financial | 60 | |
| Beverly Matthews | Main Street Capital | 62 | |
| K Braud | Main Street Capital | 34 | |
| Brian Palmer | Virtu Financial | N/A | |
| Jodi Perry | Raymond James Financial | 49 | |
| Lance Parker | Main Street Capital | 49 | |
| Daniel Kennedy | SLM Corp | 57 | |
| Tim Morrison | SLM Corp | N/A | |
| Lance CPA | Main Street Capital | 53 | |
| Joni Reich | SLM Corp | N/A | |
| Larry Ross | Home BancShares | 73 | |
| CPA Consagra | United Bankshares | 65 | |
| Randall Chumley | Ameris Bancorp | N/A | |
| Omar Suarez | Grupo Aval | N/A | |
| Jonathan Witter | SLM Corp | 56 | |
| Larry Adam | Raymond James Financial | N/A | |
| Miguel Martinez | Grupo Aval | 56 | |
| Akiko Imai | Virtu Financial | N/A | |
| Audra Foster | Home BancShares | N/A | |
| Mikel Williamson | Home BancShares | N/A | |
| Michael Pierson | Ameris Bancorp | 55 | |
Management Performance
| Return On Equity | 0.26 | ||||
| Return On Asset | 0.0485 |
Credit Acceptance Leadership Team
Elected by the shareholders, the Credit Acceptance's board of directors comprises two types of representatives: Credit Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credit. The board's role is to monitor Credit Acceptance's management team and ensure that shareholders' interests are well served. Credit Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credit Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Wendy Rummler, Chief Officer | ||
| Douglas Busk, Senior Vice President Treasurer | ||
| Ravi Valiyaveettil, Chief Officer | ||
| Vinayak Hegde, President CEO | ||
| Jonathan Lum, Chief Officer | ||
| Jay Martin, Senior Officer | ||
| Noah Kotch, Chief Officer | ||
| Ravi Mohan, Chief Officer | ||
| Jay Brinkley, Senior Treasurer | ||
| Arthur Smith, Chief Analytics Officer | ||
| Erin Kerber, Chief Officer | ||
| Andrew Rostami, Chief Officer | ||
| Daniel Ulatowski, Chief Sales Officer | ||
| Kenneth Booth, CFO and Chief Accounting Officer | ||
| Nicholas Elliott, Chief Officer |
Credit Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Credit Acceptance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.26 | ||||
| Return On Asset | 0.0485 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 11.5 B | ||||
| Shares Outstanding | 10.68 M | ||||
| Shares Owned By Insiders | 50.13 % | ||||
| Shares Owned By Institutions | 75.76 % | ||||
| Number Of Shares Shorted | 1.26 M | ||||
| Price To Earning | 12.00 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Will Consumer Finance sector continue expanding? Could Credit diversify its offerings? Factors like these will boost the valuation of Credit Acceptance. Projected growth potential of Credit fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Credit Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.10) | Earnings Share 36.49 | Revenue Per Share | Quarterly Revenue Growth 0.016 | Return On Assets |
Understanding Credit Acceptance requires distinguishing between market price and book value, where the latter reflects Credit's accounting equity. The concept of intrinsic value - what Credit Acceptance's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Credit Acceptance's price substantially above or below its fundamental value.
It's important to distinguish between Credit Acceptance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Credit Acceptance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Credit Acceptance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.