Eric Mabowitz - First Bancshares Executive Vice President - Retail Division

FUSB Stock  USD 13.49  0.53  4.09%   

President

Mr. Eric H. Mabowitz is Executive Vice President Retail Division of United Security Bancshares, Inc. Mr. Mabowitz currently serves as Executive Vice President, Retail Division, Branch Administrator and Director of Community Lending of the Bank since 2011.
Age 65
Tenure 13 years
Address 3291 U.S. Highway 280, Birmingham, AL, United States, 35243
Phone205 582 1200
Webhttps://www.fusb.com
Mabowitz joined the Bank in March 2008 and previously served as Executive Vice President, Senior Lender, and Branch Administrator and as Executive Vice President, Chief Credit Officer. Prior to his employment with the Bank, Mr. Mabowitz served as President and Chief Operating Officer of Premier Bank of the South in Cullman, Alabama from June 2007 until March 2008; as Executive Vice President, Administration for First Community Bank in Chatom, Alabama from September 2006 until June 2007; and as Executive Vice President, Chief Credit Officer for First Community Bank in Chatom, Alabama from July 2001 until September 2006.

Eric Mabowitz Latest Insider Activity

Tracking and analyzing the buying and selling activities of Eric Mabowitz against First Bancshares stock is an integral part of due diligence when investing in First Bancshares. Eric Mabowitz insider activity provides valuable insight into whether First Bancshares is net buyers or sellers over its current business cycle. Note, First Bancshares insiders must abide by specific rules, including filing SEC forms every time they buy or sell First Bancshares'shares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

First Bancshares Management Efficiency

At present, First Bancshares' Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Capital Employed is expected to grow to 0.03, whereas Return On Equity is forecasted to decline to 0.08. At present, First Bancshares' Earning Assets are projected to decrease significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Total Assets are forecasted to decline to about 684.9 M. First Bancshares' management efficiency ratios could be used to measure how well First Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.
First Bancshares currently holds 20.8 M in liabilities with Debt to Equity (D/E) ratio of 6.96, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Bancshares' use of debt, we should always consider it together with its cash and equity.

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First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama. First US operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 175 people. First Bancshares (FUSB) is traded on NASDAQ Exchange in USA. It is located in 3291 U.S. Highway 280, Birmingham, AL, United States, 35243 and employs 153 people. First Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Bancshares Leadership Team

Elected by the shareholders, the First Bancshares' board of directors comprises two types of representatives: First Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Bancshares' management team and ensure that shareholders' interests are well served. First Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel III, VP Officer
Thomas CPA, CFO, VP
Eric Mabowitz, Executive Vice President - Retail Division
James House, President CEO, Director of the Company & the Bank
Beverly Dozier, Vice President Secretary, Assistant Treasurer
William Mitchell, President and CEO of Acceptance Loan Company, Inc.
Thomas Elley, CFO, Principal Accounting Officer, Vice President Treasurer, Assistant Secretary
Anthony Cashio, Executive Vice President Chief Credit Officer

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether First Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancshares. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.091
Dividend Share
0.2
Earnings Share
1.4
Revenue Per Share
6.844
Quarterly Revenue Growth
(0.02)
The market value of First Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancshares' value that differs from its market value or its book value, called intrinsic value, which is First Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancshares' market value can be influenced by many factors that don't directly affect First Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.