Andover Bancorp Stock Net Income
| ANDC Stock | USD 18.86 0.26 1.40% |
As of the 19th of February, Andover Bancorp shows the risk adjusted performance of 0.0258, and Mean Deviation of 0.7958. Andover Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Andover Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Andover Bancorp's valuation are provided below:Andover Bancorp does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Andover |
Andover Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Andover Bancorp's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Andover Bancorp.
| 11/21/2025 |
| 02/19/2026 |
If you would invest 0.00 in Andover Bancorp on November 21, 2025 and sell it all today you would earn a total of 0.00 from holding Andover Bancorp or generate 0.0% return on investment in Andover Bancorp over 90 days. Andover Bancorp is related to or competes with Community Capital, MF Bancorp, HCB Financial, Oak View, Woodlands Financial, Citizens Holding, and Victory Bancorp. Andover Bancorp, Inc. operates as the bank holding company for Andover Bank that provides commercial and retail banking ... More
Andover Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Andover Bancorp's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Andover Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.35 | |||
| Information Ratio | (0) | |||
| Maximum Drawdown | 8.35 | |||
| Value At Risk | (2.63) | |||
| Potential Upside | 2.16 |
Andover Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Andover Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Andover Bancorp's standard deviation. In reality, there are many statistical measures that can use Andover Bancorp historical prices to predict the future Andover Bancorp's volatility.| Risk Adjusted Performance | 0.0258 | |||
| Jensen Alpha | 0.0408 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | (0.12) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Andover Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Andover Bancorp February 19, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0258 | |||
| Market Risk Adjusted Performance | (0.11) | |||
| Mean Deviation | 0.7958 | |||
| Semi Deviation | 1.04 | |||
| Downside Deviation | 2.35 | |||
| Coefficient Of Variation | 3789.61 | |||
| Standard Deviation | 1.55 | |||
| Variance | 2.41 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | 0.0408 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | (0.12) | |||
| Maximum Drawdown | 8.35 | |||
| Value At Risk | (2.63) | |||
| Potential Upside | 2.16 | |||
| Downside Variance | 5.53 | |||
| Semi Variance | 1.09 | |||
| Expected Short fall | (2.43) | |||
| Skewness | 0.9108 | |||
| Kurtosis | 3.51 |
Andover Bancorp Backtested Returns
At this point, Andover Bancorp is very steady. Andover Bancorp secures Sharpe Ratio (or Efficiency) of 0.0441, which signifies that the company had a 0.0441 % return per unit of standard deviation over the last 3 months. We have found twenty-eight technical indicators for Andover Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Andover Bancorp's risk adjusted performance of 0.0258, and Mean Deviation of 0.7958 to double-check if the risk estimate we provide is consistent with the expected return of 0.0684%. Andover Bancorp has a performance score of 3 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.27, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Andover Bancorp are expected to decrease at a much lower rate. During the bear market, Andover Bancorp is likely to outperform the market. Andover Bancorp right now shows a risk of 1.55%. Please confirm Andover Bancorp jensen alpha, maximum drawdown, and the relationship between the coefficient of variation and sortino ratio , to decide if Andover Bancorp will be following its price patterns.
Auto-correlation | -0.3 |
Weak reverse predictability
Andover Bancorp has weak reverse predictability. Overlapping area represents the amount of predictability between Andover Bancorp time series from 21st of November 2025 to 5th of January 2026 and 5th of January 2026 to 19th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Andover Bancorp price movement. The serial correlation of -0.3 indicates that nearly 30.0% of current Andover Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.3 | |
| Spearman Rank Test | 0.0 | |
| Residual Average | 0.0 | |
| Price Variance | 0.11 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Andover Bancorp reported net income of 5.39 M. This is 99.58% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.06% higher than that of the company.
Andover Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Andover Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Andover Bancorp could also be used in its relative valuation, which is a method of valuing Andover Bancorp by comparing valuation metrics of similar companies.Andover Bancorp is currently under evaluation in net income category among its peers.
Andover Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0098 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.33 % | |||
| Current Valuation | 42.66 M | |||
| Shares Outstanding | 2.41 M | |||
| Shares Owned By Institutions | 0.14 % | |||
| Price To Earning | 10.80 X | |||
| Price To Sales | 2.69 X | |||
| Revenue | 17.91 M | |||
| Gross Profit | 17.91 M | |||
| Net Income | 5.39 M | |||
| Book Value Per Share | 21.60 X | |||
| Cash Flow From Operations | 6.75 M | |||
| Earnings Per Share | 2.42 X | |||
| Number Of Employees | 90 | |||
| Beta | 0.19 | |||
| Market Capitalization | 49.59 M | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 3.38 % | |||
| Last Dividend Paid | 0.74 |
About Andover Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Andover Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Andover Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Andover Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Andover Pink Sheet
Andover Bancorp financial ratios help investors to determine whether Andover Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Andover with respect to the benefits of owning Andover Bancorp security.