Capitol Federal Financial Net Income
| CFFN Stock | USD 7.64 0.09 1.19% |
As of the 14th of February 2026, Capitol Federal shows the Downside Deviation of 1.32, risk adjusted performance of 0.1829, and Mean Deviation of 1.18. Capitol Federal Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Capitol Federal Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 13.4205 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 78.2 M | 70.7 M | |
| Net Income From Continuing Ops | 61.2 M | 64.3 M | |
| Net Income Per Share | 0.47 | 0.29 | |
| Net Income Per E B T | 0.74 | 0.54 |
Capitol | Net Income | Build AI portfolio with Capitol Stock |
Evaluating Capitol Federal's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Capitol Federal Financial's fundamental strength.
Latest Capitol Federal's Net Income Growth Pattern
Below is the plot of the Net Income of Capitol Federal Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Capitol Federal Financial financial statement analysis. It represents the amount of money remaining after all of Capitol Federal Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Capitol Federal's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Capitol Federal's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 68.03 M | 10 Years Trend |
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Net Income |
| Timeline |
Capitol Net Income Regression Statistics
| Arithmetic Mean | 63,695,098 | |
| Coefficient Of Variation | 70.71 | |
| Mean Deviation | 23,968,644 | |
| Median | 76,082,000 | |
| Standard Deviation | 45,039,092 | |
| Sample Variance | 2028.5T | |
| Range | 200.6M | |
| R-Value | (0.25) | |
| Mean Square Error | 2033.4T | |
| R-Squared | 0.06 | |
| Significance | 0.34 | |
| Slope | (2,189,256) | |
| Total Sum of Squares | 32456.3T |
Capitol Net Income History
Other Fundumenentals of Capitol Federal Financial
Capitol Federal Net Income component correlations
Capitol Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Capitol Federal is extremely important. It helps to project a fair market value of Capitol Stock properly, considering its historical fundamentals such as Net Income. Since Capitol Federal's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Capitol Federal's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Capitol Federal's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Capitol diversify its offerings? Factors like these will boost the valuation of Capitol Federal. Projected growth potential of Capitol fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Capitol Federal data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.326 | Dividend Share 0.34 | Earnings Share 0.57 | Revenue Per Share | Quarterly Revenue Growth 0.204 |
Investors evaluate Capitol Federal Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Capitol Federal's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Capitol Federal's market price to deviate significantly from intrinsic value.
It's important to distinguish between Capitol Federal's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Capitol Federal should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Capitol Federal's market price signifies the transaction level at which participants voluntarily complete trades.
Capitol Federal 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Capitol Federal's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Capitol Federal.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Capitol Federal on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Capitol Federal Financial or generate 0.0% return on investment in Capitol Federal over 90 days. Capitol Federal is related to or competes with Hanmi Financial, MidWestOne Financial, Central Pacific, Heritage Financial, Esquire Financial, Amalgamated Bank, and Metropolitan Bank. Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various r... More
Capitol Federal Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Capitol Federal's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Capitol Federal Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.32 | |||
| Information Ratio | 0.176 | |||
| Maximum Drawdown | 8.36 | |||
| Value At Risk | (1.64) | |||
| Potential Upside | 3.01 |
Capitol Federal Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Capitol Federal's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Capitol Federal's standard deviation. In reality, there are many statistical measures that can use Capitol Federal historical prices to predict the future Capitol Federal's volatility.| Risk Adjusted Performance | 0.1829 | |||
| Jensen Alpha | 0.2902 | |||
| Total Risk Alpha | 0.2197 | |||
| Sortino Ratio | 0.2087 | |||
| Treynor Ratio | 0.438 |
Capitol Federal February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1829 | |||
| Market Risk Adjusted Performance | 0.448 | |||
| Mean Deviation | 1.18 | |||
| Semi Deviation | 1.04 | |||
| Downside Deviation | 1.32 | |||
| Coefficient Of Variation | 453.3 | |||
| Standard Deviation | 1.57 | |||
| Variance | 2.46 | |||
| Information Ratio | 0.176 | |||
| Jensen Alpha | 0.2902 | |||
| Total Risk Alpha | 0.2197 | |||
| Sortino Ratio | 0.2087 | |||
| Treynor Ratio | 0.438 | |||
| Maximum Drawdown | 8.36 | |||
| Value At Risk | (1.64) | |||
| Potential Upside | 3.01 | |||
| Downside Variance | 1.75 | |||
| Semi Variance | 1.08 | |||
| Expected Short fall | (1.48) | |||
| Skewness | 0.4091 | |||
| Kurtosis | 1.19 |
Capitol Federal Financial Backtested Returns
Capitol Federal appears to be not too volatile, given 3 months investment horizon. Capitol Federal Financial secures Sharpe Ratio (or Efficiency) of 0.27, which signifies that the company had a 0.27 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Capitol Federal Financial, which you can use to evaluate the volatility of the firm. Please makes use of Capitol Federal's Downside Deviation of 1.32, mean deviation of 1.18, and Risk Adjusted Performance of 0.1829 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Capitol Federal holds a performance score of 21. The firm shows a Beta (market volatility) of 0.77, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Capitol Federal's returns are expected to increase less than the market. However, during the bear market, the loss of holding Capitol Federal is expected to be smaller as well. Please check Capitol Federal's sortino ratio, skewness, period momentum indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether Capitol Federal's price patterns will revert.
Auto-correlation | 0.71 |
Good predictability
Capitol Federal Financial has good predictability. Overlapping area represents the amount of predictability between Capitol Federal time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Capitol Federal Financial price movement. The serial correlation of 0.71 indicates that around 71.0% of current Capitol Federal price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.71 | |
| Spearman Rank Test | 0.76 | |
| Residual Average | 0.0 | |
| Price Variance | 0.17 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Capitol Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Capitol Federal Financial reported net income of 68.03 M. This is 94.67% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 88.09% higher than that of the company.
Capitol Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Capitol Federal's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Capitol Federal could also be used in its relative valuation, which is a method of valuing Capitol Federal by comparing valuation metrics of similar companies.Capitol Federal is currently under evaluation in net income category among its peers.
Capitol Federal ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Capitol Federal's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Capitol Federal's managers, analysts, and investors.Environmental | Governance | Social |
Capitol Federal Institutional Holders
Institutional Holdings refers to the ownership stake in Capitol Federal that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Capitol Federal's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Capitol Federal's value.| Shares | Amvescap Plc. | 2025-06-30 | 2.3 M | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 2.2 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 2.1 M | Nuveen, Llc | 2025-06-30 | 1.8 M | Cramer Rosenthal Mcglynn Llc | 2025-06-30 | 1.6 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.5 M | Northern Trust Corp | 2025-06-30 | 1.4 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.3 M | Two Sigma Investments Llc | 2025-06-30 | 1.2 M | Blackrock Inc | 2025-06-30 | 18.5 M | Vanguard Group Inc | 2025-06-30 | 12.4 M |
Capitol Fundamentals
| Return On Equity | 0.0705 | ||||
| Return On Asset | 0.0075 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 2.57 B | ||||
| Shares Outstanding | 127.25 M | ||||
| Shares Owned By Insiders | 7.89 % | ||||
| Shares Owned By Institutions | 79.80 % | ||||
| Number Of Shares Shorted | 3.54 M | ||||
| Price To Earning | 14.66 X | ||||
| Price To Book | 0.92 X | ||||
| Price To Sales | 4.79 X | ||||
| Revenue | 417.4 M | ||||
| Gross Profit | 209.74 M | ||||
| EBITDA | 90.74 M | ||||
| Net Income | 68.03 M | ||||
| Cash And Equivalents | 56.07 M | ||||
| Cash Per Share | 0.41 X | ||||
| Total Debt | 1.97 B | ||||
| Debt To Equity | 0.20 % | ||||
| Book Value Per Share | 8.18 X | ||||
| Cash Flow From Operations | 55.04 M | ||||
| Short Ratio | 3.57 X | ||||
| Earnings Per Share | 0.57 X | ||||
| Price To Earnings To Growth | 4.66 X | ||||
| Target Price | 7.75 | ||||
| Number Of Employees | 604 | ||||
| Beta | 0.67 | ||||
| Market Capitalization | 1 B | ||||
| Total Asset | 9.78 B | ||||
| Retained Earnings | (87.33 M) | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.84 % | ||||
| Net Asset | 9.78 B | ||||
| Last Dividend Paid | 0.34 |
About Capitol Federal Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Capitol Federal Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Capitol Federal using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Capitol Federal Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Capitol Federal
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Capitol Federal position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Capitol Federal will appreciate offsetting losses from the drop in the long position's value.Moving together with Capitol Stock
| 0.82 | BNPH | BNP PARIBAS ADR | PairCorr |
| 0.71 | BIRG | Bank of Ireland | PairCorr |
| 0.65 | AON0 | AOZORA BANK LTD | PairCorr |
| 0.82 | AX | Axos Financial | PairCorr |
| 0.92 | BY | Byline Bancorp | PairCorr |
Moving against Capitol Stock
| 0.72 | 3YB | Postal Savings Bank | PairCorr |
| 0.44 | ICBA | ICICI Bank Limited | PairCorr |
| 0.35 | D7C | China CITIC Bank | PairCorr |
| 0.31 | C3B | Chongqing Rural Comm | PairCorr |
The ability to find closely correlated positions to Capitol Federal could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Capitol Federal when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Capitol Federal - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Capitol Federal Financial to buy it.
The correlation of Capitol Federal is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Capitol Federal moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Capitol Federal Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Capitol Federal can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.
Will Regional Banks sector continue expanding? Could Capitol diversify its offerings? Factors like these will boost the valuation of Capitol Federal. Projected growth potential of Capitol fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Capitol Federal data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.326 | Dividend Share 0.34 | Earnings Share 0.57 | Revenue Per Share | Quarterly Revenue Growth 0.204 |
Investors evaluate Capitol Federal Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Capitol Federal's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Capitol Federal's market price to deviate significantly from intrinsic value.
It's important to distinguish between Capitol Federal's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Capitol Federal should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Capitol Federal's market price signifies the transaction level at which participants voluntarily complete trades.