Sandra Johnson - Regional Management Independent Director

RM Stock  USD 30.03  0.33  1.11%   

Director

Sandra Johnson is Independent Director of Regional Management Corp since 2020.
Age 59
Tenure 4 years
Address 979 Batesville Road, Greer, SC, United States, 29651
Phone864 448 7000
Webhttps://www.regionalmanagement.com

Regional Management Management Efficiency

The company has Return on Asset (ROA) of 0.0366 % which means that for every $100 of assets, it generated a profit of $0.0366. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.0695 %, which means that it produced $0.0695 on every 100 dollars invested by current stockholders. Regional Management's management efficiency ratios could be used to measure how well Regional Management manages its routine affairs as well as how well it operates its assets and liabilities. As of the 22nd of November 2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.08. At this time, Regional Management's Asset Turnover is very stable compared to the past year.
Regional Management Corp reports 1.43 B of total liabilities with total debt to equity ratio (D/E) of 4.07, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Regional Management Corp has a current ratio of 41.68, indicating that it is in good position to pay out its debt commitments in time. Note however, debt could still be an excellent tool for Regional to invest in growth at high rates of return.

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Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina. Regional Managment operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1691 people. Regional Management Corp (RM) is traded on New York Stock Exchange in USA. It is located in 979 Batesville Road, Greer, SC, United States, 29651 and employs 2,081 people. Regional Management is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Regional Management Corp Leadership Team

Elected by the shareholders, the Regional Management's board of directors comprises two types of representatives: Regional Management inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Regional. The board's role is to monitor Regional Management's management team and ensure that shareholders' interests are well served. Regional Management's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Regional Management's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jonathan Brown, Independent Director
Philip Bancroft, Independent Director
Harpreet Rana, Chief Financial Officer, Executive Vice President
Chris Peterson, Chief Data and Analytics Officer
Michael Dunn, Independent Director
Carlos Palomares, Independent Chairman of the Board
Alvaro Molina, Independent Chairman of the Board
Brian Fisher, Executive Vice President, Chief Strategy and Development Officer
Robert Beck, Chief Financial Officer, Executive Vice President
Manish Parmar, Executive Vice President, Chief Credit Risk Officer
Steven Freiberg, Independent Director
John Schachtel, Chief Operating Officer, Executive Vice President
Catherine JD, General VP
Maria ContrerasSweet, Independent Director
Michael Dymski, Interim Chief Financial Officer, Chief Accounting Officer, Vice President
Catherine Atwood, Senior Vice President General Counsel, Secretary
Steven Barnette, Principal Accounting Officer, Vice President Corporate Controller
Brian JD, Executive Officer
Roel Campos, Independent Director
Sandra Johnson, Independent Director

Regional Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Regional Management a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.