Orrstown Financial Services Stock Analysis

ORRF Stock  USD 40.49  0.54  1.35%   
Orrstown Financial Services is overvalued with Real Value of 32.59 and Target Price of 25.33. The main objective of Orrstown Financial stock analysis is to determine its intrinsic value, which is an estimate of what Orrstown Financial Services is worth, separate from its market price. There are two main types of Orrstown Financial's stock analysis: fundamental analysis and technical analysis.
The Orrstown Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Orrstown Financial's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Orrstown Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

Orrstown Stock Analysis Notes

About 56.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.49. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Orrstown Financial last dividend was issued on the 5th of November 2024. The entity had 105:100 split on the 23rd of May 2007. Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania. Orrstown Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 412 people. To find out more about Orrstown Financial Services contact Thomas Quinn at 717 532 6114 or learn more at https://www.orrstown.com.

Orrstown Financial Quarterly Total Revenue

95.37 Million

Orrstown Financial Investment Alerts

About 56.0% of the company shares are owned by institutional investors
On 12th of November 2024 Orrstown Financial paid $ 0.23 per share dividend to its current shareholders
Latest headline from news.google.com: Orrstown Financial Services, Inc. Shares Bought by Empowered Funds LLC - MarketBeat

Orrstown Financial Upcoming and Recent Events

23rd of April 2024
Upcoming Quarterly Report
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23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Orrstown Largest EPS Surprises

Earnings surprises can significantly impact Orrstown Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2017-01-26
2016-12-310.210.240.0314 
2015-07-22
2015-06-300.210.18-0.0314 
2020-04-21
2020-03-310.370.410.0410 
View All Earnings Estimates

Orrstown Financial Environmental, Social, and Governance (ESG) Scores

Orrstown Financial's ESG score is a quantitative measure that evaluates Orrstown Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Orrstown Financial's operations that may have significant financial implications and affect Orrstown Financial's stock price as well as guide investors towards more socially responsible investments.

Orrstown Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Fmr Inc2024-09-30
178.5 K
Pacific Ridge Capital Partners, Llc2024-09-30
167.7 K
Charles Schwab Investment Management Inc2024-09-30
158 K
Northern Trust Corp2024-09-30
149.8 K
Arrowstreet Capital Limited Partnership2024-06-30
140.5 K
Segall Bryant & Hamill2024-09-30
124.7 K
Franklin Resources Inc2024-06-30
120.3 K
Two Sigma Investments Llc2024-06-30
99.5 K
Bank Of America Corp2024-06-30
94.4 K
Vanguard Group Inc2024-09-30
981.8 K
Blackrock Inc2024-06-30
838.1 K
Note, although Orrstown Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Orrstown Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 774.47 M.

Orrstown Profitablity

The company has Profit Margin (PM) of 0.11 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.21 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.21.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.04 
Return On Assets 0.01  0.01 
Return On Equity 0.13  0.11 

Management Efficiency

The Orrstown Financial's current Return On Capital Employed is estimated to increase to 0.04, while Return On Tangible Assets are projected to decrease to 0.01. At this time, Orrstown Financial's Intangibles To Total Assets are most likely to increase slightly in the upcoming years. The Orrstown Financial's current Debt To Assets is estimated to increase to 0.09, while Other Assets are forecasted to increase to (888.6 M). Orrstown Financial's management efficiency ratios could be used to measure how well Orrstown Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 25.63  26.92 
Tangible Book Value Per Share 23.59  24.77 
Enterprise Value Over EBITDA 3.68  3.50 
Price Book Value Ratio 1.15  1.09 
Enterprise Value Multiple 3.68  3.50 
Price Fair Value 1.15  1.09 
Enterprise Value218.7 M115.5 M
The strategic initiatives led by Orrstown Financial's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield
0.023
Operating Margin
0.2116
Profit Margin
0.1081
Forward Dividend Yield
0.023
Beta
0.89

Technical Drivers

As of the 22nd of November, Orrstown Financial holds the Semi Deviation of 0.9575, risk adjusted performance of 0.1221, and Coefficient Of Variation of 655.61. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Orrstown Financial, as well as the relationship between them. Please check Orrstown Financial information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if Orrstown Financial is priced some-what accurately, providing market reflects its current price of 40.49 per share. Given that Orrstown Financial has jensen alpha of 0.1115, we recommend you to check out Orrstown Financial's recent market performance to make sure the company can sustain itself at a future point.

Orrstown Financial Price Movement Analysis

Execute Study
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Orrstown Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Orrstown Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Orrstown Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Orrstown Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Orrstown Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Orrstown Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Matthew Dyckman over a month ago
Acquisition by Matthew Dyckman of 10000 shares of Orrstown Financial subject to Rule 16b-3
 
Craig Kauffman over a month ago
Disposition of 6090 shares by Craig Kauffman of Orrstown Financial at 35.75 subject to Rule 16b-3
 
Thomas Quinn over a month ago
Disposition of 5602 shares by Thomas Quinn of Orrstown Financial at 27.36 subject to Rule 16b-3
 
Fague Philip E over two months ago
Disposition of 114 shares by Fague Philip E of Orrstown Financial at 34.95 subject to Rule 16b-3
 
Giambalvo John W over three months ago
Acquisition by Giambalvo John W of 1000 shares of Orrstown Financial at 31.75 subject to Rule 16b-3
 
Amy Doll over three months ago
Disposition of 1173 shares by Amy Doll of Orrstown Financial at 17.59 subject to Rule 16b-3
 
Clabaugh Chad M over three months ago
Acquisition by Clabaugh Chad M of 7890 shares of Orrstown Financial subject to Rule 16b-3
 
Hornberger David Todd over three months ago
Disposition of 671 shares by Hornberger David Todd of Orrstown Financial at 26.75 subject to Rule 16b-3
 
Jeffrey Gayman over three months ago
Disposition of 633 shares by Jeffrey Gayman of Orrstown Financial at 26.75 subject to Rule 16b-3
 
Kalani Neelesh over six months ago
Acquisition by Kalani Neelesh of 4316 shares of Orrstown Financial subject to Rule 16b-3
 
Eric Segal over six months ago
Acquisition by Eric Segal of 1500 shares of Orrstown Financial subject to Rule 16b-3
 
Rice Michael John over six months ago
Acquisition by Rice Michael John of 1500 shares of Orrstown Financial subject to Rule 16b-3

Orrstown Financial Outstanding Bonds

Orrstown Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Orrstown Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Orrstown bonds can be classified according to their maturity, which is the date when Orrstown Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Orrstown Financial Predictive Daily Indicators

Orrstown Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Orrstown Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Orrstown Financial Corporate Filings

13A
14th of November 2024
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
F4
31st of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
29th of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
24th of October 2024
Other Reports
ViewVerify
8K
22nd of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
16th of October 2024
Other Reports
ViewVerify
F4
2nd of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Orrstown Financial Forecast Models

Orrstown Financial's time-series forecasting models are one of many Orrstown Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Orrstown Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Orrstown Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Orrstown Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Orrstown shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Orrstown Financial. By using and applying Orrstown Stock analysis, traders can create a robust methodology for identifying Orrstown entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.30  0.29 
Operating Profit Margin 0.38  0.36 
Net Profit Margin 0.24  0.23 
Gross Profit Margin 1.13  0.73 

Current Orrstown Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Orrstown analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Orrstown analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
25.33Buy3Odds
Orrstown Financial Services current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Orrstown analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Orrstown stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Orrstown Financial, talking to its executives and customers, or listening to Orrstown conference calls.
Orrstown Analyst Advice Details

Orrstown Stock Analysis Indicators

Orrstown Financial Services stock analysis indicators help investors evaluate how Orrstown Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Orrstown Financial shares will generate the highest return on investment. By understating and applying Orrstown Financial stock analysis, traders can identify Orrstown Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow60.8 M
Total Stockholder Equity265.1 M
Property Plant And Equipment Net40.2 M
Cash And Short Term Investments546.1 M
Net Invested Capital434.6 M
Cash65.2 M
50 Day M A37.083
Net Interest Income106.4 M
Total Current Liabilities1.4 B
Forward Price Earnings8.8968
Investments-201 M
Interest Expense45 M
Stock Based Compensation2.4 M
Long Term Debt169.6 M
Common Stock Shares Outstanding10.4 M
Tax Provision9.6 M
Quarterly Earnings Growth Y O Y-0.223
Free Cash Flow36.5 M
Other Current Assets78.8 M
Net Debt104.4 M
Other Operating Expenses71.5 M
Non Current Assets Total3.4 B
Liabilities And Stockholders Equity3.1 B
Non Currrent Assets Other-602 M

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When running Orrstown Financial's price analysis, check to measure Orrstown Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Orrstown Financial is operating at the current time. Most of Orrstown Financial's value examination focuses on studying past and present price action to predict the probability of Orrstown Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Orrstown Financial's price. Additionally, you may evaluate how the addition of Orrstown Financial to your portfolios can decrease your overall portfolio volatility.
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