Credicorp Net Income
| BAP Stock | USD 355.54 0.40 0.11% |
As of the 26th of February, Credicorp shows the mean deviation of 1.37, and Risk Adjusted Performance of 0.2382. Credicorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Credicorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.251 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 6.9 B | 7.3 B | |
| Net Income Applicable To Common Shares | 6.9 B | 7.3 B | |
| Net Income From Continuing Ops | 6.5 B | 3.9 B | |
| Net Income Per Share | 81.82 | 85.91 | |
| Net Income Per E B T | 0.70 | 0.59 |
Credicorp | Net Income | Build AI portfolio with Credicorp Stock |
Evaluating Credicorp's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Credicorp's fundamental strength.
Latest Credicorp's Net Income Growth Pattern
Below is the plot of the Net Income of Credicorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Credicorp financial statement analysis. It represents the amount of money remaining after all of Credicorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Credicorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Credicorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 6.93 B | 10 Years Trend |
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Net Income |
| Timeline |
Credicorp Net Income Regression Statistics
| Arithmetic Mean | 3,496,511,160 | |
| Geometric Mean | 2,702,222,844 | |
| Coefficient Of Variation | 54.90 | |
| Mean Deviation | 1,514,358,577 | |
| Median | 3,584,582,000 | |
| Standard Deviation | 1,919,516,319 | |
| Sample Variance | 3684542.9T | |
| Range | 6.6B | |
| R-Value | 0.82 | |
| Mean Square Error | 1309242T | |
| R-Squared | 0.67 | |
| Significance | 0.000063 | |
| Slope | 310,415,820 | |
| Total Sum of Squares | 58952686.4T |
Credicorp Net Income History
Other Fundumenentals of Credicorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Credicorp Net Income component correlations
Credicorp Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Credicorp is extremely important. It helps to project a fair market value of Credicorp Stock properly, considering its historical fundamentals such as Net Income. Since Credicorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Credicorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Credicorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Diversified Banks industry sustain growth momentum? Does Credicorp have expansion opportunities? Factors like these will boost the valuation of Credicorp. Projected growth potential of Credicorp fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Credicorp demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.422 | Earnings Share 25.52 | Revenue Per Share | Quarterly Revenue Growth 0.105 | Return On Assets |
The market value of Credicorp is measured differently than its book value, which is the value of Credicorp that is recorded on the company's balance sheet. Investors also form their own opinion of Credicorp's value that differs from its market value or its book value, called intrinsic value, which is Credicorp's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Credicorp's market value can be influenced by many factors that don't directly affect Credicorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Credicorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Credicorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Credicorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Credicorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Credicorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Credicorp.
| 11/28/2025 |
| 02/26/2026 |
If you would invest 0.00 in Credicorp on November 28, 2025 and sell it all today you would earn a total of 0.00 from holding Credicorp or generate 0.0% return on investment in Credicorp over 90 days. Credicorp is related to or competes with Heritage Financial, Home Federal, Magyar Bancorp, National Bankshares, Banco Santander, Grupo Cibest, and Banco Bradesco. Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and prod... More
Credicorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Credicorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Credicorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.57 | |||
| Information Ratio | 0.2387 | |||
| Maximum Drawdown | 8.8 | |||
| Value At Risk | (2.35) | |||
| Potential Upside | 3.11 |
Credicorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Credicorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Credicorp's standard deviation. In reality, there are many statistical measures that can use Credicorp historical prices to predict the future Credicorp's volatility.| Risk Adjusted Performance | 0.2382 | |||
| Jensen Alpha | 0.4595 | |||
| Total Risk Alpha | 0.2885 | |||
| Sortino Ratio | 0.2616 | |||
| Treynor Ratio | 1.01 |
Credicorp February 26, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2382 | |||
| Market Risk Adjusted Performance | 1.02 | |||
| Mean Deviation | 1.37 | |||
| Semi Deviation | 1.23 | |||
| Downside Deviation | 1.57 | |||
| Coefficient Of Variation | 331.1 | |||
| Standard Deviation | 1.72 | |||
| Variance | 2.96 | |||
| Information Ratio | 0.2387 | |||
| Jensen Alpha | 0.4595 | |||
| Total Risk Alpha | 0.2885 | |||
| Sortino Ratio | 0.2616 | |||
| Treynor Ratio | 1.01 | |||
| Maximum Drawdown | 8.8 | |||
| Value At Risk | (2.35) | |||
| Potential Upside | 3.11 | |||
| Downside Variance | 2.46 | |||
| Semi Variance | 1.51 | |||
| Expected Short fall | (1.62) | |||
| Skewness | 0.0325 | |||
| Kurtosis | 0.1938 |
Credicorp Backtested Returns
Credicorp appears to be very steady, given 3 months investment horizon. Credicorp secures Sharpe Ratio (or Efficiency) of 0.32, which signifies that the company had a 0.32 % return per unit of standard deviation over the last 3 months. By analyzing Credicorp's technical indicators, you can evaluate if the expected return of 0.55% is justified by implied risk. Please makes use of Credicorp's risk adjusted performance of 0.2382, and Mean Deviation of 1.37 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Credicorp holds a performance score of 25. The firm shows a Beta (market volatility) of 0.5, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Credicorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Credicorp is expected to be smaller as well. Please check Credicorp's potential upside, rate of daily change, and the relationship between the sortino ratio and skewness , to make a quick decision on whether Credicorp's price patterns will revert.
Auto-correlation | 0.61 |
Good predictability
Credicorp has good predictability. Overlapping area represents the amount of predictability between Credicorp time series from 28th of November 2025 to 12th of January 2026 and 12th of January 2026 to 26th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Credicorp price movement. The serial correlation of 0.61 indicates that roughly 61.0% of current Credicorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.61 | |
| Spearman Rank Test | 0.39 | |
| Residual Average | 0.0 | |
| Price Variance | 284.3 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Credicorp Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Credicorp reported net income of 6.93 B. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Credicorp Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Credicorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Credicorp could also be used in its relative valuation, which is a method of valuing Credicorp by comparing valuation metrics of similar companies.Credicorp is currently under evaluation in net income category among its peers.
Credicorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Credicorp from analyzing Credicorp's financial statements. These drivers represent accounts that assess Credicorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Credicorp's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 38.7B | 41.0B | 43.8B | 55.0B | 77.0B | 80.8B | |
| Enterprise Value | 47.1B | 46.4B | 47.5B | 45.0B | 66.6B | 70.0B |
Credicorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Credicorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Credicorp's managers, analysts, and investors.Environmental | Governance | Social |
Credicorp Institutional Holders
Institutional Holdings refers to the ownership stake in Credicorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Credicorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Credicorp's value.| Shares | Amvescap Plc. | 2025-06-30 | 1.1 M | Pzena Investment Management, Llc | 2025-06-30 | 1 M | Bank Of Nova Scotia | 2025-06-30 | 1 M | Gqg Partners Llc | 2025-06-30 | 978.9 K | Goldman Sachs Group Inc | 2025-06-30 | 831.1 K | Aristotle Capital Management Llc | 2025-06-30 | 807.8 K | Arga Investment Management, Lp | 2025-06-30 | 689.5 K | Lazard Asset Management Llc | 2025-06-30 | 620.3 K | Vanguard Group Inc | 2025-06-30 | 602.9 K | Dodge & Cox | 2025-06-30 | 5.1 M | Blackrock Inc | 2025-06-30 | 4 M |
Credicorp Fundamentals
| Return On Equity | 0.19 | ||||
| Return On Asset | 0.0271 | ||||
| Profit Margin | 0.33 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 6.67 B | ||||
| Shares Outstanding | 79.37 M | ||||
| Shares Owned By Insiders | 14.62 % | ||||
| Shares Owned By Institutions | 80.63 % | ||||
| Number Of Shares Shorted | 1.5 M | ||||
| Price To Earning | 135.58 X | ||||
| Price To Book | 2.12 X | ||||
| Price To Sales | 1.34 X | ||||
| Revenue | 30.29 B | ||||
| Gross Profit | 20.76 B | ||||
| EBITDA | 10.22 B | ||||
| Net Income | 6.93 B | ||||
| Cash And Equivalents | 22.33 B | ||||
| Cash Per Share | 280.73 X | ||||
| Total Debt | 32.94 B | ||||
| Debt To Equity | 8.60 % | ||||
| Book Value Per Share | 141.29 X | ||||
| Cash Flow From Operations | 8.05 B | ||||
| Short Ratio | 3.18 X | ||||
| Earnings Per Share | 25.52 X | ||||
| Price To Earnings To Growth | 1.16 X | ||||
| Target Price | 345.12 | ||||
| Number Of Employees | 51.01 K | ||||
| Beta | 0.84 | ||||
| Market Capitalization | 27.97 B | ||||
| Total Asset | 267.34 B | ||||
| Retained Earnings | 6.92 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.02 % | ||||
| Net Asset | 267.34 B |
About Credicorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Credicorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Credicorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Credicorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Credicorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Credicorp Stock
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.