Mark McGowan - Enova International Independent Director
| ENVA Stock | USD 92.62 5.43 6.23% |
Director
Mr. Mark P. McGowan is an Independent Director of Enova International Inc. Mr. McGowan is Managing Member of SAF Capital Management LLC, an investment and consulting firm which he founded in November 2006. Prior to forming SAF Capital Management LLC, Mr. McGowan was the Cofounder and Managing Partner of MPG Capital Management, LLC, a financial markets research firm, which derived and licensed statistically validated algorithmic trading models and investment strategies for accredited and institutional investors. Mr. McGowan previously worked within the Consumer and Market Knowledge function of Procter Gamble, where he was instrumental in shaping marketing strategies for multiple brands, as well as leading Market Mix Modeling and the development of macroeconomic forecasting capabilities within Procter Gambles Homecare division. Mr. McGowan served as Chairman of the Board of Directors of CombiMatrix Corporationrationration, a clinical diagnostic laboratory specializing in cytogenomic and cytogenetic testing for the oncological and pediatric markets, from 2010 to March 2013 and on the Board of Directors of Premier Exhibitions, Inc., a provider of museumquality educational and entertainment exhibitions, from September 2011 to October 2012 since 2016.
| Age | 42 |
| Tenure | 9 years |
| Address | 175 West Jackson Boulevard, Chicago, IL, United States, 60604 |
| Phone | 312 568 4200 |
| Web | https://www.enova.com |
Enova International Management Efficiency
The company has return on total asset (ROA) of 0.0425 % which means that it generated a profit of $0.0425 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1719 %, meaning that it created $0.1719 on every $100 dollars invested by stockholders. Enova International's management efficiency ratios could be used to measure how well Enova International manages its routine affairs as well as how well it operates its assets and liabilities. As of March 16, 2025, Return On Tangible Assets is expected to decline to 0.04. In addition to that, Return On Capital Employed is expected to decline to 0.12. At present, Enova International's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 33.8 M, whereas Non Current Assets Total are forecasted to decline to about 398 M.Enova International currently holds 3.6 B in liabilities with Debt to Equity (D/E) ratio of 1.83, which is about average as compared to similar companies. Enova International has a current ratio of 17.62, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Enova International's use of debt, we should always consider it together with its cash and equity.
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Management Performance
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0425 |
Enova International Leadership Team
Elected by the shareholders, the Enova International's board of directors comprises two types of representatives: Enova International inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Enova. The board's role is to monitor Enova International's management team and ensure that shareholders' interests are well served. Enova International's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Enova International's outside directors are responsible for providing unbiased perspectives on the board's policies.
| David Fisher, Chairman of the Board, Chief Executive Officer | ||
| Steven Cunningham, CFO, Executive Vice President Treasurer | ||
| Cory Kampfer, CoPresident Lending | ||
| Ellen Carnahan, Independent Director | ||
| Steven CFA, Chief Officer | ||
| Daniel Feehan, Director and CEO of Cash America | ||
| Sean Rahilly, Chief Compliance Officer, General Counsel, Secretary | ||
| Jim Granat, CoPresident Lending | ||
| Sean JD, Secretary Counsel | ||
| Linda Rice, Independent Director | ||
| David JD, CEO President | ||
| William Goodyear, Independent Director | ||
| Claudine Kourkoumelis, Chief Officer | ||
| Monica Gould, Investor Relations | ||
| Lindsay Savarese, Investor Relations | ||
| Stacey Kraft, Chief Officer | ||
| Gregg Kaplan, Independent Director | ||
| Mark McGowan, Independent Director | ||
| Nick Drew, Managing Director | ||
| Kelly Jordan, Chief Officer | ||
| James Lee, Chief Accounting Officer | ||
| Kirk Chartier, Senior Vice President Chief Marketing Officer | ||
| Mark Tebbe, Independent Director | ||
| Joseph DeCosmo, Vice President- Chief Analytics Officer | ||
| James Gray, Lead Independent Director |
Enova Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Enova International a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0425 | ||||
| Profit Margin | 0.17 % | ||||
| Operating Margin | 0.23 % | ||||
| Current Valuation | 5.91 B | ||||
| Shares Outstanding | 25.79 M | ||||
| Shares Owned By Insiders | 4.05 % | ||||
| Shares Owned By Institutions | 96.94 % | ||||
| Number Of Shares Shorted | 1.63 M | ||||
| Price To Earning | 2.95 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Enova International offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enova International's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enova International Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enova International Stock:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. If investors know Enova will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enova International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.038 | Earnings Share 7.43 | Revenue Per Share | Quarterly Revenue Growth 0.255 | Return On Assets |
The market value of Enova International is measured differently than its book value, which is the value of Enova that is recorded on the company's balance sheet. Investors also form their own opinion of Enova International's value that differs from its market value or its book value, called intrinsic value, which is Enova International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enova International's market value can be influenced by many factors that don't directly affect Enova International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enova International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enova International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enova International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.