Union Bankshares Net Worth

Union Bankshares Net Worth Breakdown

  UNB
The net worth of Union Bankshares is the difference between its total assets and liabilities. Union Bankshares' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Union Bankshares' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Union Bankshares' net worth can be used as a measure of its financial health and stability which can help investors to decide if Union Bankshares is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Union Bankshares stock.

Union Bankshares Net Worth Analysis

Union Bankshares' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Union Bankshares' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Union Bankshares' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Union Bankshares' net worth analysis. One common approach is to calculate Union Bankshares' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Union Bankshares' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Union Bankshares' net worth. This approach calculates the present value of Union Bankshares' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Union Bankshares' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Union Bankshares' net worth. This involves comparing Union Bankshares' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Union Bankshares' net worth relative to its peers.

Enterprise Value

91.21 Million

To determine if Union Bankshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Union Bankshares' net worth research are outlined below:
About 20.0% of the company outstanding shares are owned by insiders
On 7th of November 2024 Union Bankshares paid $ 0.36 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: United Bancshares Stock Price Crosses Above 50 Day Moving Average Time to Sell

Union Bankshares Quarterly Good Will

1.27 Billion

Union Bankshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Union Bankshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Union Bankshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
17th of April 2024
Upcoming Quarterly Report
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31st of March 2024
Next Fiscal Quarter End
View

Know Union Bankshares' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Union Bankshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Union Bankshares backward and forwards among themselves. Union Bankshares' institutional investor refers to the entity that pools money to purchase Union Bankshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Blackrock Inc2024-06-30
17.1 K
Renaissance Technologies Corp2024-09-30
16.5 K
Bridgeway Capital Management, Llc2024-06-30
16.4 K
State Street Corp2024-06-30
10.1 K
Community Financial Services Group2024-09-30
8.5 K
Citigroup Inc2024-06-30
K
Wells Fargo & Co2024-06-30
3.8 K
Bank Of America Corp2024-06-30
3.4 K
Ubs Group Ag2024-06-30
2.5 K
Fmr Inc2024-09-30
214.7 K
Vanguard Group Inc2024-09-30
148.5 K
Note, although Union Bankshares' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Union Bankshares' market capitalization trends

The company currently falls under 'Small-Cap' category with a total capitalization of 140.42 M.

Market Cap

90.6 Million

Project Union Bankshares' profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.17  0.11 
The company has Net Profit Margin of 0.19 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.11 %, which entails that for every 100 dollars of revenue, it generated $0.11 of operating income.
When accessing Union Bankshares' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Union Bankshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Union Bankshares' profitability and make more informed investment decisions.
Please note, the presentation of Union Bankshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Union Bankshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Union Bankshares' management manipulating its earnings.

Evaluate Union Bankshares' management efficiency

At present, Union Bankshares' Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, Union Bankshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 1.4 B, whereas Non Current Assets Total are forecasted to decline to about 19.4 M. Union Bankshares' management efficiency ratios could be used to measure how well Union Bankshares manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 14.61  13.88 
Tangible Book Value Per Share 14.24  13.53 
Enterprise Value Over EBITDA 14.08  14.79 
Price Book Value Ratio 2.10  1.78 
Enterprise Value Multiple 14.08  14.79 
Price Fair Value 2.10  1.78 
Enterprise Value137.9 M91.2 M
Leadership effectiveness at Union Bankshares is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue
8.7533
Revenue
46.4 M
Quarterly Revenue Growth
(0.1)
Revenue Per Share
10.244
Return On Equity
0.145
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Union Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Union Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Union Bankshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Union Bankshares Corporate Filings

8K
21st of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
14th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F4
16th of May 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
2nd of April 2024
Other Reports
ViewVerify
Union Bankshares time-series forecasting models is one of many Union Bankshares' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Union Bankshares' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Union Bankshares Earnings per Share Projection vs Actual

Union Bankshares Corporate Management

Jeffrey CoslettVP and Sr. VP of HR and Branch Admin. of Union BankProfile
Karyn CPATreasurer VPProfile
Patricia HoganSenior OfficerProfile
Kristy AlfieriAssistant SecretaryProfile
Timothy SargentIndependent SecretaryProfile
When determining whether Union Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Union Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Union Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Union Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade Union Stock refer to our How to Trade Union Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Union Bankshares. If investors know Union will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Union Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.47)
Dividend Share
1.44
Earnings Share
1.94
Revenue Per Share
10.244
Quarterly Revenue Growth
(0.1)
The market value of Union Bankshares is measured differently than its book value, which is the value of Union that is recorded on the company's balance sheet. Investors also form their own opinion of Union Bankshares' value that differs from its market value or its book value, called intrinsic value, which is Union Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Union Bankshares' market value can be influenced by many factors that don't directly affect Union Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Union Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Union Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Union Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.