Joseph Lacher - Kemper CEO

KMPR Stock  USD 71.61  0.49  0.68%   

CEO

Mr. Joseph P. Lacher, Jr., is President, Chief Executive Officer, Director of the Company. Mr. Lacher has served as President and Chief Executive Officer of the Company since November 2015. Mr. Lacher previously served in other senior executive roles in the insurance industry. From November 2009 to July 2011, Mr. Lacher was President of Allstate Protection, a unit of Allstate Corporationrationration, where he led the companys property and casualty offerings serving more than 17 million American households. Prior to Allstate, Mr. Lacher spent 18 years at The Travelers Companies, Inc., most recently serving as Executive Vice President Personal Insurance from 2002 to 2009 and additionally as Executive Vice President Select Accounts from 2006 to 2009 since 2021.
Age 55
Tenure 3 years
Address 200 East Randolph Street, Chicago, IL, United States, 60601
Phone312 661 4600
Webhttps://www.kemper.com
Lacher’s senior executive experience in the insurance industry provides valued expertise and perspective to the Board. In his role as the Company’s Chief Executive Officer, he fills a critical role as liaison between the Board and the members of the Company’s executive and operational teams. His strong industry background and insights complement the broad business backgrounds and skills of the other members of the Board.

Joseph Lacher Latest Insider Activity

Tracking and analyzing the buying and selling activities of Joseph Lacher against Kemper stock is an integral part of due diligence when investing in Kemper. Joseph Lacher insider activity provides valuable insight into whether Kemper is net buyers or sellers over its current business cycle. Note, Kemper insiders must abide by specific rules, including filing SEC forms every time they buy or sell Kemper'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Kemper Management Efficiency

The company has return on total asset (ROA) of 0.0279 % which means that it generated a profit of $0.0279 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1045 %, meaning that it created $0.1045 on every $100 dollars invested by stockholders. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities. As of 11/24/2024, Return On Tangible Assets is likely to grow to -0.02. In addition to that, Return On Capital Employed is likely to drop to 0. At this time, Kemper's Fixed Asset Turnover is relatively stable compared to the past year.
Kemper currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kemper's use of debt, we should always consider it together with its cash and equity.

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CEO Age

Joshua BixbyFastly Inc
42
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois. Kemper Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 10300 people. Kemper (KMPR) is traded on New York Stock Exchange in USA. It is located in 200 East Randolph Street, Chicago, IL, United States, 60601 and employs 8,100 people. Kemper is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

Kemper Leadership Team

Elected by the shareholders, the Kemper's board of directors comprises two types of representatives: Kemper inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Kemper. The board's role is to monitor Kemper's management team and ensure that shareholders' interests are well served. Kemper's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Kemper's outside directors are responsible for providing unbiased perspectives on the board's policies.
James McKinney, Chief Financial Officer, Executive Vice President
Stuart Parker, Independent Director
Charles Brooks, Executive Vice President - Operations and Systems
Anastasios Omiridis, Senior Vice President, Deputy Chief Financial Officer and Principal Accounting Officer
Matthew Hunton, President of Kemper Auto
Bradley CFA, Executive CFO
Mark Green, Executive Vice President - Business Development and Reinsurance
Kathleen Cronin, Independent Director
James Alexander, Senior Officer
Michael Marinaccio, IR Contact Officer
Teresa Canida, Independent Director
Tim Stonehocker, President - Life and Health Division
Lacy Johnson, Independent Director
Carl Evans, General VP
Christopher Sarofim, Director
Gerald Laderman, Independent Director
Barbara Ciesemier, Assistant Communications
Duane Sanders, Executive Vice President and President - Property & Casualty Division
John Boschelli, Executive Vice President, Chief Investment Officer
David Storch, Lead Independent Director
Robert Otis, Senior Vice President - Preferred Home and Auto
Robert Joyce, Independent Chairman of the Board
Kimberly Holmes, Executive Vice President, Chief Actuary and Strategic Analytics Officer
Ismat Aziz, Chief Human Resource Officer, Executive Vice President, Chief Administrative Officer
C Evans, Executive Vice President General Counsel, Secretary
Erich Sternberg, Executive Vice President and Presidentident - Life and Health Division
George Cochran, Independent Director
Susan Whiting, Independent Director
Jason Gorevic, Independent Director
Joseph Lacher, CEO and President Member of The Board of Directors and Member of Investment Committee
Karen Guerra, Vice Relations

Kemper Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Kemper a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Kemper

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Kemper position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Kemper will appreciate offsetting losses from the drop in the long position's value.

Moving together with Kemper Stock

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  0.72AFG American FinancialPairCorr

Moving against Kemper Stock

  0.35FACO First Acceptance CorpPairCorr
The ability to find closely correlated positions to Kemper could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Kemper when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Kemper - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Kemper to buy it.
The correlation of Kemper is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Kemper moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Kemper moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Kemper can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Kemper Stock Analysis

When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.