Bank First National Net Income
| BFC Stock | USD 148.23 1.85 1.26% |
As of the 5th of February, Bank First shows the Downside Deviation of 1.26, mean deviation of 1.3, and Risk Adjusted Performance of 0.1284. Bank First National technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Bank First Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 10.2757 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 75.4 M | 79.2 M | |
| Net Income Applicable To Common Shares | 52 M | 54.6 M | |
| Net Income From Continuing Ops | 75.4 M | 79.2 M | |
| Net Income Per Share | 7.27 | 7.63 | |
| Net Income Per E B T | 0.81 | 0.85 |
Bank | Net Income | Build AI portfolio with Bank Stock |
Analyzing Bank First's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Bank First's current valuation and future prospects.
Latest Bank First's Net Income Growth Pattern
Below is the plot of the Net Income of Bank First National over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Bank First National financial statement analysis. It represents the amount of money remaining after all of Bank First National operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Bank First's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bank First's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 65.56 M | 10 Years Trend |
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Net Income |
| Timeline |
Bank Net Income Regression Statistics
| Arithmetic Mean | 32,874,699 | |
| Geometric Mean | 23,814,002 | |
| Coefficient Of Variation | 77.09 | |
| Mean Deviation | 21,791,166 | |
| Median | 25,456,000 | |
| Standard Deviation | 25,341,521 | |
| Sample Variance | 642.2T | |
| Range | 70.5M | |
| R-Value | 0.94 | |
| Mean Square Error | 73.7T | |
| R-Squared | 0.89 | |
| Slope | 4,740,647 | |
| Total Sum of Squares | 10275.1T |
Bank Net Income History
Other Fundumenentals of Bank First National
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Bank First Net Income component correlations
Bank Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Bank First is extremely important. It helps to project a fair market value of Bank Stock properly, considering its historical fundamentals such as Net Income. Since Bank First's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bank First's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bank First's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Bank diversify its offerings? Factors like these will boost the valuation of Bank First. Projected growth potential of Bank fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bank First data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.08 | Dividend Share 1.8 | Earnings Share 7.23 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
Investors evaluate Bank First National using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bank First's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Bank First's market price to deviate significantly from intrinsic value.
It's important to distinguish between Bank First's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank First should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bank First's market price signifies the transaction level at which participants voluntarily complete trades.
Bank First 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Bank First's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Bank First.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Bank First on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Bank First National or generate 0.0% return on investment in Bank First over 90 days. Bank First is related to or competes with Dime Community, Byline Bancorp, ConnectOne Bancorp, Washington Federal, TriCo Bancshares, National Bank, and QCR Holdings. Bank First Corporation operates as a holding company for Bank First N.A More
Bank First Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Bank First's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Bank First National upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.26 | |||
| Information Ratio | 0.1285 | |||
| Maximum Drawdown | 7.45 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.4 |
Bank First Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bank First's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Bank First's standard deviation. In reality, there are many statistical measures that can use Bank First historical prices to predict the future Bank First's volatility.| Risk Adjusted Performance | 0.1284 | |||
| Jensen Alpha | 0.2082 | |||
| Total Risk Alpha | 0.1457 | |||
| Sortino Ratio | 0.1709 | |||
| Treynor Ratio | 0.2379 |
Bank First February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1284 | |||
| Market Risk Adjusted Performance | 0.2479 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 1.03 | |||
| Downside Deviation | 1.26 | |||
| Coefficient Of Variation | 599.16 | |||
| Standard Deviation | 1.68 | |||
| Variance | 2.82 | |||
| Information Ratio | 0.1285 | |||
| Jensen Alpha | 0.2082 | |||
| Total Risk Alpha | 0.1457 | |||
| Sortino Ratio | 0.1709 | |||
| Treynor Ratio | 0.2379 | |||
| Maximum Drawdown | 7.45 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.4 | |||
| Downside Variance | 1.59 | |||
| Semi Variance | 1.06 | |||
| Expected Short fall | (1.60) | |||
| Skewness | 0.7371 | |||
| Kurtosis | 0.7191 |
Bank First National Backtested Returns
Bank First appears to be very steady, given 3 months investment horizon. Bank First National secures Sharpe Ratio (or Efficiency) of 0.19, which signifies that the company had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Bank First National, which you can use to evaluate the volatility of the firm. Please makes use of Bank First's Mean Deviation of 1.3, downside deviation of 1.26, and Risk Adjusted Performance of 0.1284 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Bank First holds a performance score of 14. The firm shows a Beta (market volatility) of 1.14, which signifies a somewhat significant risk relative to the market. Bank First returns are very sensitive to returns on the market. As the market goes up or down, Bank First is expected to follow. Please check Bank First's maximum drawdown, semi variance, and the relationship between the sortino ratio and potential upside , to make a quick decision on whether Bank First's price patterns will revert.
Auto-correlation | 0.88 |
Very good predictability
Bank First National has very good predictability. Overlapping area represents the amount of predictability between Bank First time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Bank First National price movement. The serial correlation of 0.88 indicates that approximately 88.0% of current Bank First price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.88 | |
| Spearman Rank Test | 0.63 | |
| Residual Average | 0.0 | |
| Price Variance | 61.42 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Bank Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Bank First National reported net income of 65.56 M. This is 94.87% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 88.52% higher than that of the company.
Bank Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bank First's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bank First could also be used in its relative valuation, which is a method of valuing Bank First by comparing valuation metrics of similar companies.Bank First is currently under evaluation in net income category among its peers.
Bank First ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bank First's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bank First's managers, analysts, and investors.Environmental | Governance | Social |
Bank First Institutional Holders
Institutional Holdings refers to the ownership stake in Bank First that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Bank First's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bank First's value.| Shares | Renaissance Technologies Corp | 2025-06-30 | 60 K | Creative Planning Inc | 2025-06-30 | 57.2 K | Nicolet Advisory Services, Llc | 2025-06-30 | 45.2 K | Stifel Financial Corp | 2025-06-30 | 44.5 K | Bank Of New York Mellon Corp | 2025-06-30 | 41 K | Wealthcare Advisory Partners Llc | 2025-06-30 | 38 K | Jane Street Group Llc | 2025-06-30 | 34.3 K | F/m Investments, Llc | 2025-06-30 | 31 K | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 27.9 K | Blackrock Inc | 2025-06-30 | 669.3 K | Vanguard Group Inc | 2025-06-30 | 585.9 K |
Bank Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0159 | ||||
| Profit Margin | 0.41 % | ||||
| Operating Margin | 0.56 % | ||||
| Current Valuation | 1.32 B | ||||
| Shares Outstanding | 11.22 M | ||||
| Shares Owned By Insiders | 9.44 % | ||||
| Shares Owned By Institutions | 34.97 % | ||||
| Number Of Shares Shorted | 352.1 K | ||||
| Price To Earning | 17.56 X | ||||
| Price To Book | 2.53 X | ||||
| Price To Sales | 9.51 X | ||||
| Revenue | 240.45 M | ||||
| Gross Profit | 172.63 M | ||||
| EBITDA | 93.76 M | ||||
| Net Income | 65.56 M | ||||
| Cash And Equivalents | 144.91 M | ||||
| Cash Per Share | 16.05 X | ||||
| Total Debt | 147.37 M | ||||
| Debt To Equity | 9.07 % | ||||
| Book Value Per Share | 65.47 X | ||||
| Cash Flow From Operations | 65.85 M | ||||
| Short Ratio | 6.46 X | ||||
| Earnings Per Share | 7.23 X | ||||
| Target Price | 155.0 | ||||
| Number Of Employees | 500 | ||||
| Beta | 0.41 | ||||
| Market Capitalization | 1.64 B | ||||
| Total Asset | 4.5 B | ||||
| Retained Earnings | 398 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.23 % | ||||
| Net Asset | 4.5 B | ||||
| Last Dividend Paid | 1.8 |
About Bank First Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bank First National's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bank First using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bank First National based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:Check out You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Will Regional Banks sector continue expanding? Could Bank diversify its offerings? Factors like these will boost the valuation of Bank First. Projected growth potential of Bank fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bank First data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.08 | Dividend Share 1.8 | Earnings Share 7.23 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
Investors evaluate Bank First National using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bank First's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Bank First's market price to deviate significantly from intrinsic value.
It's important to distinguish between Bank First's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank First should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bank First's market price signifies the transaction level at which participants voluntarily complete trades.