David Fisher - Enova International Chairman of the Board, Chief Executive Officer

ENVA Stock  USD 110.81  0.02  0.02%   

Chairman

Mr. David A. Fisher is the Chairman of the Board, Chief Executive Officer and Director of Enova International Inc. David Fisher has served as our Chief Executive Officer since January 29, 2013 when he joined Enova. Mr. Fisher has also served as our Director since February 11, 2013. Prior to joining Enova, Mr. Fisher was Chief Executive Officer of optionsXpress Holdings, Inc., or optionsXpress, from October 2007 until The Charles Schwab Corporation, acquired the business in September 2011. Following the acquisition, Mr. Fisher served as President of optionsXpress until March 2012. Mr. Fisher also served as the President of optionsXpress from March 2007 to October 2007 and as the Chief Financial Officer of optionsXpress from August 2004 to March 2007. Prior to joining optionsXpress, Mr. Fisher served as Chief Financial Officer of Potbelly Sandwich Works from February 2001 to July 2004, and before that in the roles of Chief Financial Officer and General Counsel for Prism Financial Corporationrationration. In addition, Mr. Fisher has served on the Board of Directors of InnerWorkings, Inc. since November 2011 and has served on the Board of Directors of GrubHub, Inc. since May 2012. Mr. Fisher also served on the Boards of Directors of optionsXpress from October 2007 until September 2011 and CBOE Holdings, Inc. from January 2007 until October 2011 since 2017.
Age 51
Tenure 8 years
Address 175 West Jackson Boulevard, Chicago, IL, United States, 60604
Phone312 568 4200
Webhttps://www.enova.com

Latest Insider Transactions

2024-12-03Disposed of 10000 shares @ 105.59View
2024-11-26Disposed of 10000 shares @ 105.47View
2024-11-06Disposed of 13314 shares @ 101.74View
2024-08-23Disposed of 10000 shares @ 84.45View
2024-08-19Disposed of 10000 shares @ 83.46View
2024-05-14Disposed of 20000 shares @ 62.73View
2024-05-09Disposed of 10000 shares @ 62.88View
2024-05-07Disposed of 20000 shares @ 62.72View
Fisher received a BS degree in Finance from the University of Illinois and a law degree from Northwestern University School of Law.

David Fisher Latest Insider Activity

Tracking and analyzing the buying and selling activities of David Fisher against Enova International stock is an integral part of due diligence when investing in Enova International. David Fisher insider activity provides valuable insight into whether Enova International is net buyers or sellers over its current business cycle. Note, Enova International insiders must abide by specific rules, including filing SEC forms every time they buy or sell Enova International'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Enova International Management Efficiency

The company has return on total asset (ROA) of 0.0425 % which means that it generated a profit of $0.0425 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1719 %, meaning that it created $0.1719 on every $100 dollars invested by stockholders. Enova International's management efficiency ratios could be used to measure how well Enova International manages its routine affairs as well as how well it operates its assets and liabilities. At present, Enova International's Return On Capital Employed is projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.06, whereas Return On Tangible Assets are forecasted to decline to 0.04. At present, Enova International's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 50.2 M, whereas Non Current Assets Total are forecasted to decline to about 390.8 M.
Enova International currently holds 2.97 B in liabilities with Debt to Equity (D/E) ratio of 1.83, which is about average as compared to similar companies. Enova International has a current ratio of 17.62, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Enova International's use of debt, we should always consider it together with its cash and equity.

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Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois. Enova International operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1463 people. Enova International (ENVA) is traded on New York Stock Exchange in USA. It is located in 175 West Jackson Boulevard, Chicago, IL, United States, 60604 and employs 23 people. Enova International is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Enova International Leadership Team

Elected by the shareholders, the Enova International's board of directors comprises two types of representatives: Enova International inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Enova. The board's role is to monitor Enova International's management team and ensure that shareholders' interests are well served. Enova International's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Enova International's outside directors are responsible for providing unbiased perspectives on the board's policies.
David Fisher, Chairman of the Board, Chief Executive Officer
Monica Gould, Investor Relations
Lindsay Savarese, Investor Relations
Stacey Kraft, Chief Officer
Gregg Kaplan, Independent Director
Mark McGowan, Independent Director
Steven Cunningham, CFO, Executive Vice President Treasurer
Nick Drew, Managing Director
Ellen Carnahan, Independent Director
Steven CFA, Chief Officer
Daniel Feehan, Director and CEO of Cash America
Kelly Jordan, Chief Officer
Sean Rahilly, Chief Compliance Officer, General Counsel, Secretary
James Lee, Chief Accounting Officer
Kirk Chartier, Senior Vice President Chief Marketing Officer
Mark Tebbe, Independent Director
Sean JD, General Officer
Linda Rice, Independent Director
Joseph DeCosmo, Vice President- Chief Analytics Officer
David JD, Chairman CEO
William Goodyear, Independent Director
Claudine Kourkoumelis, Chief Officer
James Gray, Lead Independent Director

Enova Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Enova International a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Enova International offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enova International's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enova International Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enova International Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. If investors know Enova will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enova International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.037
Earnings Share
7.44
Revenue Per Share
46.026
Quarterly Revenue Growth
0.255
Return On Assets
0.0425
The market value of Enova International is measured differently than its book value, which is the value of Enova that is recorded on the company's balance sheet. Investors also form their own opinion of Enova International's value that differs from its market value or its book value, called intrinsic value, which is Enova International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enova International's market value can be influenced by many factors that don't directly affect Enova International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enova International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enova International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enova International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.