First Guaranty Bancshares Stock Current Valuation
| FGBI Stock | USD 10.28 0.07 0.68% |
Valuation analysis of First Guaranty Bancshares helps investors to measure First Guaranty's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. As of now, First Guaranty's Enterprise Value Over EBITDA is increasing as compared to previous years. The First Guaranty's current Enterprise Value Multiple is estimated to increase to 8.06, while Enterprise Value is projected to decrease to under 79.9 M. Fundamental drivers impacting First Guaranty's valuation include:
Undervalued
Today
Please note that First Guaranty's price fluctuation is not too volatile at this time. Calculation of the real value of First Guaranty Bancshares is based on 3 months time horizon. Increasing First Guaranty's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Guaranty is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Guaranty's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 10.28 | Real 11.15 | Target 12.75 | Hype 10.28 | Naive 9.62 |
The intrinsic value of First Guaranty's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence First Guaranty's stock price.
Estimating the potential upside or downside of First Guaranty Bancshares helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Guaranty more accurately as focusing exclusively on First Guaranty's fundamentals will not take into account other important factors: First Guaranty Bancshares Company Current Valuation Analysis
First Guaranty's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current First Guaranty Current Valuation | (2.52 M) |
Most of First Guaranty's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Guaranty Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for First Guaranty is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Current Valuation. Since First Guaranty's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Guaranty's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Guaranty's interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, First Guaranty Bancshares has a Current Valuation of (2.52 Million). This is 100.01% lower than that of the Banks sector and significantly lower than that of the Financials industry. The current valuation for all United States stocks is 100.02% higher than that of the company.
First Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Guaranty's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Guaranty could also be used in its relative valuation, which is a method of valuing First Guaranty by comparing valuation metrics of similar companies.First Guaranty is currently under evaluation in current valuation category among its peers.
First Guaranty Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Guaranty from analyzing First Guaranty's financial statements. These drivers represent accounts that assess First Guaranty's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Guaranty's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 173.1M | 218.4M | 251.3M | 124.2M | 111.7M | 105.7M | |
| Enterprise Value | (15.3M) | (144.7K) | 345.4M | 113.4M | 102.1M | 79.9M |
First Guaranty ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Guaranty's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Guaranty's managers, analysts, and investors.Environmental | Governance | Social |
First Fundamentals
| Return On Equity | 0.0515 | ||||
| Return On Asset | 0.0035 | ||||
| Profit Margin | 0.13 % | ||||
| Operating Margin | 0.11 % | ||||
| Current Valuation | (2.52 M) | ||||
| Shares Outstanding | 12.5 M | ||||
| Shares Owned By Insiders | 51.91 % | ||||
| Shares Owned By Institutions | 6.90 % | ||||
| Number Of Shares Shorted | 13.56 K | ||||
| Price To Earning | 10.73 X | ||||
| Price To Book | 0.58 X | ||||
| Price To Sales | 1.35 X | ||||
| Revenue | 91.57 M | ||||
| Gross Profit | 95.48 M | ||||
| EBITDA | 15.92 M | ||||
| Net Income | 9.22 M | ||||
| Cash And Equivalents | 120.4 M | ||||
| Cash Per Share | 11.23 X | ||||
| Total Debt | 275.4 M | ||||
| Debt To Equity | 11.35 % | ||||
| Book Value Per Share | 17.86 X | ||||
| Cash Flow From Operations | 21.71 M | ||||
| Short Ratio | 1.38 X | ||||
| Earnings Per Share | 0.84 X | ||||
| Target Price | 12.75 | ||||
| Number Of Employees | 486 | ||||
| Beta | 0.32 | ||||
| Market Capitalization | 128.55 M | ||||
| Total Asset | 3.55 B | ||||
| Retained Earnings | 67.97 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.18 % | ||||
| Net Asset | 3.55 B |
About First Guaranty Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Guaranty Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Guaranty using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Guaranty Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out First Guaranty Piotroski F Score and First Guaranty Altman Z Score analysis. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Guaranty. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.033 | Earnings Share 0.84 | Revenue Per Share | Quarterly Revenue Growth (0.01) | Return On Assets |
The market value of First Guaranty Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Guaranty's value that differs from its market value or its book value, called intrinsic value, which is First Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Guaranty's market value can be influenced by many factors that don't directly affect First Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.