Michael Lacapria - Esquire Financial Senior CFO

ESQ Stock  USD 76.50  2.50  3.38%   

CFO

Michael Lacapria is Senior CFO of Esquire Financial Holdings
Age 46
Address 100 Jericho Quadrangle, Jericho, NY, United States, 11753
Phone516 535 2002
Webhttps://www.esquirebank.com

Esquire Financial Management Efficiency

The company has Return on Asset of 0.0256 % which means that on every $100 spent on assets, it made $0.0256 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1999 %, implying that it generated $0.1999 on every 100 dollars invested. Esquire Financial's management efficiency ratios could be used to measure how well Esquire Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of 11/22/2024, Return On Tangible Assets is likely to grow to 0.03. Also, Return On Capital Employed is likely to grow to 0.05. At this time, Esquire Financial's Non Current Liabilities Total is relatively stable compared to the past year. As of 11/22/2024, Change To Liabilities is likely to grow to about 3.2 M, while Total Current Liabilities is likely to drop slightly above 349.7 M.
Esquire Financial Holdings has 2.18 M in debt with debt to equity (D/E) ratio of 5.53, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Esquire to invest in growth at high rates of return.

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Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York. Esquire Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 110 people. Esquire Financial Holdings (ESQ) is traded on NASDAQ Exchange in USA. It is located in 100 Jericho Quadrangle, Jericho, NY, United States, 11753 and employs 140 people. Esquire Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Esquire Financial Leadership Team

Elected by the shareholders, the Esquire Financial's board of directors comprises two types of representatives: Esquire Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Esquire. The board's role is to monitor Esquire Financial's management team and ensure that shareholders' interests are well served. Esquire Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Esquire Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Fred Horn, Senior Services
Michael Lacapria, Senior CFO
Eric Bader, CFO, Executive Vice President Treasurer, Corporate Secretary
Ann Tarantino, Chief VP
Martin Korn, Senior CTO
Kyall Mai, Senior Officer
Ari Esq, Executive Development
Parag Tandon, Chief VP
Gary Lax, Chief VP
Andrew Cohen, Senior Services
Frank Lonardo, Senior Officer
Andrew Sagliocca, President CEO, Director
Sean Miller, Senior Director

Esquire Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Esquire Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Esquire Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Esquire Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Esquire Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Esquire Stock

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Moving against Esquire Stock

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The ability to find closely correlated positions to Esquire Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Esquire Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Esquire Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Esquire Financial Holdings to buy it.
The correlation of Esquire Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Esquire Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Esquire Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Esquire Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Esquire Stock Analysis

When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.