CNFinance Holdings Net Income
| CNF Stock | USD 5.65 0.03 0.53% |
As of the 13th of February 2026, CNFinance Holdings shows the Risk Adjusted Performance of 0.0627, downside deviation of 4.94, and Mean Deviation of 3.57. CNFinance Holdings technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm CNFinance Holdings coefficient of variation, maximum drawdown, skewness, as well as the relationship between the information ratio and downside variance to decide if CNFinance Holdings is priced adequately, providing market reflects its regular price of 5.65 per share. Given that CNFinance Holdings has jensen alpha of 0.273, we suggest you to validate CNFinance Holdings's prevailing market performance to make sure the company can sustain itself in the future.
CNFinance Holdings Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 9.8082 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 34 M | 32.3 M | |
| Net Income Applicable To Common Shares | 124 M | 117.8 M | |
| Net Income | 34 M | 32.3 M | |
| Net Income Per Share | 12.67 | 12.04 | |
| Net Income Per E B T | 0.70 | 0.60 |
CNFinance | Net Income | Build AI portfolio with CNFinance Stock |
The Net Income trend for CNFinance Holdings offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether CNFinance Holdings is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest CNFinance Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of CNFinance Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in CNFinance Holdings financial statement analysis. It represents the amount of money remaining after all of CNFinance Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is CNFinance Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in CNFinance Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 37.78 M | 10 Years Trend |
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Net Income |
| Timeline |
CNFinance Net Income Regression Statistics
| Arithmetic Mean | 244,731,964 | |
| Geometric Mean | 168,066,789 | |
| Coefficient Of Variation | 88.29 | |
| Mean Deviation | 140,474,061 | |
| Median | 235,441,839 | |
| Standard Deviation | 216,083,685 | |
| Sample Variance | 46692.2T | |
| Range | 828.6M | |
| R-Value | (0.33) | |
| Mean Square Error | 44448.6T | |
| R-Squared | 0.11 | |
| Significance | 0.20 | |
| Slope | (14,033,034) | |
| Total Sum of Squares | 747074.5T |
CNFinance Net Income History
Other Fundumenentals of CNFinance Holdings
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
CNFinance Holdings Net Income component correlations
CNFinance Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for CNFinance Holdings is extremely important. It helps to project a fair market value of CNFinance Stock properly, considering its historical fundamentals such as Net Income. Since CNFinance Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of CNFinance Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of CNFinance Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Can Commercial & Residential Mortgage Finance industry sustain growth momentum? Does CNFinance have expansion opportunities? Factors like these will boost the valuation of CNFinance Holdings. Projected growth potential of CNFinance fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating CNFinance Holdings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.33) | Earnings Share (1.16) | Revenue Per Share | Quarterly Revenue Growth (0.75) | Return On Assets |
Understanding CNFinance Holdings requires distinguishing between market price and book value, where the latter reflects CNFinance's accounting equity. The concept of intrinsic value - what CNFinance Holdings' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push CNFinance Holdings' price substantially above or below its fundamental value.
It's important to distinguish between CNFinance Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNFinance Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNFinance Holdings' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
CNFinance Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to CNFinance Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of CNFinance Holdings.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in CNFinance Holdings on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding CNFinance Holdings or generate 0.0% return on investment in CNFinance Holdings over 90 days. CNFinance Holdings is related to or competes with LM Funding, Carver Bancorp, Abits, Berto Acquisition, Prestige Wealth, Garden Stage, and Magic Empire. CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the Peoples Republic of Chin... More
CNFinance Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure CNFinance Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess CNFinance Holdings upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.94 | |||
| Information Ratio | 0.0514 | |||
| Maximum Drawdown | 26.22 | |||
| Value At Risk | (9.12) | |||
| Potential Upside | 9.7 |
CNFinance Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for CNFinance Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as CNFinance Holdings' standard deviation. In reality, there are many statistical measures that can use CNFinance Holdings historical prices to predict the future CNFinance Holdings' volatility.| Risk Adjusted Performance | 0.0627 | |||
| Jensen Alpha | 0.273 | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.0547 | |||
| Treynor Ratio | 0.355 |
CNFinance Holdings February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0627 | |||
| Market Risk Adjusted Performance | 0.365 | |||
| Mean Deviation | 3.57 | |||
| Semi Deviation | 4.61 | |||
| Downside Deviation | 4.94 | |||
| Coefficient Of Variation | 1497.06 | |||
| Standard Deviation | 5.25 | |||
| Variance | 27.61 | |||
| Information Ratio | 0.0514 | |||
| Jensen Alpha | 0.273 | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.0547 | |||
| Treynor Ratio | 0.355 | |||
| Maximum Drawdown | 26.22 | |||
| Value At Risk | (9.12) | |||
| Potential Upside | 9.7 | |||
| Downside Variance | 24.44 | |||
| Semi Variance | 21.29 | |||
| Expected Short fall | (3.91) | |||
| Skewness | 0.2788 | |||
| Kurtosis | 1.99 |
CNFinance Holdings Backtested Returns
CNFinance Holdings appears to be slightly risky, given 3 months investment horizon. CNFinance Holdings secures Sharpe Ratio (or Efficiency) of 0.0721, which signifies that the company had a 0.0721 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for CNFinance Holdings, which you can use to evaluate the volatility of the firm. Please makes use of CNFinance Holdings' Mean Deviation of 3.57, downside deviation of 4.94, and Risk Adjusted Performance of 0.0627 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, CNFinance Holdings holds a performance score of 5. The firm shows a Beta (market volatility) of 0.96, which signifies possible diversification benefits within a given portfolio. CNFinance Holdings returns are very sensitive to returns on the market. As the market goes up or down, CNFinance Holdings is expected to follow. Please check CNFinance Holdings' maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to make a quick decision on whether CNFinance Holdings' price patterns will revert.
Auto-correlation | -0.16 |
Insignificant reverse predictability
CNFinance Holdings has insignificant reverse predictability. Overlapping area represents the amount of predictability between CNFinance Holdings time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of CNFinance Holdings price movement. The serial correlation of -0.16 indicates that over 16.0% of current CNFinance Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.16 | |
| Spearman Rank Test | -0.05 | |
| Residual Average | 0.0 | |
| Price Variance | 0.29 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
CNFinance Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, CNFinance Holdings reported net income of 37.78 M. This is 97.04% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 93.38% higher than that of the company.
CNFinance Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses CNFinance Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of CNFinance Holdings could also be used in its relative valuation, which is a method of valuing CNFinance Holdings by comparing valuation metrics of similar companies.CNFinance Holdings is currently under evaluation in net income category among its peers.
CNFinance Holdings Current Valuation Drivers
We derive many important indicators used in calculating different scores of CNFinance Holdings from analyzing CNFinance Holdings' financial statements. These drivers represent accounts that assess CNFinance Holdings' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of CNFinance Holdings' important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 888.7M | 443.4M | 589.5M | 237.8M | 273.4M | 259.8M | |
| Enterprise Value | 6.6B | 6.2B | 7.0B | 4.4B | 5.1B | 8.9B |
CNFinance Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CNFinance Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CNFinance Holdings' managers, analysts, and investors.Environmental | Governance | Social |
CNFinance Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in CNFinance Holdings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of CNFinance Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CNFinance Holdings' value.| Shares | Bank Of New York Mellon Corp | 2025-06-30 | 11 K | Two Sigma Securities, Llc | 2025-06-30 | 10.6 K | Tillman Hartley Llc | 2025-06-30 | 10.3 K | Bank Of America Corp | 2025-06-30 | 9.7 K | Rhumbline Advisers | 2025-06-30 | 1.4 K | Advisor Group Holdings, Inc. | 2025-06-30 | 420 | Jpmorgan Chase & Co | 2025-06-30 | 260 | Morton Brown Family Wealth, Llc | 2025-06-30 | 250 | Harbor Asset Planning, Inc. | 2025-06-30 | 156 | Sunrise Partners Llc | 2025-06-30 | 3.1 M | Gagnon Securities Llc | 2025-06-30 | 1.9 M |
CNFinance Fundamentals
| Return On Equity | -0.0125 | ||||
| Return On Asset | -0.0034 | ||||
| Profit Margin | (0.14) % | ||||
| Operating Margin | (0.61) % | ||||
| Current Valuation | 12.25 B | ||||
| Shares Outstanding | 6.86 M | ||||
| Shares Owned By Insiders | 0.51 % | ||||
| Shares Owned By Institutions | 20.48 % | ||||
| Number Of Shares Shorted | 4.18 K | ||||
| Price To Earning | 8.95 X | ||||
| Price To Book | 0.07 X | ||||
| Price To Sales | 0.11 X | ||||
| Revenue | 1.6 B | ||||
| Gross Profit | 217.28 M | ||||
| EBITDA | 59.83 M | ||||
| Net Income | 37.78 M | ||||
| Cash And Equivalents | 1.77 B | ||||
| Cash Per Share | 21.04 X | ||||
| Total Debt | 5.95 B | ||||
| Debt To Equity | 1.82 % | ||||
| Current Ratio | 55.99 X | ||||
| Book Value Per Share | 85.01 X | ||||
| Cash Flow From Operations | 757.23 M | ||||
| Short Ratio | 0.41 X | ||||
| Earnings Per Share | (1.16) X | ||||
| Target Price | 20.67 | ||||
| Number Of Employees | 691 | ||||
| Beta | -0.13 | ||||
| Market Capitalization | 38.75 M | ||||
| Total Asset | 15.03 B | ||||
| Retained Earnings | 3.14 B | ||||
| Net Asset | 15.03 B |
About CNFinance Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CNFinance Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CNFinance Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CNFinance Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out For more detail on how to invest in CNFinance Stock please use our How to Invest in CNFinance Holdings guide.You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Can Commercial & Residential Mortgage Finance industry sustain growth momentum? Does CNFinance have expansion opportunities? Factors like these will boost the valuation of CNFinance Holdings. Projected growth potential of CNFinance fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating CNFinance Holdings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.33) | Earnings Share (1.16) | Revenue Per Share | Quarterly Revenue Growth (0.75) | Return On Assets |
Understanding CNFinance Holdings requires distinguishing between market price and book value, where the latter reflects CNFinance's accounting equity. The concept of intrinsic value - what CNFinance Holdings' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push CNFinance Holdings' price substantially above or below its fundamental value.
It's important to distinguish between CNFinance Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNFinance Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNFinance Holdings' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.