First Business Financial Current Valuation
| FBIZ Stock | USD 56.72 0.34 0.60% |
First Business trades near a market-range earnings multiple, reflecting the current earnings and balance-sheet profile. First Business' price-to-book sits at 1.26, with price-to-sales at 2.89. That implies a trailing P/E of roughly 14.43. As of December 31, 2025, Enterprise Value is holding steady around $604.47 million, while Enterprise Value Multiple is holding steady near 11.11x. Primary fundamentals influencing First Business' valuation include:
Below Model Estimate
Today
The intrinsic value estimate for First Business Financial is based on a 3 months horizon. Extending the time horizon generally improves valuation stability.
First Business' Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account all liquid assets, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Enterprise Value | = | Market Cap + Debt | - | Cash |
Current First Business Current Valuation | 758.07 M |
Current Valuation adds to the valuation picture for First Business Financial by measuring one side of financial results. If the intrinsic value estimate exceeds the market price, First Business Financial may be trading below its model-implied intrinsic value estimate on a core basis.
Current Valuation Driver Correlations
The correlation data quantifies how Current Valuation at First Business relates to other financial line items. These relationships describe association across reporting periods, not causation.
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| Competition |
First Business Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income | $-9.25 million |
Fundamental Drivers Relationships
Enterprise Value stood at 634.69 million as of December 31, 2025. Related reported indicator: Enterprise Value Multiple at 8.94 as of December 31, 2025.
Current Valuation Peer Comparison
Comparing First Business' Current Valuation to that of its competitors is a reliable method for assessing relative value. Comparing First Business' Current Valuation to peer stocks determines whether it trades at a premium or discount. Tracking First Business' Current Valuation rank within the peer group over time reveals shifts in competitive dynamics. The Current Valuation peer framework provides a practical lens for evaluating First Business' relative standing.First Business is currently under evaluation in current valuation among leading competitors.
Important Fundamentals
| Return On Equity TTM | 0.14 | |||
| Return On Asset TTM | 0.0124 | |||
| Profit Margin TTM | 0.31 | |||
| Operating Margin TTM | 0.37 | |||
| Current Valuation | 758.07 M | |||
| Shares Outstanding | 8.36 M | |||
| Shares Owned By Insiders | 5.40 % | |||
| Shares Owned By Institutions | 69.72 % | |||
| Number Of Shares Shorted | 60.76 K | |||
| Price To Earnings TTM | 14.43 X | |||
| Price To Book TTM | 1.26 X | |||
| Price To Sales TTM | 2.89 X | |||
| Revenue TTM | 279.25 M | |||
| Gross Profit TTM | 163.13 M | |||
| EBITDA TTM | 60.45 M | |||
| Net Income TTM | 50.32 M | |||
| Cash And Equivalents TTM | 84.44 M | |||
| Cash Per Share TTM | 9.96 X | |||
| Total Debt TTM | 259.41 M | |||
| Debt To Equity TTM | 10.82 % | |||
| Book Value Per Share TTM | 44.12 X | |||
| Cash Flow From Operations TTM | 61.7 M | |||
| Short Ratio TTM | 1.32 X | |||
| Earnings Per Share | 6.06 X | |||
| Price To Earnings To Growth | 1.24 X | |||
| Target Price | 65.6 | |||
| Number Of Employees | 378 | |||
| Trailing Beta | 0.68 | |||
| Market Capitalization TTM | 471.46 M | |||
| Total Asset TTM | 4.08 B | |||
| Retained Earnings TTM | 305.54 M | |||
| Annual Yield | 0.0223 | |||
| Five Year Return | 2.69 % | |||
| Net Asset | 4.08 B | |||
| Last Dividend Paid | 1.21 |
Financial Metrics, Fundamentals & Methodology
First Business's operating framework helps explain margin behavior, earnings persistence, and funding capacity. Operating margins help show whether the business still holds structural pricing or cost advantages. First Business currently reports revenue of 279.25 million, positive EPS of 6.06, operating margin of 36.99% as of the latest reporting period.
First Business Financial inputs come from periodic company reporting and market reference feeds and are mapped into a consistent reporting framework. Analyst projections are included when active coverage applies. Reported income, balance-sheet, and cash-flow fields adhere to GAAP or IFRS presentation rules.
Editorial review and methodology oversight provided by: Michael Smolkin, Member of Macroaxis Board of Directors