John Roche - Hanover Insurance President
| THG Stock | USD 174.05 0.45 0.26% |
President
Mr. John C. Roche is President, Chief Executive Officer, Director of the Company. Mr. Roche became President and Chief Executive Officer in November 2017. Prior to that, he served as Executive Vice President and President, Hanover Agency Markets since February 2017. Until February 2017, Mr. Roche was Executive Vice President, President Business Insurance since 2013 and head of Field Operations since November 2014. Prior to that he served as Senior Vice President, President Business Insurance from 2009 to 2013 and has held the following other positions since joining the Company in 2006 Vice President, Field Operations and Vice President, Underwriting and Product Management, Commercial Lines. From 1994 to 2006, Mr. Roche served in a variety of leadership positions at St. Paul Travelers Companies, Inc., last serving as Vice President, Commercial Accounts. Previously, Mr. Roche served in a variety of underwriting and management positions at Firemans Fund Insurance Company and Atlantic Mutual Insurance Company. We believe Mr. Roches qualifications to serve on our Board include his more than two decades of experience in the property and casualty insurance industry, his management experience leading significant business units both at the Company and at St. Paul Travelers and his detailed understanding of the Company and its business. since 2017.
| Age | 62 |
| Tenure | 9 years |
| Address | 440 Lincoln Street, Worcester, MA, United States, 01653 |
| Phone | 508 855 1000 |
| Web | https://www.hanover.com |
John Roche Latest Insider Activity
Tracking and analyzing the buying and selling activities of John Roche against Hanover Insurance stock is an integral part of due diligence when investing in Hanover Insurance. John Roche insider activity provides valuable insight into whether Hanover Insurance is net buyers or sellers over its current business cycle. Note, Hanover Insurance insiders must abide by specific rules, including filing SEC forms every time they buy or sell Hanover Insurance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
John Roche over six months ago Acquisition by John Roche of 140 shares of Hanover Insurance subject to Rule 16b-3 | ||
John Roche over six months ago Disposition of 900 shares by John Roche of Hanover Insurance at 175.17 subject to Rule 16b-3 | ||
John Roche over six months ago Acquisition by John Roche of 22943 shares of Hanover Insurance at 66.14 subject to Rule 16b-3 | ||
John Roche over a year ago Disposition of 22305 shares by John Roche of Hanover Insurance at 54.61 subject to Rule 16b-3 |
Hanover Insurance Management Efficiency
The company has Return on Asset of 0.0325 % which means that on every $100 spent on assets, it made $0.0325 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2002 %, implying that it generated $0.2002 on every 100 dollars invested. Hanover Insurance's management efficiency ratios could be used to measure how well Hanover Insurance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hanover Insurance's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Hanover Insurance's Return On Tangible Assets are most likely to increase slightly in the upcoming years. The Hanover Insurance's current Return On Assets is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to roughly 301.8 M.Similar Executives
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Management Performance
| Return On Equity | 0.2 | |||
| Return On Asset | 0.0325 |
Hanover Insurance Leadership Team
Elected by the shareholders, the Hanover Insurance's board of directors comprises two types of representatives: Hanover Insurance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hanover. The board's role is to monitor Hanover Insurance's management team and ensure that shareholders' interests are well served. Hanover Insurance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hanover Insurance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Sarah Medina, President - Professional Liability | ||
| Scott Grieco, Chief Product and Underwriting officer | ||
| Toni Mitchell, President Business | ||
| P Condron, Independent Chairman of the Board | ||
| Martin Hughes, Independent Director | ||
| John Roche, Senior Vice President and Presidentident - Business Insurance | ||
| Denise BA, Executive Officer | ||
| Harriett Taggart, Independent Director | ||
| Cynthia Egan, Independent Vice Chairman of the Board | ||
| Jeffrey Farber, Chief Financial Officer, Executive Vice President, Senior Finance Officer | ||
| Ann Tripp, Executive Vice President, Chief Investment Officer, Treasurer and President, Opus Investment Management, Inc. | ||
| Matthew Mitchell, President - Hanover's middle market business | ||
| James Kelley, President - Hanover Specialty Industrial Property | ||
| Jennifer Luisa, Senior Officer | ||
| Richard Lavey, Senior Vice President Chief Marketing and Distribution Officer | ||
| Theodore Bunting, Independent Director | ||
| Gayle Falvey, VP COO | ||
| Warren Barnes, Senior Vice President and Corporate Controller and Principal Accounting Officer | ||
| Mark Welzenbach, Executive Vice President, Chief Claims Officer | ||
| Lindsay Greenfield, Senior Officer | ||
| Wendell Knox, Independent Director | ||
| Willard Lee, Senior Vice President, Chief Technology Innovation Officer, Chief Information Officer | ||
| Daniel Henry, Independent Director | ||
| Mark Berthiaume, Executive Vice President, Chief Technology Innovation Officer | ||
| Denise Lowsley, Chief Human Resource Officer, Executive Vice President | ||
| J Condrin, Independent Director | ||
| Dennis Kerrigan, Executive Vice President General Counsel, Assistant Secretary | ||
| Mina Rona, President Sciences | ||
| Kathleen Lane, Independent Director | ||
| Oksana Lukasheva, IR Contact Officer | ||
| Joseph Ramrath, Independent Director | ||
| Jane Carlin, Independent Director | ||
| Kevin Bradicich, Independent Director | ||
| Bryan Salvatore, Executive Vice President and Presidentident - Specialty |
Hanover Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Hanover Insurance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.2 | |||
| Return On Asset | 0.0325 | |||
| Profit Margin | 0.1 % | |||
| Operating Margin | 0.14 % | |||
| Current Valuation | 6.56 B | |||
| Shares Outstanding | 35.58 M | |||
| Shares Owned By Insiders | 0.82 % | |||
| Shares Owned By Institutions | 90.21 % | |||
| Number Of Shares Shorted | 710.64 K | |||
| Price To Earning | 18.15 X |
Currently Active Assets on Macroaxis
When determining whether Hanover Insurance is a strong investment it is important to analyze Hanover Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hanover Insurance's future performance. For an informed investment choice regarding Hanover Stock, refer to the following important reports:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Hanover Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Can Property & Casualty Insurance industry sustain growth momentum? Does Hanover have expansion opportunities? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Hanover Insurance demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.751 | Dividend Share 3.6 | Earnings Share 17.29 | Revenue Per Share | Quarterly Revenue Growth 0.064 |
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Hanover Insurance's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.