Hector Cerna - International Bancshares CEO Pass

IBOC Stock  USD 73.40  1.74  2.43%   

Insider

Hector Cerna is CEO Pass of International Bancshares
Address 1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359
Phone956 722 7611
Webhttps://www.ibc.com

International Bancshares Management Efficiency

The company has return on total asset (ROA) of 0.026 % which means that it generated a profit of $0.026 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.162 %, meaning that it created $0.162 on every $100 dollars invested by stockholders. International Bancshares' management efficiency ratios could be used to measure how well International Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. At present, International Bancshares' Return On Assets are projected to increase slightly based on the last few years of reporting. At present, International Bancshares' Intangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Earning Assets is expected to grow to about 3.1 B, whereas Total Assets are forecasted to decline to about 11.1 B.
International Bancshares currently holds 119.61 M in liabilities with Debt to Equity (D/E) ratio of 6.07, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about International Bancshares' use of debt, we should always consider it together with its cash and equity.

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International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas. Intl Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2101 people. International Bancshares (IBOC) is traded on NASDAQ Exchange in USA. It is located in 1200 San Bernardo Avenue, Laredo, TX, United States, 78042-1359 and employs 2,062 people. International Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

International Bancshares Leadership Team

Elected by the shareholders, the International Bancshares' board of directors comprises two types of representatives: International Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of International. The board's role is to monitor International Bancshares' management team and ensure that shareholders' interests are well served. International Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, International Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Jay Rogers, Texas Houston
Mike Sohn, CEO Antonio
Jeff Samples, President Houston
Dennis Nixon, Chairman, Principal Executive Officer and President Member of Profit Sharing Plan Committee, Member of Asset/Liability, Investment, Balance Sheet-Management, Funds Management/Liquidity Interest Rate Risk Committee, CEO of International Bank of Commerce and President of International Bank of Commerce and Director of International Bank of Commerce
Ignacio Urrabazo, CEO Laredo
Hector Cerna, CEO Pass
Judith Wawroski, Executive Vice President Chief Accounting Officer, Treasurer
Alonzo Villarreal, CEO Brownsville
Marisa Santos, Corporate Secretary
Derek Schmidt, Bay Lavaca
Ricardo Ramirez, President Zapata
Rosa Gonzalez, Exec Divisions
Robert Barnes, CEO Austin

International Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is International Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether International Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of International Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of International Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on International Bancshares Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in International Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
For information on how to trade International Stock refer to our How to Trade International Stock guide.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International Bancshares. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.32
Earnings Share
6.43
Revenue Per Share
12.863
Quarterly Revenue Growth
0.005
The market value of International Bancshares is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International Bancshares' value that differs from its market value or its book value, called intrinsic value, which is International Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International Bancshares' market value can be influenced by many factors that don't directly affect International Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between International Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if International Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.