Coastal Financial Corp Net Income
| CCB Stock | USD 89.50 8.91 9.05% |
As of the 5th of February, Coastal Financial shows the mean deviation of 1.93, and Risk Adjusted Performance of (0.05). Coastal Financial Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Coastal Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.4699 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 52 M | 54.6 M | |
| Net Income Applicable To Common Shares | 46.7 M | 49.1 M | |
| Net Income | 52 M | 54.6 M | |
| Net Income Per Share | 3.01 | 3.16 | |
| Net Income Per E B T | 0.77 | 0.59 |
Coastal | Net Income | Build AI portfolio with Coastal Stock |
Analyzing Coastal Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Coastal Financial's current valuation and future prospects.
Latest Coastal Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Coastal Financial Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Coastal Financial Corp financial statement analysis. It represents the amount of money remaining after all of Coastal Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Coastal Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Coastal Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 45.22 M | 10 Years Trend |
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Net Income |
| Timeline |
Coastal Net Income Regression Statistics
| Arithmetic Mean | 18,574,921 | |
| Geometric Mean | 9,372,398 | |
| Coefficient Of Variation | 102.26 | |
| Mean Deviation | 16,742,838 | |
| Median | 9,701,000 | |
| Standard Deviation | 18,994,834 | |
| Sample Variance | 360.8T | |
| Range | 47.3M | |
| R-Value | 0.92 | |
| Mean Square Error | 56.3T | |
| R-Squared | 0.85 | |
| Slope | 3,475,366 | |
| Total Sum of Squares | 5772.9T |
Coastal Net Income History
Other Fundumenentals of Coastal Financial Corp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Coastal Financial Net Income component correlations
Coastal Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Coastal Financial is extremely important. It helps to project a fair market value of Coastal Stock properly, considering its historical fundamentals such as Net Income. Since Coastal Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Coastal Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Coastal Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Coastal Financial. Projected growth potential of Coastal fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Coastal Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.12) | Earnings Share 3.06 | Revenue Per Share | Quarterly Revenue Growth 0.083 | Return On Assets |
Understanding Coastal Financial Corp requires distinguishing between market price and book value, where the latter reflects Coastal's accounting equity. The concept of intrinsic value - what Coastal Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Coastal Financial's price substantially above or below its fundamental value.
It's important to distinguish between Coastal Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Coastal Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Coastal Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Coastal Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Coastal Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Coastal Financial.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Coastal Financial on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Coastal Financial Corp or generate 0.0% return on investment in Coastal Financial over 90 days. Coastal Financial is related to or competes with First Commonwealth, Stellar Bancorp, Northwest Bancshares, City Holding, Columbia Financial, Foreign Trade, and Nicolet Bankshares. Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various bank... More
Coastal Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Coastal Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Coastal Financial Corp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.11) | |||
| Maximum Drawdown | 9.36 | |||
| Value At Risk | (5.20) | |||
| Potential Upside | 2.86 |
Coastal Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Coastal Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Coastal Financial's standard deviation. In reality, there are many statistical measures that can use Coastal Financial historical prices to predict the future Coastal Financial's volatility.| Risk Adjusted Performance | (0.05) | |||
| Jensen Alpha | (0.22) | |||
| Total Risk Alpha | (0.41) | |||
| Treynor Ratio | 4.01 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Coastal Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Coastal Financial February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | 4.02 | |||
| Mean Deviation | 1.93 | |||
| Coefficient Of Variation | (1,204) | |||
| Standard Deviation | 2.55 | |||
| Variance | 6.48 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.22) | |||
| Total Risk Alpha | (0.41) | |||
| Treynor Ratio | 4.01 | |||
| Maximum Drawdown | 9.36 | |||
| Value At Risk | (5.20) | |||
| Potential Upside | 2.86 | |||
| Skewness | (1.04) | |||
| Kurtosis | 1.34 |
Coastal Financial Corp Backtested Returns
Coastal Financial Corp secures Sharpe Ratio (or Efficiency) of -0.0976, which signifies that the company had a -0.0976 % return per unit of standard deviation over the last 3 months. Coastal Financial Corp exposes twenty-four different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Coastal Financial's mean deviation of 1.93, and Risk Adjusted Performance of (0.05) to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of -0.0552, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Coastal Financial are expected to decrease at a much lower rate. During the bear market, Coastal Financial is likely to outperform the market. At this point, Coastal Financial Corp has a negative expected return of -0.25%. Please make sure to confirm Coastal Financial's total risk alpha, potential upside, and the relationship between the standard deviation and maximum drawdown , to decide if Coastal Financial Corp performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.68 |
Very good reverse predictability
Coastal Financial Corp has very good reverse predictability. Overlapping area represents the amount of predictability between Coastal Financial time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Coastal Financial Corp price movement. The serial correlation of -0.68 indicates that around 68.0% of current Coastal Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.68 | |
| Spearman Rank Test | -0.7 | |
| Residual Average | 0.0 | |
| Price Variance | 67.94 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Coastal Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Coastal Financial Corp reported net income of 45.22 M. This is 96.46% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 92.08% higher than that of the company.
Coastal Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Coastal Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Coastal Financial could also be used in its relative valuation, which is a method of valuing Coastal Financial by comparing valuation metrics of similar companies.Coastal Financial is currently under evaluation in net income category among its peers.
Coastal Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Coastal Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Coastal Financial's managers, analysts, and investors.Environmental | Governance | Social |
Coastal Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Coastal Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Coastal Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Coastal Financial's value.| Shares | Geode Capital Management, Llc | 2025-06-30 | 304.4 K | Gw&k Investment Management, Llc | 2025-06-30 | 276.1 K | Driehaus Capital Management Llc | 2025-06-30 | 215.7 K | Kennedy Capital Management Inc | 2025-06-30 | 173.1 K | Royce & Associates, Lp | 2025-06-30 | 148.6 K | Orion Portfolio Solutions, Llc | 2025-03-31 | 142.2 K | Advisors Capital Management, Llc | 2025-06-30 | 141.7 K | Peregrine Capital Management,llc | 2025-06-30 | 140.7 K | Fmr Inc | 2025-06-30 | 133.9 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 1.3 M | Blackrock Inc | 2025-06-30 | 1 M |
Coastal Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0111 | ||||
| Profit Margin | 0.14 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 669.4 M | ||||
| Shares Outstanding | 15.14 M | ||||
| Shares Owned By Insiders | 15.79 % | ||||
| Shares Owned By Institutions | 81.76 % | ||||
| Number Of Shares Shorted | 1.48 M | ||||
| Price To Earning | 32.41 X | ||||
| Price To Book | 2.75 X | ||||
| Price To Sales | 3.94 X | ||||
| Revenue | 661.23 M | ||||
| Gross Profit | 343.67 M | ||||
| EBITDA | 61.24 M | ||||
| Net Income | 45.22 M | ||||
| Cash And Equivalents | 405.69 M | ||||
| Cash Per Share | 31.33 X | ||||
| Total Debt | 4.98 M | ||||
| Debt To Equity | 10.15 % | ||||
| Book Value Per Share | 31.45 X | ||||
| Cash Flow From Operations | 259.79 M | ||||
| Short Ratio | 13.36 X | ||||
| Earnings Per Share | 3.06 X | ||||
| Target Price | 131.6 | ||||
| Number Of Employees | 488 | ||||
| Beta | 0.83 | ||||
| Market Capitalization | 1.36 B | ||||
| Total Asset | 4.74 B | ||||
| Retained Earnings | 257.52 M | ||||
| Net Asset | 4.74 B |
About Coastal Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Coastal Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Coastal Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Coastal Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Coastal Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Coastal Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Coastal Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Coastal Financial Corp Stock:Check out You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Coastal Financial. Projected growth potential of Coastal fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Coastal Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.12) | Earnings Share 3.06 | Revenue Per Share | Quarterly Revenue Growth 0.083 | Return On Assets |
Understanding Coastal Financial Corp requires distinguishing between market price and book value, where the latter reflects Coastal's accounting equity. The concept of intrinsic value - what Coastal Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Coastal Financial's price substantially above or below its fundamental value.
It's important to distinguish between Coastal Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Coastal Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Coastal Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.