First Bancshares Stock Today

FUSB Stock  USD 15.37  0.28  1.79%   

Performance

Good

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Bancshares is trading at 15.37 as of the 14th of February 2026, a 1.79 percent decrease since the beginning of the trading day. The stock's open price was 15.65. First Bancshares has a very small chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. The performance scores are derived for the period starting the 16th of November 2025 and ending today, the 14th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
11th of January 1999
Category
Financial Services
Classification
Financials
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama. First US operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 5.7 M outstanding shares of which 6.04 K shares are currently shorted by private and institutional investors with about 0.79 trading days to cover. More on First Bancshares

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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJames House
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.07830.0546
Way Up
Pretty Stable
Gross Profit Margin0.510.5875
Fairly Down
Very volatile
Total Current Liabilities148.5 M156.3 M
Notably Down
Slightly volatile
Non Current Liabilities Total937.4 M892.8 M
Sufficiently Up
Slightly volatile
Total Assets720.7 M1.2 B
Way Down
Slightly volatile
Total Current Assets108.9 M181.4 M
Way Down
Very volatile
Total Cash From Operating Activities9.5 MM
Significantly Up
Pretty Stable
Debt Levels
First Bancshares can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Bancshares' financial leverage. It provides some insight into what part of First Bancshares' total assets is financed by creditors.
Liquidity
First Bancshares currently holds 10.95 M in liabilities with Debt to Equity (D/E) ratio of 6.96, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Bancshares' use of debt, we should always consider it together with its cash and equity.

Change In Cash

(2.62 Million)
First Bancshares (FUSB) is traded on NASDAQ Exchange in USA and employs 151 people. First Bancshares is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 90.25 M. First Bancshares conducts business under Banks sector and is part of Financials industry. The entity has 5.7 M outstanding shares of which 6.04 K shares are currently shorted by private and institutional investors with about 0.79 trading days to cover. First Bancshares currently holds about 36.94 M in cash with 7.76 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.36.
Check First Bancshares Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Bancshares is $90.25 Million. First Bancshares shows 18.16 percent of its outstanding shares held by insiders and 18.16 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Susquehanna International Group, Llp2025-06-30
17.8 K
Bridgeway Capital Management, Llc2025-06-30
14 K
Bank Of America Corp2025-06-30
11.7 K
Diversified Enterprises, Llc2025-06-30
11.5 K
Ubs Group Ag2025-06-30
3.6 K
Royal Bank Of Canada2025-06-30
1000
State Of Wyoming2025-06-30
856
Advisor Group Holdings, Inc.2025-06-30
555
Tower Research Capital Llc2025-06-30
334
Gendell Jeffrey L2025-06-30
377.7 K
Vanguard Group Inc2025-06-30
99 K
View First Bancshares Diagnostics

First Bancshares Historical Income Statement

At present, First Bancshares' Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Cost Of Revenue is expected to grow to about 27.3 M, whereas Depreciation And Amortization is forecasted to decline to about 1.4 M. View More Fundamentals

First Stock Against Markets

When determining whether First Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancshares. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.244
Dividend Share
0.28
Earnings Share
1
Revenue Per Share
6.361
Quarterly Revenue Growth
0.101
Investors evaluate First Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Bancshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause First Bancshares' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Bancshares' market price signifies the transaction level at which participants voluntarily complete trades.