First Capital Stock Net Income
| FCAP Stock | USD 50.87 1.34 2.57% |
As of the 26th of January, First Capital shows the Downside Deviation of 2.64, coefficient of variation of 843.86, and Mean Deviation of 2.39. First Capital technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Capital Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.3645 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 13.7 M | 14.4 M | |
| Net Income Applicable To Common Shares | 13.7 M | 14.4 M | |
| Net Income From Continuing Ops | 13.7 M | 9.1 M | |
| Net Income Per Share | 3.21 | 3.37 | |
| Net Income Per E B T | 0.76 | 0.68 |
First | Net Income | Build AI portfolio with First Stock |
Latest First Capital's Net Income Growth Pattern
Below is the plot of the Net Income of First Capital over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Capital financial statement analysis. It represents the amount of money remaining after all of First Capital operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Capital's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Capital's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 11.94 M | 10 Years Trend |
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Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 8,905,079 | |
| Geometric Mean | 7,756,285 | |
| Coefficient Of Variation | 49.43 | |
| Mean Deviation | 3,667,251 | |
| Median | 9,253,000 | |
| Standard Deviation | 4,401,527 | |
| Sample Variance | 19.4T | |
| Range | 15.2M | |
| R-Value | 0.98 | |
| Mean Square Error | 852B | |
| R-Squared | 0.96 | |
| Slope | 853,475 | |
| Total Sum of Squares | 310T |
First Net Income History
Other Fundumenentals of First Capital
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Capital Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Capital is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Capital's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Capital's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Capital's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Capital. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.545 | Dividend Share 1.18 | Earnings Share 4.41 | Revenue Per Share | Quarterly Revenue Growth 0.253 |
The market value of First Capital is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Capital's value that differs from its market value or its book value, called intrinsic value, which is First Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Capital's market value can be influenced by many factors that don't directly affect First Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
First Capital 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Capital's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Capital.
| 10/28/2025 |
| 01/26/2026 |
If you would invest 0.00 in First Capital on October 28, 2025 and sell it all today you would earn a total of 0.00 from holding First Capital or generate 0.0% return on investment in First Capital over 90 days. First Capital is related to or competes with Landmark Bancorp, CF Bankshares, Finward Bancorp, Eagle Bancorp, Peoples Bancorp, ECB Bancorp, and Mainstreet Bank. First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services ... More
First Capital Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Capital's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Capital upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.64 | |||
| Information Ratio | 0.094 | |||
| Maximum Drawdown | 17.93 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 6.23 |
First Capital Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Capital's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Capital's standard deviation. In reality, there are many statistical measures that can use First Capital historical prices to predict the future First Capital's volatility.| Risk Adjusted Performance | 0.0945 | |||
| Jensen Alpha | 0.3689 | |||
| Total Risk Alpha | 0.0705 | |||
| Sortino Ratio | 0.1141 | |||
| Treynor Ratio | 82.05 |
First Capital January 26, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0945 | |||
| Market Risk Adjusted Performance | 82.06 | |||
| Mean Deviation | 2.39 | |||
| Semi Deviation | 2.49 | |||
| Downside Deviation | 2.64 | |||
| Coefficient Of Variation | 843.86 | |||
| Standard Deviation | 3.2 | |||
| Variance | 10.24 | |||
| Information Ratio | 0.094 | |||
| Jensen Alpha | 0.3689 | |||
| Total Risk Alpha | 0.0705 | |||
| Sortino Ratio | 0.1141 | |||
| Treynor Ratio | 82.05 | |||
| Maximum Drawdown | 17.93 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 6.23 | |||
| Downside Variance | 6.95 | |||
| Semi Variance | 6.19 | |||
| Expected Short fall | (3.10) | |||
| Skewness | 0.3094 | |||
| Kurtosis | 1.18 |
First Capital Backtested Returns
First Capital appears to be very steady, given 3 months investment horizon. First Capital secures Sharpe Ratio (or Efficiency) of 0.11, which denotes the company had a 0.11 % return per unit of risk over the last 3 months. We have found thirty technical indicators for First Capital, which you can use to evaluate the volatility of the firm. Please utilize First Capital's Downside Deviation of 2.64, mean deviation of 2.39, and Coefficient Of Variation of 843.86 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Capital holds a performance score of 8. The firm shows a Beta (market volatility) of 0.0045, which means not very significant fluctuations relative to the market. As returns on the market increase, First Capital's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Capital is expected to be smaller as well. Please check First Capital's maximum drawdown, accumulation distribution, relative strength index, as well as the relationship between the semi variance and day typical price , to make a quick decision on whether First Capital's price patterns will revert.
Auto-correlation | -0.84 |
Excellent reverse predictability
First Capital has excellent reverse predictability. Overlapping area represents the amount of predictability between First Capital time series from 28th of October 2025 to 12th of December 2025 and 12th of December 2025 to 26th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Capital price movement. The serial correlation of -0.84 indicates that around 84.0% of current First Capital price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.84 | |
| Spearman Rank Test | -0.85 | |
| Residual Average | 0.0 | |
| Price Variance | 45.86 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Capital reported net income of 11.94 M. This is 99.07% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.91% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Capital's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Capital could also be used in its relative valuation, which is a method of valuing First Capital by comparing valuation metrics of similar companies.First Capital is currently under evaluation in net income category among its peers.
First Capital ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Capital's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Capital's managers, analysts, and investors.Environmental | Governance | Social |
First Capital Institutional Holders
Institutional Holdings refers to the ownership stake in First Capital that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of First Capital's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Capital's value.| Shares | Commonwealth Equity Services Inc | 2025-06-30 | 21.4 K | Rbf Llc | 2025-06-30 | 19 K | Empowered Funds, Llc | 2025-06-30 | 17.1 K | Stifel Financial Corp | 2025-06-30 | 14 K | Susquehanna International Group, Llp | 2025-06-30 | 12.4 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 11.1 K | Mariner Wealth Advisors Llc | 2025-06-30 | 11 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 10.6 K | Charles Schwab Investment Management Inc | 2025-06-30 | 9.3 K | Blackrock Inc | 2025-06-30 | 135.3 K | Siena Capital Management, Llc | 2025-06-30 | 93.1 K |
First Fundamentals
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0122 | |||
| Profit Margin | 0.31 % | |||
| Operating Margin | 0.42 % | |||
| Current Valuation | 36.54 M | |||
| Shares Outstanding | 3.36 M | |||
| Shares Owned By Insiders | 4.05 % | |||
| Shares Owned By Institutions | 23.68 % | |||
| Number Of Shares Shorted | 76.22 K | |||
| Price To Earning | 7.26 X | |||
| Price To Book | 1.24 X | |||
| Price To Sales | 3.45 X | |||
| Revenue | 56.85 M | |||
| Gross Profit | 47.32 M | |||
| EBITDA | 15.27 M | |||
| Net Income | 11.94 M | |||
| Cash And Equivalents | 86.24 M | |||
| Cash Per Share | 25.58 X | |||
| Total Debt | 4 K | |||
| Debt To Equity | 8.62 % | |||
| Book Value Per Share | 39.55 X | |||
| Cash Flow From Operations | 22.34 M | |||
| Short Ratio | 11.64 X | |||
| Earnings Per Share | 4.41 X | |||
| Number Of Employees | 173 | |||
| Beta | 0.67 | |||
| Market Capitalization | 151.22 M | |||
| Total Asset | 1.19 B | |||
| Retained Earnings | 105.29 M | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.20 % | |||
| Net Asset | 1.19 B | |||
| Last Dividend Paid | 1.18 |
About First Capital Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Capital's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Capital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Capital based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with First Capital
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Capital position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Capital will appreciate offsetting losses from the drop in the long position's value.Moving together with First Stock
| 0.65 | BIRG | Bank of Ireland | PairCorr |
| 0.8 | WSBC | WesBanco Earnings Call Tomorrow | PairCorr |
| 0.8 | FBIZ | First Business Financial Earnings Call This Week | PairCorr |
| 0.73 | FFWM | First Foundation Earnings Call This Week | PairCorr |
Moving against First Stock
The ability to find closely correlated positions to First Capital could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Capital when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Capital - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Capital to buy it.
The correlation of First Capital is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Capital moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Capital moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Capital can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for First Stock Analysis
When running First Capital's price analysis, check to measure First Capital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Capital is operating at the current time. Most of First Capital's value examination focuses on studying past and present price action to predict the probability of First Capital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Capital's price. Additionally, you may evaluate how the addition of First Capital to your portfolios can decrease your overall portfolio volatility.