Samuel Burruano - Financial Institutions President

FISI Stock  USD 27.90  0.44  1.60%   

President

Mr. Samuel J. Burruano, Jr., is Senior Vice President, Deputy General Counsel, Corporationrationrate Secretary of the company. He was Senior Vice President, Deputy General Counsel and Corporationrationrate Secretary of the company and Bank since November 2018. Mr. Burruano joined the Bank as Senior Vice President, Assistant General Counsel and Director of Regulatory Compliance in October 2016. Prior to joining the Bank, he held various legal and compliance positions at First Niagara Bank, NA since March 2011, most recently serving as Assistant General Counsel, Retail Services since 2018.
Age 55
Tenure 6 years
Address 220 Liberty Street, Warsaw, NY, United States, 14569
Phone585 786 1100
Webhttps://www.fisi-investors.com
Burruano has practiced law since 1993 and was an attorney at the law firm of Hiscock & Barclay, LLP, from December 1993 until March 2011.

Samuel Burruano Latest Insider Activity

Tracking and analyzing the buying and selling activities of Samuel Burruano against Financial Institutions stock is an integral part of due diligence when investing in Financial Institutions. Samuel Burruano insider activity provides valuable insight into whether Financial Institutions is net buyers or sellers over its current business cycle. Note, Financial Institutions insiders must abide by specific rules, including filing SEC forms every time they buy or sell Financial Institutions'shares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Financial Institutions Management Efficiency

The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Financial Institutions' Intangibles To Total Assets are increasing as compared to previous years. The Financial Institutions' current Debt To Assets is estimated to increase to 0.05, while Total Assets are projected to decrease to under 3.2 B. Financial Institutions' management efficiency ratios could be used to measure how well Financial Institutions manages its routine affairs as well as how well it operates its assets and liabilities.
Financial Institutions currently holds 343.32 M in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Financial Institutions' use of debt, we should always consider it together with its cash and equity.

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Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. Financial Institut operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 650 people. Financial Institutions (FISI) is traded on NASDAQ Exchange in USA. It is located in 220 Liberty Street, Warsaw, NY, United States, 14569 and employs 624 people. Financial Institutions is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Financial Institutions Leadership Team

Elected by the shareholders, the Financial Institutions' board of directors comprises two types of representatives: Financial Institutions inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Financial. The board's role is to monitor Financial Institutions' management team and ensure that shareholders' interests are well served. Financial Institutions' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Financial Institutions' outside directors are responsible for providing unbiased perspectives on the board's policies.
Sandra Byers, Controller VP
William II, CFO VP
Craig Burton, Senior Vice President Commercial Real Estate Executive
Shelly Doran, IR Contact Officer
Justin Bigham, Executive Vice President Deputy CFO
Kate Croft, Director Relations
Martin Birmingham, CEO and President Director, CEO of Five Star Bank and President of Five Star Bank and Director of Five Star Bank
Michael CPA, Director VP
Laurie Collins, Chief Officer
Joseph Dugan, Senior Vice President Retail Growth and Profitability Executive
Scott Bader, Senior Officer
Sean Willett, Senior Vice President Director of Internal Audit of the Bank
Kevin Quinn, Senior Officer
Samuel Burruano, Senior Vice President Assistant General Counsel and Director of Regulatory Compliance
Sonia Dumbleton, Senior Vice President Controller, Corporate Secretary
Blake Jones, Senior Officer

Financial Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Financial Institutions a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.2
Earnings Share
3.17
Revenue Per Share
14.042
Quarterly Revenue Growth
(0.08)
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.