Joseph Lemchak - Community Bank Senior Vice President Chief Investment Officer

CBU Stock  USD 70.86  1.95  2.83%   

Insider

Joseph Lemchak is Senior Vice President Chief Investment Officer of Community Bank System since 2020.
Age 62
Tenure 4 years
Address 5790 Widewaters Parkway, Dewitt, NY, United States, 13214-1883
Phone315 445 2282
Webhttps://communityfinancialsystem.com

Community Bank Management Efficiency

The company has Return on Asset of 0.0105 % which means that on every $100 spent on assets, it made $0.0105 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0996 %, implying that it generated $0.0996 on every 100 dollars invested. Community Bank's management efficiency ratios could be used to measure how well Community Bank manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is likely to gain to 0.11 in 2024, whereas Return On Tangible Assets are likely to drop 0.01 in 2024. Total Current Liabilities is likely to gain to about 6.4 B in 2024. Liabilities And Stockholders Equity is likely to gain to about 16.3 B in 2024
Community Bank System has 460.6 M in debt with debt to equity (D/E) ratio of 0.35, which is OK given its current industry classification. Note however, debt could still be an excellent tool for Community to invest in growth at high rates of return.

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Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York. Community Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2728 people. Community Bank System (CBU) is traded on New York Stock Exchange in USA. It is located in 5790 Widewaters Parkway, Dewitt, NY, United States, 13214-1883 and employs 2,687 people. Community Bank is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Community Bank System Leadership Team

Elected by the shareholders, the Community Bank's board of directors comprises two types of representatives: Community Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Community. The board's role is to monitor Community Bank's management team and ensure that shareholders' interests are well served. Community Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Community Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Eric Stickels, Independent Director
Michael Abdo, Executive Counsel
John Whipple, Lead Independent Director
Scott Kingsley, Chief Operating Officer, Executive Vice President
Aaron Friot, Chief VP
Sally Steele, Non-Executive Independent Chairman of the Board
Maureen GillanMyer, Chief Human Resource Officer, Executive Vice President
Kerrie MacPherson, Independent Director
Brian Ace, Independent Director
Robert Frost, Vice Analysis
Daniel Bailey, Senior Officer
Danielle Cima, Corporate Counsel
Raymond Pecor, Independent Director
Michael Cerminaro, President Division
Jeffrey Levy, President Commercial Banking
Dimitar Karaivanov, Executive Vice President - Financial Services and Corporate Development
Jeffrey Davis, Independent Director
Paul Ward, VP Officer
John Parente, Independent Director
Michael Kallet, Independent Director
Susan Skerritt, Independent Director
Jeffery Knauss, Independent Director
Dorothy Quarltere, Chief Officer
Deresa Durkee, Corporate Controller
Joseph Sutaris, Executive Vice President and Chief Credit Officer
Joseph Serbun, Executive Vice President and Chief Credit Officer, Chief Banking Officer
George Getman, Executive VP, General Counsel, Executive VP of Community Bank and General Counsel of Community Bank
Joseph Lemchak, Senior Vice President Chief Investment Officer
Mark Bolus, Independent Director
Mark Tryniski, CEO and President CEO of Community Bank, N.A and President of Community Bank, N.A, Director and Director of Community Bank, N.A
Neil Fesette, Independent Director

Community Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Community Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Thematic Opportunities

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Additional Tools for Community Stock Analysis

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