Evans Bancorp Stock Performance
| EVBN Stock | USD 40.97 2.09 4.85% |
The firm shows a Beta (market volatility) of -0.0618, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Evans Bancorp are expected to decrease at a much lower rate. During the bear market, Evans Bancorp is likely to outperform the market. At this point, Evans Bancorp has a negative expected return of -0.11%. Please make sure to confirm Evans Bancorp's treynor ratio, and the relationship between the standard deviation and kurtosis , to decide if Evans Bancorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Evans Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest unfluctuating performance, the Stock's fundamental drivers remain healthy and the recent disarray on Wall Street may also be a sign of long period gains for the firm investors. ...more
Actual Historical Performance (%)
One Day Return (3.95) | Five Day Return (3.02) | Year To Date Return (3.12) | Ten Year Return 72.33 | All Time Return 145.17 |
Forward Dividend Yield 0.0307 | Payout Ratio | Last Split Factor 105:100 | Forward Dividend Rate 1.32 | Dividend Date 2025-04-10 |
1 | Evans Bank acquisition decision followed financial downturn - Buffalo Business First - The Business Journals | 12/04/2024 |
2 | Evans Bancorp announces supplemental disclosures for merger with NBT | 12/13/2024 |
3 | Evans Bancorp stock maintains Market Perform rating with systems conversion set for 2Q25 - Investing.com | 12/24/2024 |
| Evans Bancorp dividend paid on 31st of December 2024 | 12/31/2024 |
4 | EVBN Stock Earnings Evans Bancorp Beats EPS, Beats Revenue for Q2 2024 - MSN | 01/13/2025 |
5 | Evans Bancorp Expected to Announce Quarterly Earnings on Thursday - MarketBeat | 01/22/2025 |
6 | Evans Bancorp Q4 Earnings Snapshot | 02/04/2025 |
7 | Acquisition by David Nasca of 180 shares of Evans Bancorp subject to Rule 16b-3 | 02/12/2025 |
| Begin Period Cash Flow | 23.1 M | |
| Free Cash Flow | 15.2 M |
Evans |
Evans Bancorp Relative Risk vs. Return Landscape
If you would invest 4,423 in Evans Bancorp on December 5, 2024 and sell it today you would lose (326.00) from holding Evans Bancorp or give up 7.37% of portfolio value over 90 days. Evans Bancorp is currently does not generate positive expected returns and assumes 1.6334% risk (volatility on return distribution) over the 90 days horizon. In different words, 14% of stocks are less volatile than Evans, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Evans Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Evans Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Evans Bancorp, and traders can use it to determine the average amount a Evans Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.07
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | EVBN |
Estimated Market Risk
| 1.63 actual daily | 14 86% of assets are more volatile |
Expected Return
| -0.11 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.07 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Evans Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Evans Bancorp by adding Evans Bancorp to a well-diversified portfolio.
Evans Bancorp Fundamentals Growth
Evans Stock prices reflect investors' perceptions of the future prospects and financial health of Evans Bancorp, and Evans Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Evans Stock performance.
| Return On Equity | 0.0662 | ||||
| Return On Asset | 0.0056 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.28 % | ||||
| Current Valuation | 317.69 M | ||||
| Shares Outstanding | 5.57 M | ||||
| Price To Earning | 13.14 X | ||||
| Price To Book | 1.31 X | ||||
| Price To Sales | 3.44 X | ||||
| Revenue | 94.11 M | ||||
| Gross Profit | 66.97 M | ||||
| EBITDA | 367 K | ||||
| Net Income | 24.52 M | ||||
| Cash And Equivalents | 6.81 M | ||||
| Cash Per Share | 1.25 X | ||||
| Total Debt | 189.84 M | ||||
| Debt To Equity | 9.29 % | ||||
| Book Value Per Share | 33.23 X | ||||
| Cash Flow From Operations | 15.7 M | ||||
| Earnings Per Share | 2.06 X | ||||
| Market Capitalization | 230.29 M | ||||
| Total Asset | 2.11 B | ||||
| Retained Earnings | 138.63 M | ||||
About Evans Bancorp Performance
By examining Evans Bancorp's fundamental ratios, stakeholders can obtain critical insights into Evans Bancorp's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Evans Bancorp is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.16 | 0.11 |
Things to note about Evans Bancorp performance evaluation
Checking the ongoing alerts about Evans Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Evans Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Evans Bancorp generated a negative expected return over the last 90 days | |
| Evans Bancorp has a poor financial position based on the latest SEC disclosures | |
| About 61.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from MacroaxisInsider: Acquisition by David Nasca of 180 shares of Evans Bancorp subject to Rule 16b-3 |
- Analyzing Evans Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Evans Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Evans Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Evans Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Evans Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Evans Bancorp's stock. These opinions can provide insight into Evans Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.64) | Dividend Share 1.32 | Earnings Share 2.06 | Revenue Per Share | Quarterly Revenue Growth (0.45) |
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.