Kenneth Pawlak - Evans Bancorp NA Bank
| EVBN Stock | USD 40.97 2.09 4.85% |
Executive
Kenneth Pawlak is NA Bank of Evans Bancorp
| Age | 60 |
| Address | 6460 Main Street, Williamsville, NY, United States, 14221 |
| Phone | 716 926 2000 |
| Web | https://www.evansbancorp.com |
Evans Bancorp Management Efficiency
As of the 5th of March 2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.01. At this time, Evans Bancorp's Total Assets are very stable compared to the past year. As of the 5th of March 2025, Non Current Assets Total is likely to grow to about 2.5 B, though Other Assets are likely to grow to (2.4 M). Evans Bancorp's management efficiency ratios could be used to measure how well Evans Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Evans Bancorp currently holds 189.84 M in liabilities with Debt to Equity (D/E) ratio of 9.29, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Evans Bancorp's use of debt, we should always consider it together with its cash and equity.
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Management Performance
| Return On Equity | 0.0662 | ||||
| Return On Asset | 0.0056 |
Evans Bancorp Leadership Team
Elected by the shareholders, the Evans Bancorp's board of directors comprises two types of representatives: Evans Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Evans. The board's role is to monitor Evans Bancorp's management team and ensure that shareholders' interests are well served. Evans Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Evans Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Michelle Baumgarden, Corporate Secretary | ||
| Kenneth Pawlak, NA Bank | ||
| Aaron Whitehouse, LLC Agency | ||
| Nicholas Snyder, Sr. VP and Controller | ||
| John Connerton, CFO and Sr. VP | ||
| David Nasca, CEO and President Director CEO of Evans Bank Na and President of Evans Bank Na and Director of Evans Bank Na |
Evans Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Evans Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0662 | ||||
| Return On Asset | 0.0056 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.28 % | ||||
| Current Valuation | 317.69 M | ||||
| Shares Outstanding | 5.57 M | ||||
| Shares Owned By Insiders | 4.10 % | ||||
| Shares Owned By Institutions | 60.61 % | ||||
| Number Of Shares Shorted | 17.66 K | ||||
| Price To Earning | 13.14 X |
Pair Trading with Evans Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Evans Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Evans Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Evans Stock
Moving against Evans Stock
The ability to find closely correlated positions to Evans Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Evans Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Evans Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Evans Bancorp to buy it.
The correlation of Evans Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Evans Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Evans Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Evans Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.64) | Dividend Share 1.32 | Earnings Share 2.06 | Revenue Per Share | Quarterly Revenue Growth (0.45) |
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.