Ameris Bancorp Stock Net Income
| ABCB Stock | USD 79.68 0.53 0.66% |
As of the 28th of January, Ameris Bancorp shows the mean deviation of 1.04, and Risk Adjusted Performance of 0.0867. Ameris Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Ameris Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.1588 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 412.5 M | 433.1 M | |
| Net Income Applicable To Common Shares | 398.5 M | 418.4 M | |
| Net Income From Continuing Ops | 412.5 M | 433.1 M | |
| Net Income Per Share | 4.69 | 4.93 | |
| Net Income Per E B T | 0.68 | 0.57 |
Ameris | Net Income | Build AI portfolio with Ameris Stock |
Latest Ameris Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Ameris Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Ameris Bancorp financial statement analysis. It represents the amount of money remaining after all of Ameris Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Ameris Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Ameris Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 358.69 M | 10 Years Trend |
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Net Income |
| Timeline |
Ameris Net Income Regression Statistics
| Arithmetic Mean | 177,950,758 | |
| Geometric Mean | 90,484,867 | |
| Coefficient Of Variation | 89.61 | |
| Mean Deviation | 142,726,539 | |
| Median | 121,027,000 | |
| Standard Deviation | 159,455,279 | |
| Sample Variance | 25426T | |
| Range | 430M | |
| R-Value | 0.95 | |
| Mean Square Error | 2809T | |
| R-Squared | 0.90 | |
| Slope | 29,896,888 | |
| Total Sum of Squares | 406815.8T |
Ameris Net Income History
Other Fundumenentals of Ameris Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Ameris Bancorp Net Income component correlations
Ameris Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Ameris Bancorp is extremely important. It helps to project a fair market value of Ameris Stock properly, considering its historical fundamentals such as Net Income. Since Ameris Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Ameris Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Ameris Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ameris Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.069 | Dividend Share 0.8 | Earnings Share 5.77 | Revenue Per Share | Quarterly Revenue Growth 0.05 |
The market value of Ameris Bancorp is measured differently than its book value, which is the value of Ameris that is recorded on the company's balance sheet. Investors also form their own opinion of Ameris Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Ameris Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ameris Bancorp's market value can be influenced by many factors that don't directly affect Ameris Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ameris Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ameris Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ameris Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Ameris Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ameris Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ameris Bancorp.
| 10/30/2025 |
| 01/28/2026 |
If you would invest 0.00 in Ameris Bancorp on October 30, 2025 and sell it all today you would earn a total of 0.00 from holding Ameris Bancorp or generate 0.0% return on investment in Ameris Bancorp over 90 days. Ameris Bancorp is related to or competes with United Bankshares, Grupo Aval, Hancock Whitney, Intercorp Financial, Bank Ozk, Glacier Bancorp, and Home BancShares. Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail an... More
Ameris Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ameris Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ameris Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.22 | |||
| Information Ratio | 0.0543 | |||
| Maximum Drawdown | 6.79 | |||
| Value At Risk | (1.87) | |||
| Potential Upside | 2.71 |
Ameris Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ameris Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ameris Bancorp's standard deviation. In reality, there are many statistical measures that can use Ameris Bancorp historical prices to predict the future Ameris Bancorp's volatility.| Risk Adjusted Performance | 0.0867 | |||
| Jensen Alpha | 0.0727 | |||
| Total Risk Alpha | 0.0141 | |||
| Sortino Ratio | 0.062 | |||
| Treynor Ratio | 0.1392 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Ameris Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Ameris Bancorp January 28, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0867 | |||
| Market Risk Adjusted Performance | 0.1492 | |||
| Mean Deviation | 1.04 | |||
| Semi Deviation | 1.07 | |||
| Downside Deviation | 1.22 | |||
| Coefficient Of Variation | 897.46 | |||
| Standard Deviation | 1.39 | |||
| Variance | 1.92 | |||
| Information Ratio | 0.0543 | |||
| Jensen Alpha | 0.0727 | |||
| Total Risk Alpha | 0.0141 | |||
| Sortino Ratio | 0.062 | |||
| Treynor Ratio | 0.1392 | |||
| Maximum Drawdown | 6.79 | |||
| Value At Risk | (1.87) | |||
| Potential Upside | 2.71 | |||
| Downside Variance | 1.48 | |||
| Semi Variance | 1.15 | |||
| Expected Short fall | (1.19) | |||
| Skewness | 0.3317 | |||
| Kurtosis | 0.6341 |
Ameris Bancorp Backtested Returns
At this point, Ameris Bancorp is very steady. Ameris Bancorp secures Sharpe Ratio (or Efficiency) of 0.14, which signifies that the company had a 0.14 % return per unit of standard deviation over the last 3 months. We have found twenty-nine technical indicators for Ameris Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Ameris Bancorp's risk adjusted performance of 0.0867, and Mean Deviation of 1.04 to double-check if the risk estimate we provide is consistent with the expected return of 0.19%. Ameris Bancorp has a performance score of 10 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.04, which signifies a somewhat significant risk relative to the market. Ameris Bancorp returns are very sensitive to returns on the market. As the market goes up or down, Ameris Bancorp is expected to follow. Ameris Bancorp right now shows a risk of 1.38%. Please confirm Ameris Bancorp jensen alpha, maximum drawdown, and the relationship between the coefficient of variation and sortino ratio , to decide if Ameris Bancorp will be following its price patterns.
Auto-correlation | 0.76 |
Good predictability
Ameris Bancorp has good predictability. Overlapping area represents the amount of predictability between Ameris Bancorp time series from 30th of October 2025 to 14th of December 2025 and 14th of December 2025 to 28th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ameris Bancorp price movement. The serial correlation of 0.76 indicates that around 76.0% of current Ameris Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.76 | |
| Spearman Rank Test | 0.74 | |
| Residual Average | 0.0 | |
| Price Variance | 4.93 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Ameris Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Ameris Bancorp reported net income of 358.69 M. This is 71.92% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 37.18% higher than that of the company.
Ameris Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ameris Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ameris Bancorp could also be used in its relative valuation, which is a method of valuing Ameris Bancorp by comparing valuation metrics of similar companies.Ameris Bancorp is currently under evaluation in net income category among its peers.
Ameris Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ameris Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ameris Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Ameris Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Ameris Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Ameris Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Ameris Bancorp's value.| Shares | Principal Financial Group Inc | 2025-06-30 | 1.1 M | Nuveen, Llc | 2025-06-30 | 1 M | Congress Asset Management Company, Llp | 2025-06-30 | 943 K | Charles Schwab Investment Management Inc | 2025-06-30 | 886.5 K | Victory Capital Management Inc. | 2025-06-30 | 870.6 K | Norges Bank | 2025-06-30 | 828.8 K | Jennison Associates Llc | 2025-06-30 | 777.1 K | Northern Trust Corp | 2025-06-30 | 767.7 K | Gw&k Investment Management, Llc | 2025-06-30 | 732.2 K | Blackrock Inc | 2025-06-30 | 9.8 M | Vanguard Group Inc | 2025-06-30 | 7.4 M |
Ameris Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0149 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | 4.88 B | ||||
| Shares Outstanding | 68.32 M | ||||
| Shares Owned By Insiders | 5.10 % | ||||
| Shares Owned By Institutions | 96.32 % | ||||
| Number Of Shares Shorted | 924.24 K | ||||
| Price To Earning | 10.08 X | ||||
| Price To Book | 1.37 X | ||||
| Price To Sales | 4.87 X | ||||
| Revenue | 1.63 B | ||||
| Gross Profit | 1.13 B | ||||
| EBITDA | 522.59 M | ||||
| Net Income | 358.69 M | ||||
| Cash And Equivalents | 1.33 B | ||||
| Cash Per Share | 19.17 X | ||||
| Total Debt | 424.1 M | ||||
| Debt To Equity | 0.21 % | ||||
| Book Value Per Share | 58.79 X | ||||
| Cash Flow From Operations | 154.19 M | ||||
| Short Ratio | 3.07 X | ||||
| Earnings Per Share | 5.77 X | ||||
| Price To Earnings To Growth | 2.45 X | ||||
| Target Price | 83.29 | ||||
| Number Of Employees | 2.7 K | ||||
| Beta | 0.99 | ||||
| Market Capitalization | 5.5 B | ||||
| Total Asset | 26.26 B | ||||
| Retained Earnings | 1.85 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.29 % | ||||
| Net Asset | 26.26 B | ||||
| Last Dividend Paid | 0.8 |
About Ameris Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Ameris Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ameris Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ameris Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.| HITI | High Tide | |
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Check out Ameris Bancorp Piotroski F Score and Ameris Bancorp Altman Z Score analysis. For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ameris Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.069 | Dividend Share 0.8 | Earnings Share 5.77 | Revenue Per Share | Quarterly Revenue Growth 0.05 |
The market value of Ameris Bancorp is measured differently than its book value, which is the value of Ameris that is recorded on the company's balance sheet. Investors also form their own opinion of Ameris Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Ameris Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ameris Bancorp's market value can be influenced by many factors that don't directly affect Ameris Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ameris Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ameris Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ameris Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.