Richard Murphy - Wintrust Financial Chief Credit Officer and Executive VP

WTFC Stock  USD 133.63  2.80  2.14%   

EVP

Mr. Richard B. Murphy is Executive Vice President and Chief Credit Officer of Wintrust Financial Corporationrationration. Mr. Murphy has served as the Companys Chief Credit Officer and is responsible for coordinating all the credit functions of the Company. Mr. Murphy serves as Regional Market Head overseeing Hinsdale Bank and Town Bank. Mr. Murphy served as the President of Hinsdale Bank from 1996 until December of 2005. From 1993 until his promotion to President of Hinsdale Bank, Mr. Murphy served as the Executive Vice President and Senior Lender of Hinsdale Bank. Prior to his association with the Company, Mr. Murphy served as President of the First State Bank of Calumet City. Mr. Murphy is a Director of Hinsdale Bank and Town Bank. Mr. Murphy is on the Board of the Big Shoulders Fund, the Advisory Board of After School Matters, and is CoChair of the Keystone Board of Shirley Ryan Ability Labs. Mr. Murphy is married to the sister of Mr. Wehmers wife. since 2002.
Age 64
Tenure 22 years
Address 9700 West Higgins Road, Rosemont, IL, United States, 60018
Phone847 939 9000
Webhttps://www.wintrust.com
Murphy is a Director of Hinsdale Bank and Town Bank.

Wintrust Financial Management Efficiency

The company has return on total asset (ROA) of 0.0106 % which means that it generated a profit of $0.0106 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1109 %, meaning that it created $0.1109 on every $100 dollars invested by stockholders. Wintrust Financial's management efficiency ratios could be used to measure how well Wintrust Financial manages its routine affairs as well as how well it operates its assets and liabilities. At present, Wintrust Financial's Return On Assets are projected to increase slightly based on the last few years of reporting. At present, Wintrust Financial's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 9.4 B, whereas Non Currrent Assets Other are projected to grow to (8.5 B).
Wintrust Financial currently holds 3.65 B in liabilities with Debt to Equity (D/E) ratio of 8.74, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Wintrust Financial's use of debt, we should always consider it together with its cash and equity.

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Wintrust Financial Corporation operates as a financial holding company. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois. Wintrust Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 52 people. Wintrust Financial (WTFC) is traded on NASDAQ Exchange in USA. It is located in 9700 West Higgins Road, Rosemont, IL, United States, 60018 and employs 5,521 people. Wintrust Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Wintrust Financial Leadership Team

Elected by the shareholders, the Wintrust Financial's board of directors comprises two types of representatives: Wintrust Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Wintrust. The board's role is to monitor Wintrust Financial's management team and ensure that shareholders' interests are well served. Wintrust Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Wintrust Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Edward Wehmer, CEO and President Director and Member of Executive Committee
Guy Eisenhuth, Executive Vice President , Regional Market Head
Jeffrey Hahnfeld, Controller VP
Jennifer Morris, Executive Officer
Thomas Zidar, Executive Vice President Market Head - Wealth Management Services
Edward CPA, Founder Advisor
Mike Ryan, Executive Officer
Tony Buttrick, Executive Officer
David Stoehr, CFO and Executive VP
Timothy Crane, Executive Vice President and Regional Market Head
Kathleen Boege, Executive Vice President General Counsel, Corporate Secretary
Richard Murphy, Chief Credit Officer and Executive VP
David Lee, Executive Financial
David Dykstra, COO and Sr. Executive VP
Norah Larke, Executive Officer

Wintrust Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Wintrust Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Wintrust Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Wintrust Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Wintrust Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Wintrust Financial Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Wintrust Financial. If investors know Wintrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Wintrust Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.75
Earnings Share
9.55
Revenue Per Share
36.15
Quarterly Revenue Growth
0.069
The market value of Wintrust Financial is measured differently than its book value, which is the value of Wintrust that is recorded on the company's balance sheet. Investors also form their own opinion of Wintrust Financial's value that differs from its market value or its book value, called intrinsic value, which is Wintrust Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Wintrust Financial's market value can be influenced by many factors that don't directly affect Wintrust Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Wintrust Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Wintrust Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Wintrust Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.