First Bancshares Valuation
| FUSB Stock | USD 12.80 0.54 4.40% |
At this time, the firm appears to be overvalued. First Bancshares shows a prevailing Real Value of $10.78 per share. The current price of the firm is $12.8. Our model computes the value of First Bancshares from reviewing the firm fundamentals such as Shares Outstanding of 5.7 M, profit margin of 0.22 %, and Current Valuation of (15.54 M) as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that First Bancshares' price fluctuation is somewhat reliable at this time. Calculation of the real value of First Bancshares is based on 3 months time horizon. Increasing First Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 12.8 | Real 10.78 | Hype 12.8 | Naive 12.79 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Bancshares Company, which is reflected in its stock price. It is based on First Bancshares' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Bancshares helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Bancshares more accurately as focusing exclusively on First Bancshares' fundamentals will not take into account other important factors: First Bancshares Total Value Analysis
First Bancshares is currently projected to have valuation of (15.54 M) with market capitalization of 72.91 M, debt of 20.8 M, and cash on hands of 36.94 M. The negative valuation of First Bancshares may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the First Bancshares fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(15.54 M) | 72.91 M | 20.8 M | 36.94 M |
First Bancshares Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.74. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bancshares last dividend was issued on the 13th of December 2024. The entity had 2:1 split on the 23rd of July 2003. Based on the key indicators related to First Bancshares' liquidity, profitability, solvency, and operating efficiency, First Bancshares is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in March.First Bancshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of First suggests not a very effective usage of assets in January.First Bancshares Ownership Allocation
The market capitalization of First Bancshares is $72.91 Million. First Bancshares shows 15.5 percent of its outstanding shares held by insiders and 17.5 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.First Bancshares Profitability Analysis
The company reported the previous year's revenue of 40.71 M. Net Income was 8.48 M with profit before overhead, payroll, taxes, and interest of 40.31 M.First Bancshares Past Distributions to stockholders
| 1st of October 2024 | ||
| 1st of July 2024 | ||
| 1st of April 2024 | ||
| 2nd of January 2024 | ||
| 2nd of October 2023 | ||
| 3rd of July 2023 | ||
| 3rd of April 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Bancshares' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Bancshares and how it compares across the competition.
About First Bancshares Valuation
The stock valuation mechanism determines First Bancshares' current worth on a weekly basis. Our valuation model uses a comparative analysis of First Bancshares. We calculate exposure to First Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Bancshares's related companies.First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama. First US operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 175 people.
A single share of First Bancshares represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Bancshares Dividends Analysis For Valuation
There are various types of dividends First Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Bancshares by the value of the dividends paid out.
First Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 6.4 M | |
| Quarterly Earnings Growth Y O Y | 0.091 |
Complementary Tools for First Stock analysis
When running First Bancshares' price analysis, check to measure First Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancshares is operating at the current time. Most of First Bancshares' value examination focuses on studying past and present price action to predict the probability of First Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancshares' price. Additionally, you may evaluate how the addition of First Bancshares to your portfolios can decrease your overall portfolio volatility.
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