Orrstown Financial Services Stock Performance

ORRF Stock  USD 36.09  1.99  5.23%   
Orrstown Financial has a performance score of 1 on a scale of 0 to 100. The company holds a Beta of 0.92, which implies possible diversification benefits within a given portfolio. Orrstown Financial returns are very sensitive to returns on the market. As the market goes up or down, Orrstown Financial is expected to follow. Orrstown Financial right now holds a risk of 1.74%. Please check Orrstown Financial potential upside, as well as the relationship between the kurtosis and day typical price , to decide if Orrstown Financial will be following its historical price patterns.

Risk-Adjusted Performance

Weak

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Orrstown Financial Services are ranked lower than 1 (%) of all global equities and portfolios over the last 90 days. Despite nearly stable basic indicators, Orrstown Financial is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more

Actual Historical Performance (%)

One Day Return
(5.23)
Five Day Return
(3.96)
Year To Date Return
3.38
Ten Year Return
107.18
All Time Return
243.06
Forward Dividend Yield
0.0289
Payout Ratio
0.257
Last Split Factor
105:100
Forward Dividend Rate
1.1
Dividend Date
2026-02-17
1
Acquisition by Brown Sarah M of 288 shares of Orrstown Financial at 35.0 subject to Rule 16b-3
01/02/2026
2
Insider Trading
01/05/2026
3
Orrstown Financial Services Q4 Earnings and Revenues Beat Estimates
01/27/2026
4
Orrstown Financial Services Inc Q4 2025 Earnings Call Highlights Record Net Income and ...
01/28/2026
5
Acquisition by Barbara Brobst of 1000 shares of Orrstown Financial subject to Rule 16b-3
01/29/2026
6
KBW Reaffirms Their Buy Rating on Orrstown Financial Services - The Globe and Mail
01/30/2026
7
Orrstown Financial Services Inc Receives Average Recommendation of Moderate Buy from Analysts - MarketBeat
02/03/2026
8
Disposition of 2500 shares by Messick John Rodney of Orrstown Financial at 38.62 subject to Rule 16b-3
02/05/2026
9
Insider Sell John Messick Sells 2,500 Shares of Orrstown Financ - GuruFocus
02/09/2026
10
Have Orrstown Financial Services Insiders Been Selling Stock
02/11/2026
11
Disposition of 146 shares by Jaeger Michael of Orrstown Financial at 37.38 subject to Rule 16b-3
02/13/2026
 
Orrstown Financial dividend paid on 17th of February 2026
02/17/2026
13
Disposition of tradable shares by Thomas Quinn of Orrstown Financial at 37.695 subject to Rule 16b-3
02/18/2026
14
Disposition of 10373 shares by Thomas Quinn of Orrstown Financial at 37.43 subject to Rule 16b-3
02/19/2026
15
Orrstown Financial Services, Inc.s Latest 7.7 percent Decline Adds to One-year Losses, Institutional Investors May Consider Drastic Measures -
02/20/2026
Begin Period Cash Flow65.2 M
Total Cashflows From Investing Activities61 M
Free Cash Flow33.4 M

Orrstown Financial Relative Risk vs. Return Landscape

If you would invest  3,562  in Orrstown Financial Services on November 26, 2025 and sell it today you would earn a total of  47.00  from holding Orrstown Financial Services or generate 1.32% return on investment over 90 days. Orrstown Financial Services is currently generating 0.0372% in daily expected returns and assumes 1.7422% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than Orrstown, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Orrstown Financial is expected to generate 1.38 times less return on investment than the market. In addition to that, the company is 2.29 times more volatile than its market benchmark. It trades about 0.02 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.07 per unit of volatility.

Orrstown Financial Target Price Odds to finish over Current Price

The tendency of Orrstown Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 36.09 90 days 36.09 
about 56.71
Based on a normal probability distribution, the odds of Orrstown Financial to move above the current price in 90 days from now is about 56.71 (This Orrstown Financial Services probability density function shows the probability of Orrstown Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days Orrstown Financial has a beta of 0.92. This indicates Orrstown Financial Services market returns are reactive to returns on the market. As the market goes up or down, Orrstown Financial is expected to follow. Additionally Orrstown Financial Services has an alpha of 0.066, implying that it can generate a 0.066 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Orrstown Financial Price Density   
       Price  

Predictive Modules for Orrstown Financial

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Orrstown Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
34.3736.0937.81
Details
Intrinsic
Valuation
LowRealHigh
32.4638.9640.68
Details
Naive
Forecast
LowNextHigh
33.7735.4937.21
Details
5 Analysts
Consensus
LowTargetHigh
37.7741.5046.07
Details

Orrstown Financial Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Orrstown Financial is not an exception. The market had few large corrections towards the Orrstown Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Orrstown Financial Services, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Orrstown Financial within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.07
β
Beta against Dow Jones0.92
σ
Overall volatility
1.36
Ir
Information ratio 0.03

Orrstown Financial Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Orrstown Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Orrstown Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Orrstown Financial has a poor financial position based on the latest SEC disclosures
About 59.0% of the company shares are owned by institutional investors
On 17th of February 2026 Orrstown Financial paid $ 0.3 per share dividend to its current shareholders
Latest headline from news.google.com: Orrstown Financial Services, Inc.s Latest 7.7 percent Decline Adds to One-year Losses, Institutional Investors May Consider Drastic Measures -

Orrstown Financial Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Orrstown Stock often depends not only on the future outlook of the current and potential Orrstown Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Orrstown Financial's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding16.8 M
Cash And Short Term Investments994.8 M

Orrstown Financial Fundamentals Growth

Orrstown Stock prices reflect investors' perceptions of the future prospects and financial health of Orrstown Financial, and Orrstown Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Orrstown Stock performance.

About Orrstown Financial Performance

By analyzing Orrstown Financial's fundamental ratios, stakeholders can gain valuable insights into Orrstown Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Orrstown Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Orrstown Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.14  0.11 

Things to note about Orrstown Financial performance evaluation

Checking the ongoing alerts about Orrstown Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Orrstown Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Orrstown Financial has a poor financial position based on the latest SEC disclosures
About 59.0% of the company shares are owned by institutional investors
On 17th of February 2026 Orrstown Financial paid $ 0.3 per share dividend to its current shareholders
Latest headline from news.google.com: Orrstown Financial Services, Inc.s Latest 7.7 percent Decline Adds to One-year Losses, Institutional Investors May Consider Drastic Measures -
Evaluating Orrstown Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Orrstown Financial's stock performance include:
  • Analyzing Orrstown Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Orrstown Financial's stock is overvalued or undervalued compared to its peers.
  • Examining Orrstown Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Orrstown Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Orrstown Financial's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Orrstown Financial's stock. These opinions can provide insight into Orrstown Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Orrstown Financial's stock performance is not an exact science, and many factors can impact Orrstown Financial's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

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When running Orrstown Financial's price analysis, check to measure Orrstown Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Orrstown Financial is operating at the current time. Most of Orrstown Financial's value examination focuses on studying past and present price action to predict the probability of Orrstown Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Orrstown Financial's price. Additionally, you may evaluate how the addition of Orrstown Financial to your portfolios can decrease your overall portfolio volatility.
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