First Business Valuation

FBIZ Stock  USD 57.32  0.23  0.40%   
At this time, the firm appears to be undervalued. First Business Financial shows a prevailing Real Value of $63.31 per share. The current price of the firm is $57.32. Our model computes the value of First Business Financial from reviewing the firm fundamentals such as Profit Margin of 0.33 %, shares outstanding of 8.33 M, and Current Valuation of 725.33 M as well as analyzing its technical indicators and probability of bankruptcy.
Undervalued
Today
57.32
Please note that First Business' price fluctuation is very steady at this time. Calculation of the real value of First Business Financial is based on 3 months time horizon. Increasing First Business' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Business is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Business' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  57.32 Real  63.31 Hype  57.27 Naive  57.4
The intrinsic value of First Business' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Business' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
63.31
Real Value
64.93
Upside
Estimating the potential upside or downside of First Business Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Business more accurately as focusing exclusively on First Business' fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
53.1955.9058.61
Details
Hype
Prediction
LowEstimatedHigh
55.6557.2758.89
Details
Potential
Annual Dividend
LowForecastedHigh
0.780.800.82
Details

About First Business Valuation

Our relative valuation model uses a comparative analysis of First Business. We calculate exposure to First Business's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Business's related companies.
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin. First Business operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 333 people.
First Business' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether First Business' value is low or high relative to the company's performance and growth projections. Determining the market value of First Business can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of First Business represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

First Business Dividends Analysis For Valuation

There are various types of dividends First Business can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Business Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Business by the value of the dividends paid out.

First Business Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding8.2 M
Quarterly Earnings Growth Y O Y0.371
Forward Price Earnings8.9606

Additional Tools for First Stock Analysis

When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.