Orrstown Financial Services Stock Market Outlook
| ORRF Stock | USD 37.64 0.26 0.70% |
Roughly 69 percent of all Orrstown Financial's stockholders are curious in acquiring. The analysis of overall sentiment of trading Orrstown Financial Services stock suggests that a large number of investors are confidant at this time. The current market sentiment, together with Orrstown Financial's historical and current headlines, can help investors time the market. In addition, many technical investors use Orrstown Financial stock news signals to limit their universe of possible portfolio assets.
Comfort Level 69
Interested
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Orrstown Financial's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Orrstown Financial Services.
News SentimentBullish | Hype SentimentNeutral | Insider SentimentAcquiring |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Orrstown Financial Services is 'Buy'. Macroaxis provides Orrstown Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ORRF positions.
Execute Orrstown Financial Advice
The Orrstown recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Orrstown Financial Services. Macroaxis does not own or have any residual interests in Orrstown Financial Services or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Orrstown Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Buy
Market Performance | Fair | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Orrstown Financial Services has a Risk Adjusted Performance of 0.0874, Jensen Alpha of 0.1166, Total Risk Alpha of 0.0361, Sortino Ratio of 0.0659 and Treynor Ratio of 0.2203Orrstown Financial advice module can be used to check and cross-verify current recommendation provided by analysts analyzing the firm's potential to grow using all of fundamental, technical, data market data available at the time. To make sure Orrstown Financial is not overpriced, please check all Orrstown Financial fundamentals, including its gross profit, earnings per share, last dividend paid, as well as the relationship between the total debt and total asset . Given that Orrstown Financial has a number of shares shorted of 310.39 K, we recommend you to check out Orrstown Financial market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.
Orrstown Financial Trading Alerts and Improvement Suggestions
| Orrstown Financial has a poor financial position based on the latest SEC disclosures | |
| About 62.0% of the company shares are owned by institutional investors | |
| Latest headline from simplywall.st: Have Orrstown Financial Services Insiders Been Selling Stock |
Orrstown Financial Returns Distribution Density
The distribution of Orrstown Financial's historical returns is an attempt to chart the uncertainty of Orrstown Financial's future price movements. The chart of the probability distribution of Orrstown Financial daily returns describes the distribution of returns around its average expected value. We use Orrstown Financial Services price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Orrstown Financial returns is essential to provide solid investment analysis for Orrstown Financial.
| Mean Return | 0.17 | Value At Risk | -2.78 | Potential Upside | 2.79 | Standard Deviation | 1.67 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Orrstown Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Orrstown Stock Institutional Investors
| Shares | Fmr Inc | 2025-06-30 | 225.3 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 208.3 K | Proshare Advisors Llc | 2025-06-30 | 199.3 K | Petiole Usa Ltd | 2025-06-30 | 177 K | Qube Research & Technologies | 2025-06-30 | 171.4 K | Millennium Management Llc | 2025-06-30 | 171.1 K | Northern Trust Corp | 2025-06-30 | 162.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 160.1 K | Pacific Ridge Capital Partners, Llc | 2025-06-30 | 155 K | Blackrock Inc | 2025-06-30 | 1.4 M | Fourthstone Llc | 2025-06-30 | 1.3 M |
Orrstown Financial Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Change In Cash | 83.5M | (147.9M) | 4.3M | 183.7M | 211.3M | 221.8M | |
| Free Cash Flow | 39.6M | 35.3M | 41.4M | 33.4M | 38.4M | 40.3M | |
| Depreciation | 5.3M | 4.6M | 4.3M | 9.7M | 11.1M | 11.7M | |
| Other Non Cash Items | (2.1M) | (9.7M) | 6.1M | 1.8M | 2.1M | 2.0M | |
| Dividends Paid | 8.3M | 8.3M | (8.5M) | (13.2M) | (15.2M) | (14.4M) | |
| Capital Expenditures | 1.3M | 895K | 2.3M | 1.6M | 1.8M | 2.8M | |
| Net Income | 32.9M | 22.0M | 35.7M | 22.1M | 25.4M | 26.6M | |
| End Period Cash Flow | 208.7M | 60.8M | 65.2M | 248.9M | 286.2M | 300.5M | |
| Investments | (1.8M) | (270.2M) | (201.0M) | 61.0M | 54.9M | 57.6M | |
| Change Receivables | 1.2M | (2.9M) | 693K | (2.8M) | (2.5M) | (2.4M) | |
| Net Borrowings | (52.3M) | 98.2M | 23.9M | (14.4M) | (16.5M) | (15.7M) | |
| Change To Netincome | (4.1M) | (931K) | 3.4M | (15.8M) | (14.2M) | (13.5M) |
Orrstown Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Orrstown Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Orrstown Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Orrstown stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.12 | |
β | Beta against Dow Jones | 0.73 | |
σ | Overall volatility | 1.70 | |
Ir | Information ratio | 0.06 |
Orrstown Financial Volatility Alert
Orrstown Financial Services has relatively low volatility with skewness of 0.16 and kurtosis of 0.96. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Orrstown Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Orrstown Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Orrstown Financial Fundamentals Vs Peers
Comparing Orrstown Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Orrstown Financial's direct or indirect competition across all of the common fundamentals between Orrstown Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Orrstown Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Orrstown Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Orrstown Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Orrstown Financial to competition |
| Fundamentals | Orrstown Financial | Peer Average |
| Return On Equity | 0.15 | -0.31 |
| Return On Asset | 0.0147 | -0.14 |
| Profit Margin | 0.32 % | (1.27) % |
| Operating Margin | 0.47 % | (5.51) % |
| Current Valuation | 920.84 M | 16.62 B |
| Shares Outstanding | 19.51 M | 571.82 M |
| Shares Owned By Insiders | 4.50 % | 10.09 % |
| Shares Owned By Institutions | 61.78 % | 39.21 % |
| Number Of Shares Shorted | 310.39 K | 4.71 M |
| Price To Earning | 9.59 X | 28.72 X |
| Price To Book | 1.23 X | 9.51 X |
| Price To Sales | 2.91 X | 11.42 X |
| Revenue | 353.86 M | 9.43 B |
| Gross Profit | 252.08 M | 27.38 B |
| EBITDA | 116.68 M | 3.9 B |
| Net Income | 22.05 M | 570.98 M |
| Cash And Equivalents | 66.93 M | 2.7 B |
| Cash Per Share | 6.26 X | 5.01 X |
| Total Debt | 336.37 M | 5.32 B |
| Debt To Equity | 0.18 % | 48.70 % |
| Book Value Per Share | 30.32 X | 1.93 K |
| Cash Flow From Operations | 34.96 M | 971.22 M |
| Short Ratio | 1.02 X | 4.00 X |
| Earnings Per Share | 4.18 X | 3.12 X |
| Target Price | 41.5 | |
| Number Of Employees | 607 | 18.84 K |
| Beta | 0.81 | -0.15 |
| Market Capitalization | 734.25 M | 19.03 B |
| Total Asset | 5.54 B | 29.47 B |
| Retained Earnings | 186.75 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 2.98 % | |
| Net Asset | 5.54 B |
Note: Disposition of 2500 shares by Messick John Rodney of Orrstown Financial at 38.62 subject to Rule 16b-3 [view details]
Orrstown Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Orrstown . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Orrstown Financial Buy or Sell Advice
When is the right time to buy or sell Orrstown Financial Services? Buying financial instruments such as Orrstown Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Orrstown Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Climate Change Thematic Idea Now
Climate Change
Large and medium sized entities that are committing to fully or partially replace some traditional services or products with renewables sources of energy in order to combat global climate change. The Climate Change theme has 41 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Climate Change Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Orrstown Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Can Regional Banks industry sustain growth momentum? Does Orrstown have expansion opportunities? Factors like these will boost the valuation of Orrstown Financial. Anticipated expansion of Orrstown directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Orrstown Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.559 | Dividend Share 1.06 | Earnings Share 4.18 | Revenue Per Share | Quarterly Revenue Growth 0.08 |
Understanding Orrstown Financial requires distinguishing between market price and book value, where the latter reflects Orrstown's accounting equity. The concept of intrinsic value - what Orrstown Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push Orrstown Financial's price substantially above or below its fundamental value.
It's important to distinguish between Orrstown Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Orrstown Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Orrstown Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.