BCB Bancorp Net Income
| BCBP Stock | USD 8.29 0.03 0.36% |
As of the 13th of February 2026, BCB Bancorp owns the market risk adjusted performance of 0.3571, and Coefficient Of Variation of 873.28. BCB Bancorp technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the entity's future prices.
BCB Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.2508 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -12.5 M | -11.9 M | |
| Net Income Applicable To Common Shares | 51.5 M | 54.1 M | |
| Net Income From Continuing Ops | 21.4 M | 18.7 M | |
| Net Loss | (0.73) | (0.69) | |
| Net Income Per E B T | 0.68 | 0.52 |
BCB | Net Income | Build AI portfolio with BCB Stock |
Evaluating BCB Bancorp's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into BCB Bancorp's fundamental strength.
Latest BCB Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of BCB Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in BCB Bancorp financial statement analysis. It represents the amount of money remaining after all of BCB Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is BCB Bancorp's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in BCB Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (12.53 M) | 10 Years Trend |
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Net Income |
| Timeline |
BCB Net Income Regression Statistics
| Arithmetic Mean | 12,234,844 | |
| Geometric Mean | 9,866,001 | |
| Coefficient Of Variation | 125.60 | |
| Mean Deviation | 11,874,717 | |
| Median | 9,416,000 | |
| Standard Deviation | 15,367,170 | |
| Sample Variance | 236.1T | |
| Range | 58.1M | |
| R-Value | 0.22 | |
| Mean Square Error | 239.9T | |
| R-Squared | 0.05 | |
| Significance | 0.40 | |
| Slope | 663,950 | |
| Total Sum of Squares | 3778.4T |
BCB Net Income History
Other Fundumenentals of BCB Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
BCB Bancorp Net Income component correlations
BCB Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for BCB Bancorp is extremely important. It helps to project a fair market value of BCB Stock properly, considering its historical fundamentals such as Net Income. Since BCB Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of BCB Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of BCB Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Regional Banks industry sustain growth momentum? Does BCB have expansion opportunities? Factors like these will boost the valuation of BCB Bancorp. Projected growth potential of BCB fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating BCB Bancorp demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.39) | Dividend Share 0.56 | Earnings Share (0.84) | Revenue Per Share | Quarterly Revenue Growth (0.26) |
BCB Bancorp's market price often diverges from its book value, the accounting figure shown on BCB's balance sheet. Smart investors calculate BCB Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since BCB Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BCB Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BCB Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
BCB Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to BCB Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of BCB Bancorp.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in BCB Bancorp on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding BCB Bancorp or generate 0.0% return on investment in BCB Bancorp over 90 days. BCB Bancorp is related to or competes with Eagle Bancorp, ECB Bancorp, Richmond Mutual, Mainstreet Bank, Landmark Bancorp, First Capital, and Patriot National. BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services ... More
BCB Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure BCB Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess BCB Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.46 | |||
| Information Ratio | 0.0619 | |||
| Maximum Drawdown | 7.72 | |||
| Value At Risk | (2.08) | |||
| Potential Upside | 2.97 |
BCB Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for BCB Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as BCB Bancorp's standard deviation. In reality, there are many statistical measures that can use BCB Bancorp historical prices to predict the future BCB Bancorp's volatility.| Risk Adjusted Performance | 0.0977 | |||
| Jensen Alpha | 0.1318 | |||
| Total Risk Alpha | 0.032 | |||
| Sortino Ratio | 0.0648 | |||
| Treynor Ratio | 0.3471 |
BCB Bancorp February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0977 | |||
| Market Risk Adjusted Performance | 0.3571 | |||
| Mean Deviation | 1.14 | |||
| Semi Deviation | 1.22 | |||
| Downside Deviation | 1.46 | |||
| Coefficient Of Variation | 873.28 | |||
| Standard Deviation | 1.53 | |||
| Variance | 2.35 | |||
| Information Ratio | 0.0619 | |||
| Jensen Alpha | 0.1318 | |||
| Total Risk Alpha | 0.032 | |||
| Sortino Ratio | 0.0648 | |||
| Treynor Ratio | 0.3471 | |||
| Maximum Drawdown | 7.72 | |||
| Value At Risk | (2.08) | |||
| Potential Upside | 2.97 | |||
| Downside Variance | 2.14 | |||
| Semi Variance | 1.49 | |||
| Expected Short fall | (1.35) | |||
| Skewness | 0.094 | |||
| Kurtosis | 1.29 |
BCB Bancorp Backtested Returns
BCB Bancorp appears to be not too volatile, given 3 months investment horizon. BCB Bancorp retains Efficiency (Sharpe Ratio) of 0.14, which signifies that the company had a 0.14 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for BCB Bancorp, which you can use to evaluate the volatility of the entity. Please makes use of BCB Bancorp's market risk adjusted performance of 0.3571, and Coefficient Of Variation of 873.28 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, BCB Bancorp holds a performance score of 10. The firm owns a Beta (Systematic Risk) of 0.48, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, BCB Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding BCB Bancorp is expected to be smaller as well. Please check BCB Bancorp's value at risk, daily balance of power, and the relationship between the total risk alpha and expected short fall , to make a quick decision on whether BCB Bancorp's current price history will revert.
Auto-correlation | -0.11 |
Insignificant reverse predictability
BCB Bancorp has insignificant reverse predictability. Overlapping area represents the amount of predictability between BCB Bancorp time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of BCB Bancorp price movement. The serial correlation of -0.11 indicates that less than 11.0% of current BCB Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.11 | |
| Spearman Rank Test | -0.03 | |
| Residual Average | 0.0 | |
| Price Variance | 0.04 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
BCB Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, BCB Bancorp reported net income of (12.53 Million). This is 100.98% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 102.19% higher than that of the company.
BCB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses BCB Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of BCB Bancorp could also be used in its relative valuation, which is a method of valuing BCB Bancorp by comparing valuation metrics of similar companies.BCB Bancorp is currently under evaluation in net income category among its peers.
BCB Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, BCB Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to BCB Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
BCB Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in BCB Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of BCB Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing BCB Bancorp's value.| Shares | Northern Trust Corp | 2025-06-30 | 117.3 K | Lsv Asset Management | 2025-06-30 | 102.8 K | Bank Of New York Mellon Corp | 2025-06-30 | 89.4 K | Crédit Agricole S.a. | 2025-03-31 | 84.9 K | Root Financial Partners, Llc | 2025-06-30 | 71.5 K | Goldman Sachs Group Inc | 2025-06-30 | 59.9 K | Strs Ohio | 2025-06-30 | 59.7 K | Aqr Capital Management Llc | 2025-06-30 | 57.7 K | D. E. Shaw & Co Lp | 2025-06-30 | 56 K | Blackrock Inc | 2025-06-30 | 1.4 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 999.9 K |
BCB Fundamentals
| Return On Equity | -0.0399 | ||||
| Return On Asset | -0.0036 | ||||
| Profit Margin | (0.21) % | ||||
| Operating Margin | (0.11) % | ||||
| Current Valuation | 179.96 M | ||||
| Shares Outstanding | 17.27 M | ||||
| Shares Owned By Insiders | 10.64 % | ||||
| Shares Owned By Institutions | 39.25 % | ||||
| Number Of Shares Shorted | 471.1 K | ||||
| Price To Earning | 13.39 X | ||||
| Price To Book | 0.47 X | ||||
| Price To Sales | 2.39 X | ||||
| Revenue | 166.44 M | ||||
| Gross Profit | 59.59 M | ||||
| EBITDA | (18.3 M) | ||||
| Net Income | (12.53 M) | ||||
| Cash And Equivalents | 221.76 M | ||||
| Cash Per Share | 13.06 X | ||||
| Total Debt | 300.49 M | ||||
| Debt To Equity | 11.12 % | ||||
| Book Value Per Share | 16.15 X | ||||
| Cash Flow From Operations | 67.73 M | ||||
| Short Ratio | 4.90 X | ||||
| Earnings Per Share | (0.84) X | ||||
| Price To Earnings To Growth | 1.67 X | ||||
| Target Price | 9.0 | ||||
| Number Of Employees | 264 | ||||
| Beta | 0.72 | ||||
| Market Capitalization | 142.68 M | ||||
| Total Asset | 3.28 B | ||||
| Retained Earnings | 116.42 M | ||||
| Annual Yield | 0.07 % | ||||
| Five Year Return | 4.35 % | ||||
| Net Asset | 3.28 B | ||||
| Last Dividend Paid | 0.56 |
About BCB Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze BCB Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of BCB Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of BCB Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with BCB Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BCB Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BCB Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with BCB Stock
Moving against BCB Stock
The ability to find closely correlated positions to BCB Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BCB Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BCB Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BCB Bancorp to buy it.
The correlation of BCB Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BCB Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BCB Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BCB Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for BCB Stock Analysis
When running BCB Bancorp's price analysis, check to measure BCB Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BCB Bancorp is operating at the current time. Most of BCB Bancorp's value examination focuses on studying past and present price action to predict the probability of BCB Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BCB Bancorp's price. Additionally, you may evaluate how the addition of BCB Bancorp to your portfolios can decrease your overall portfolio volatility.