First Bancshares Stock Today

FUSB Stock  USD 13.49  0.53  4.09%   

Performance

13 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
First Bancshares is trading at 13.49 as of the 2nd of December 2024, a 4.09 percent increase since the beginning of the trading day. The stock's open price was 12.96. First Bancshares has under 5 % chance of experiencing financial distress over the next 2 years and had a good performance during the last 90 days. Equity ratings for First Bancshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 13th of December 2022 and ending today, the 2nd of December 2024. Click here to learn more.
Business Domain
Banks
IPO Date
11th of January 1999
Category
Financial Services
Classification
Financials
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama. First US operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 5.72 M outstanding shares of which 3.54 K shares are currently shorted by private and institutional investors with about 0.47 trading days to cover. More on First Bancshares

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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJames House
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04220.0377
Moderately Up
Slightly volatile
Gross Profit Margin0.790.89
Fairly Down
Slightly volatile
Total Current Liabilities356.7 M339.7 M
Sufficiently Up
Slightly volatile
Non Current Liabilities TotalB972.3 M
Sufficiently Up
Slightly volatile
Total Assets684.9 M1.1 B
Way Down
Slightly volatile
Total Current Assets144.9 M152.5 M
Notably Down
Pretty Stable
Total Cash From Operating Activities9.6 M13.1 M
Way Down
Very volatile
Debt Levels
First Bancshares can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Bancshares' financial leverage. It provides some insight into what part of First Bancshares' total assets is financed by creditors.
Liquidity
First Bancshares currently holds 20.8 M in liabilities with Debt to Equity (D/E) ratio of 6.96, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Bancshares' use of debt, we should always consider it together with its cash and equity.

Change In Cash

21.13 Million
First Bancshares (FUSB) is traded on NASDAQ Exchange in USA. It is located in 3291 U.S. Highway 280, Birmingham, AL, United States, 35243 and employs 153 people. First Bancshares is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 77.1 M. First Bancshares conducts business under Banks sector and is part of Financials industry. The entity has 5.72 M outstanding shares of which 3.54 K shares are currently shorted by private and institutional investors with about 0.47 trading days to cover. First Bancshares currently holds about 36.94 M in cash with 13.07 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.36.
Check First Bancshares Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Bancshares is $77.1 Million. First Bancshares shows 13.41 percent of its outstanding shares held by insiders and 17.54 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Blackrock Inc2024-06-30
13.2 K
Bridgeway Capital Management, Llc2024-09-30
13.1 K
Cahaba Wealth Management, Inc.2024-09-30
12.8 K
Bank Of America Corp2024-06-30
11.7 K
Diversified, Llc2024-09-30
11.5 K
Royal Bank Of Canada2024-09-30
2.5 K
Tower Research Capital Llc2024-09-30
350
Morgan Stanley - Brokerage Accounts2024-09-30
7.0
Wells Fargo & Co2024-09-30
1.0
Gendell Jeffrey L2024-09-30
361.1 K
Renaissance Technologies Corp2024-09-30
96.8 K
View First Bancshares Diagnostics

First Bancshares Historical Income Statement

At present, First Bancshares' Other Operating Expenses is projected to decrease significantly based on the last few years of reporting. The current year's Total Operating Expenses is expected to grow to about 23.5 M, whereas Depreciation And Amortization is forecasted to decline to about 1.6 M. View More Fundamentals

First Stock Against Markets

First Bancshares Corporate Executives

Elected by the shareholders, the First Bancshares' board of directors comprises two types of representatives: First Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Bancshares' management team and ensure that shareholders' interests are well served. First Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether First Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancshares. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.091
Dividend Share
0.2
Earnings Share
1.4
Revenue Per Share
6.844
Quarterly Revenue Growth
(0.02)
The market value of First Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancshares' value that differs from its market value or its book value, called intrinsic value, which is First Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancshares' market value can be influenced by many factors that don't directly affect First Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.