American Express Key Fundamental And Technical Indicators

Stocks . USA . 
Stock . American Express
AXP Stock  USD 316.03  -2.66  -0.83%   
Below are American Express' profitability, liquidity, leverage, and efficiency ratios in one consolidated view. American Express' current P/E ratio is 15.49 and profit margin stands at 16.31%. Return on equity is 34.42% and the current ratio is 1.62. As of today, the relative strength indicator for American Express stands at 45, which is below the neutral 50 level and above the oversold 30 threshold. This band sits between oversold conditions and the neutral midline.
Momentum
OversoldOverbought
45 · Soft
As of the 9th of May, American Express trades at 316.03 per share. Key technical indicators include risk adjusted performance of -0.05, and Mean Deviation of 1.38. The technical model evaluates historical price movement, trading volume, and volatility patterns to quantify trend strength. Current values are evaluated relative to sector peers and historical ranges.
Cycles Operators Shifting Impulse Patterns Depth Overlaps Statistics Volatility Volume
American Express' financial statements offer valuable quarterly and annual insights to potential investors. Valuation, profitability, and current liquidity needs are evaluated through these accounts.
 Gross Profit
43.19 billion
 Profit Margin
8.8%
 Market Capitalization
217.45 billion
 Enterprise Value Revenue
3.72
 Revenue
68.81 billion
We have found one hundred twenty available fundamental trend indicators for American Express, which can be analyzed and compared to other ratios and to its competition. Make sure to check all of American Express' current market performance against the performance between 2010 and 2026 to make sure the company can sustain itself for the next two years. Equity Screeners allow side-by-side comparison of key metrics across the investment universe. The screener organizes equities by user-defined financial parameters.
Altman
Z Score
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Piotroski
F Score
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Beneish
M Score
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Profitability
Analysis
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Earnings
Projections
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Balance Sheet Accounts

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding946.92 million696 million928.9 M
Consistent Decline
Total Assets$177.29 billion$300.05 billion191.5 B
Moderate Growth
Short and Long Term Debt Total$55.22 billion$57.76 billion54.9 B
Moderate Variation
Total Current Liabilities$179.35 billion$170.81 billion93.4 B
Moderate Growth
Total Stockholder Equity$17.13 billion$33.47 billion21.6 B
Moderate Growth
Property Plant And Equipment Net$3.79 billion$7.12 billion4.6 B
Moderate Growth
Net Debt$9.55 billion$10.05 billion25.7 B
Consistent Decline
Retained Earnings$26.76 billion$25.49 billion13.5 B
Consistent Growth
Cash$50.09 billion$47.71 billion29.5 B
Consistent Growth
Non Current Assets Total$126.06 billion$251.52 billion129.6 B
Moderate Growth
Cash And Short Term Investments$50.96 billion$48.53 billion33.3 B
Moderate Growth
Liabilities And Stockholders Equity$177.29 billion$300.05 billion191.5 B
Moderate Growth
Non Current Liabilities Total$83.67 billion$95.77 billion73.6 B
Moderate Growth
Other Stockholder Equity$9.36 billion$11.13 billion11.2 B
Moderate Variation
Total Liabilities$160.16 billion$266.58 billion170 B
Moderate Growth
Property, Plant and Equipment (Gross)$20.11 billion$19.16 billion8.5 B
Consistent Growth
Total Current Assets$38.62 billion$48.53 billion42.9 B
High Variability
Short Term Debt$1.3 billion$1.37 billion5.2 B
High Variability
Net Receivables$64.94 billion$61.85 billion32.5 B
Moderate Growth
Common Stock Total Equity$173.6 million$134.1 million181.6 M
Consistent Decline
Other Liabilities$19.29 billion$30.72 billion21.2 B
Moderate Growth
Accounts Payable$10.26 billion$14.7 billion11.9 B
Moderate Variation
Long Term Debt$46.4 billion$56.39 billion48.8 B
High Variability
Intangible Assets$85.5 million$90 million467.1 M
Moderate Decline
Property Plant Equipment$4.28 billion$7.12 billion4.6 B
Moderate Growth
Good Will$3.18 billion$4.87 billion3.3 B
Moderate Growth
Net Tangible Assets$21.79 billion$28.42 billion21 B
Moderate Growth
Long Term Debt Total$42.2 billion$56.39 billion52.1 B
Moderate Decline
Capital Surplus$9.65 billion$11.36 billion11.9 B
Moderate Decline
Non Current Liabilities Other$27.02 billion$42.95 billion27.3 B
Moderate Growth
Long Term Investments$990.85 million$1.04 billion30.4 B
Moderate Decline
Short and Long Term Debt$1.3 billion$1.37 billion23.4 B
Consistent Decline
Current Deferred Revenue$102.89 billion$160.32 billion83.9 B
Consistent Growth
Capital Lease Obligations$2.56 million$2.7 million16.5 M
Consistent Decline
Cash And Equivalents$32.68 billion$43.49 billion26.7 B
Moderate Growth
Net Invested Capital$79.57 billion$91.23 billion74.8 B
Moderate Variation
Capital Stock$122 million$138 million158.9 M
Consistent Decline

Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses$70 billion$66.67 billion37.5 B
Consistent Growth
Operating Income$14.48 billion$13.79 billion8.7 B
Moderate Growth
EBIT$14.48 billion$13.79 billion8.7 B
Moderate Growth
EBITDA$16.35 billion$15.57 billion9.9 B
Moderate Growth
Total Operating Expenses$55.84 billion$53.18 billion31.3 B
Consistent Growth
Net Income$11.37 billion$10.83 billion6.3 B
Moderate Growth
Depreciation And Amortization$949.75 million$1.78 billion1.2 B
Moderate Growth
Selling General Administrative$5.79 billion$9.02 billion6.5 B
Moderate Variation
Selling And Marketing Expenses$4.61 billion$6.25 billion5.4 B
High Variability
Total Revenue$84.49 billion$80.46 billion47.5 B
Consistent Growth
Gross Profit$70.32 billion$66.97 billion40.7 B
Consistent Growth
Income Before Tax$14.48 billion$13.79 billion8.7 B
Moderate Growth
Net Income From Continuing Ops$6.81 billion$10.83 billion6.3 B
Moderate Growth
Tax Provision$1.94 billion$2.96 billion2.5 B
High Variability
Net Interest Income$11.02 billion$17.36 billion8.6 B
Moderate Growth
Interest Income$15.39 billion$25.6 billion11.8 B
Moderate Growth
Reconciled Depreciation$1.68 billion$1.78 billion1.5 B
Moderate Growth

Cash Flow Statement Items

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow$16.8 billion$16 billion10.9 B
Moderate Growth
Begin Period Cash Flow$42.67 billion$40.64 billion27.5 B
Consistent Growth
Depreciation$956.58 million$1.78 billion1.2 B
Moderate Growth
Dividends Paid$2.38 billion$2.27 billion1.4 B
Consistent Growth
Capital Expenditures$2.55 billion$2.42 billion1.5 B
Consistent Growth
Total Cash From Operating Activities$19.35 billion$18.43 billion12.4 B
Moderate Growth
Net Income$11.37 billion$10.83 billion6.4 B
Moderate Growth
End Period Cash Flow$50.18 billion$47.79 billion29.6 B
Consistent Growth
Stock Based Compensation$347.88 million$551 million334.1 M
Moderate Growth
Issuance Of Capital Stock$54.15 million$57 million168 M
High Variability

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.36x3.2x2.2819
Moderate Growth
Dividend Yield0.84%0.88%0.0135
Moderate Decline
PTB Ratio8.077.684.7227
Moderate Growth
Days Sales Outstanding24.2325.51104
High Variability
Book Value Per Share50.5748.1627.1218
Consistent Growth
Free Cash Flow Yield5.91%6.22%0.1196
High Variability
Operating Cash Flow Per Share27.8426.5214.8938
Consistent Growth
Stock Based Compensation To Revenue0.01x0.01x0.0076
Moderate Decline
Capex To Depreciation$0.83$1.361.203
High Variability
PB Ratio8.07x7.68x4.7227
Moderate Growth
EV To Sales3.48x3.32x2.9736
Moderate Variation
Free Cash Flow Per Share24.1823.0313.0976
Consistent Growth
ROIC0.090.080.06
Moderate Growth
Net Income Per Share16.3715.597.722
Consistent Growth
Sales General And Administrative To Revenue0.18x0.19x0.2796
Moderate Decline
Capex To Revenue0.02x0.03x0.0322
Moderate Variation
Cash Per Share73.3269.8340.2947
Consistent Growth
POCF Ratio7.1313.958.8224
High Variability
Interest Coverage2.02x1.68x3.1943
High Variability
Payout Ratio36.00%20.96%0.2448
High Variability
Capex To Operating Cash Flow$0.19$0.130.1344
High Variability
PFCF Ratio12.5816.0710.5559
High Variability
Income Quality$2.66$1.72.2716
High Variability
ROE0.180.320.2629
Moderate Variation
EV To Operating Cash Flow$17.85$14.512.1291
High Variability
PE Ratio14x23.73x17.4142
High Variability
Return On Tangible Assets0.020.040.0306
High Variability
EV To Free Cash Flow$10.06$16.6913.5225
High Variability
Earnings Yield7.22%4.21%0.0628
High Variability
Intangibles To Total Assets$0.02$0.020.0207
Moderate Variation
Net Debt To EBITDA0.61x0.65x3.9428
Moderate Decline
Current Ratio0.270.280.4474
High Variability
Tangible Book Value Per Share43.0741.0222.62
Consistent Growth
Receivables Turnover15.5514.8111.0997
Moderate Growth
Graham Number$136.47$129.9768.2877
Consistent Growth
Shareholders Equity Per Share50.5748.1627.1218
Consistent Growth
Debt To Equity1.64x1.73x2.8405
Moderate Decline
Capex Per Share3.663.491.7962
Consistent Growth
Revenue Per Share121.56115.7857.7055
Consistent Growth
Interest-Bearing Debt Per Share99.794.9567.5139
Moderate Growth
Debt To Assets0.35x0.19x0.3061
Moderate Decline
Short Term Coverage Ratios14.11x13.44x5.8661
Consistent Growth
Price Earnings Ratio14x23.73x17.4142
High Variability
Operating Cycle$24.23$25.51104
High Variability
Price Book Value Ratio8.07x7.68x4.7227
Moderate Growth
Dividend Payout Ratio36.00%20.96%0.2448
High Variability
Price To Operating Cash Flows Ratio7.13x13.95x8.8224
High Variability
Price To Free Cash Flows Ratio12.58x16.07x10.5559
High Variability
Pretax Profit Margin13.00%17.14%0.1826
High Variability
Ebt Per Ebit$0.79$0.910.9932
Stable
Operating Profit Margin13.00%17.14%0.1826
High Variability
Effective Tax Rate$0.31$0.210.2848
High Variability
Company Equity Multiplier12.83x8.96x9.6171
High Variability
Long Term Debt To Capitalization0.51x0.63x0.6827
Consistent Decline
Total Debt To Capitalization0.84x0.63x0.7239
Moderate Decline
Return On Capital Employed0.110.110.0859
Moderate Growth
Debt-to-Equity Ratio1.641.732.8405
Moderate Decline
Ebit Per Revenue$0.13$0.170.1826
High Variability
Quick Ratio0.270.280.4474
High Variability
Dividend Paid And Capex Coverage Ratio3.43x3.92x4.3058
High Variability
Net Income Per EBT$0.58$0.790.709
Moderate Variation
Cash Ratio0.180.280.2928
High Variability
Operating Cash Flow Sales Ratio0.190.230.2615
High Variability
Days Of Sales Outstanding24.2325.51104
High Variability
Free Cash Flow Operating Cash Flow Ratio0.660.870.8568
Stable
Cash Flow Coverage Ratios0.34x0.32x0.2315
Moderate Growth
Price To Book Ratio8.07x7.68x4.7227
Moderate Growth
Fixed Asset Turnover7.5411.319.371
Moderate Variation
Capital Expenditure Coverage Ratio6.38x7.6x8.1915
High Variability
Price Cash Flow Ratio7.1313.958.8224
High Variability
Enterprise Value Multiple22.13x17.16x15.0669
High Variability
Debt Ratio0.350.190.3061
Moderate Decline
Cash Flow To Debt Ratio0.340.320.2315
Moderate Growth
Price Sales Ratio3.36x3.2x2.2819
Moderate Growth
Return On Assets1.83%3.61%0.03
High Variability
Asset Turnover0.160.270.2263
Moderate Variation
Net Profit Margin8.80%13.46%0.1294
High Variability
Gross Profit Margin68.00%83.23%0.8471
Moderate Variation
Price Fair Value8.07x7.68x4.7227
Moderate Growth
Return On Equity18.00%32.36%0.2629
Moderate Variation

Core Fundamental Drivers

Forward Price Earnings17.9856
Cash And Short Term Investments48.53 billion

Current Valuation Driver Correlations

The correlation matrix maps how Current Valuation co-moves with American Express' other financial accounts across reporting periods. Positive correlations suggest shared drivers; negative correlations may reflect natural offsets within American Express' financial structure.
Click cells to compare fundamentals
Competition

American Express Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

$-3.11 billion
Accumulated Other Comprehensive Income stood at $-3.28 billion as of December 31, 2025.

American Express Fundamental Drivers Relationships

ROE stood at 0.18 as of December 31, 2025. Related reported metric: Return On Asset TTM at 1.83% as of December 31, 2025.

Main Technical Indicators as of May 9, 2026

Cycle Indicators
Math Operators
Math Transform
Momentum Indicators
Overlap Studies
Pattern Recognition
Price Transform
Statistic Functions
Volatility Indicators
Volume Indicators
Risk Adjusted Performance-0.05
Market Risk Adjusted Performance2.77
Mean Deviation1.38
Coefficient Of Variation-1,716
Standard Deviation1.99
Variance3.94
Information Ratio-0.06
Jensen Alpha-0.13
Total Risk Alpha-0.12
Treynor Ratio2.76
Maximum Drawdown10.39
Value At Risk-3.14
Potential Upside2.34
Skewness-1.59
Kurtosis4.61

Daily Market Strength Indicators

Market strength indicators for American Express stock provide a framework for assessing security responsiveness. A rising Accumulation/Distribution line alongside rising price confirms institutional buying interest in American Express.
Accumulation Distribution136849.0
Daily Balance Of Power-0.41
Rate Of Daily Change0.99
Day Median Price316.83
Day Typical Price316.56
Price Action Indicator-2.13
Period Momentum Indicator-2.66
Relative Strength Index45.94

Basic Forecasting Models

American Express' daily price returns decompose into trend, seasonal, and residual components. Divergence between short-term and long-term averages in American Express often signals an upcoming reversal or acceleration.
Naive Prediction
Simple Exponential Smoothing
Double Exponential Smoothing
Triple Exponential Smoothing
Simple Regression
Polynomial Regression
Simple Moving Average
4 Period Moving Average
8 Period Moving Average
20 Period Moving Average

American Express Related Equities

These related stocks within the Financials space give benchmarks for judging American Express' results, margins, and growth trend. Key comparison metrics include price-to-earnings, profit margin, and revenue growth across American Express' peer group.
 Risk & Return  Correlation

Current Valuation Peer Comparison

Peer comparison on Current Valuation is one of the most widely used methods for evaluating American Express relative to competitors. Comparing American Express' Current Valuation against peers surfaces securities trading below their model-implied intrinsic value estimate in the group.
American Express is currently under evaluation for current valuation against industry peers.

Important Fundamentals

Return On Equity TTM0.34
Return On Asset TTM0.038
Profit Margin TTM0.16
Operating Margin TTM0.21
Current Valuation224.04 B
Shares Outstanding682.33 M
Shares Owned By Insiders22.33 %
Shares Owned By Institutions65.87 %
Number Of Shares Shorted11.05 M
Price To Earnings TTM15.49 X
Price To Book TTM6.34 X
Price To Sales TTM3.16 X
Revenue TTM80.46 B
Gross Profit TTM43.19 B
EBITDA TTM15.57 B
Net Income TTM10.83 B
Cash And Equivalents TTM43.49 B
Cash Per Share TTM42.01 X
Total Debt TTM57.76 B
Debt To Equity TTM1.84 %
Current Ratio TTM1.62 X
Book Value Per Share TTM49.85 X
Cash Flow From Operations TTM18.43 B
Short Ratio TTM3.50 X
Earnings Per Share16.03 X
Price To Earnings To Growth1.55 X
Target Price361.57
Number Of Employees76.8 K
Trailing Beta1.08
Market Capitalization TTM217.45 B
Total Asset TTM300.05 B
Retained Earnings TTM25.49 B
Working Capital TTM9.57 B
Current Asset TTM84.45 B
Current Liabilities TTM74.88 B
Annual Yield0.0119
Five Year Return1.33 %
Net Asset300.05 B
Last Dividend Paid3.41

Financial Metrics, Fundamentals & Methodology

Reviewing American Express means checking how consistently revenue is converted into earnings and cash flow. Profitability indicators are currently positive. Overall market capitalization tier is mega-cap. American Express financial statements report revenue of 80.46 billion, positive EPS of 16.03, operating margin of 21.25%, current ratio of 1.62 as of the latest reporting period.

American Express metrics draw on periodic company reporting and market reference feeds, standardized for cross-period comparison. Where analyst coverage exists, consensus estimates are factored in. Reported income, balance-sheet, and cash-flow fields adhere to GAAP or IFRS presentation rules.

Editorial review and methodology oversight provided by: Ellen Johnson, Member of Macroaxis Editorial Board


 
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