First Financial Statements From 2010 to 2024

FGBI Stock  USD 13.48  0.49  3.77%   
First Guaranty financial statements provide useful quarterly and yearly information to potential First Guaranty Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Guaranty financial statements helps investors assess First Guaranty's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Guaranty's valuation are summarized below:
Gross Profit
107.4 M
Profit Margin
0.1334
Market Capitalization
162.4 M
Enterprise Value Revenue
3.5495
Revenue
95.5 M
We have found one hundred twenty available fundamental signals for First Guaranty Bancshares, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of First Guaranty Bancshares prevailing fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 111.1 M. Enterprise Value is estimated to decrease to about 79.5 M

First Guaranty Total Revenue

62.53 Million

Check First Guaranty financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Guaranty's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.7 M, Interest Expense of 103.2 M or Selling General Administrative of 25.4 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.0528 or PTB Ratio of 0.78. First financial statements analysis is a perfect complement when working with First Guaranty Valuation or Volatility modules.
  
Check out the analysis of First Guaranty Correlation against competitors.

First Guaranty Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB3.6 B1.9 B
Slightly volatile
Short and Long Term Debt Total289.2 M275.4 M79 M
Slightly volatile
Total Current Liabilities2.7 B2.6 B371.2 M
Slightly volatile
Total Stockholder Equity157.7 M249.6 M155.7 M
Slightly volatile
Property Plant And Equipment Net36.8 M69.8 M37.1 M
Slightly volatile
Retained Earnings54.9 M68 M52.1 M
Slightly volatile
Accounts Payable12.4 M11.8 M4.5 M
Slightly volatile
Cash300.4 M286.1 M118.9 M
Slightly volatile
Non Current Assets Total527.4 M491.1 M515.6 M
Pretty Stable
Other AssetsB2.8 BB
Slightly volatile
Cash And Short Term Investments361.7 M286.5 M387 M
Very volatile
Net Receivables314.7 M299.7 M69 M
Slightly volatile
Good Will15.6 M14.8 M6.9 M
Slightly volatile
Common Stock Total Equity8.3 M12.3 M8.3 M
Slightly volatile
Common Stock Shares Outstanding10.9 M11.2 M10.1 M
Slightly volatile
Liabilities And Stockholders EquityB3.6 B1.9 B
Slightly volatile
Non Current Liabilities Total3.5 B3.3 B481.4 M
Slightly volatile
Other Current Assets350.1 M303.4 M397.4 M
Pretty Stable
Other Stockholder Equity77.8 M149.1 M80 M
Slightly volatile
Total Liabilities1.8 B3.3 B1.8 B
Slightly volatile
Property Plant And Equipment Gross122.9 M117 M51.8 M
Slightly volatile
Total Current Assets272.1 M286.5 M711.8 M
Slightly volatile
Intangible Assets3.7 M4.3 M3.6 M
Slightly volatile
Common Stock8.6 M12.5 M8.4 M
Slightly volatile
Other Liabilities4.3 M5.6 M4.1 M
Pretty Stable
Long Term Debt219.6 M209.1 M52.7 M
Slightly volatile
Preferred Stock Total Equity29.8 M29.8 M34.7 M
Slightly volatile
Property Plant Equipment39.9 M66.9 M37.4 M
Slightly volatile
Net Tangible Assets155.7 M211.7 M135.1 M
Slightly volatile
Retained Earnings Total Equity61.2 M87.8 M58 M
Slightly volatile
Long Term Debt Total42.5 M42.5 M29.2 M
Slightly volatile
Capital Surpluse101.3 M149.6 M82.5 M
Slightly volatile
Long Term Investments369.6 M404.1 M541 M
Slightly volatile
Non Current Liabilities Other7.8 M13.1 M6.1 M
Slightly volatile
Earning Assets303.9 M302.3 M382 M
Slightly volatile
Net Invested Capital321.4 M518.7 M249.7 M
Slightly volatile
Capital Stock17.5 M12.5 M12.2 M
Slightly volatile

First Guaranty Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.7 MM2.7 M
Slightly volatile
Interest Expense103.2 M98.3 M29.4 M
Slightly volatile
Selling General Administrative25.4 M49.4 M24.3 M
Slightly volatile
Selling And Marketing Expenses3.1 M2.9 M1.3 M
Slightly volatile
Total Revenue62.5 M91.6 M60.2 M
Slightly volatile
Gross Profit62.3 M91.6 M60 M
Slightly volatile
Other Operating Expenses190 M180.9 M51.7 M
Slightly volatile
Operating Income35.5 M39.2 M33.7 M
Slightly volatile
EBIT22.9 M11.9 M28.7 M
Pretty Stable
EBITDA15.1 M15.9 M30.7 M
Slightly volatile
Income Before Tax20.5 M11.9 M20.1 M
Slightly volatile
Net Income14.8 M9.2 M14.7 M
Slightly volatile
Income Tax Expense2.5 M2.7 M5.3 M
Pretty Stable
Net Income Applicable To Common Shares16.2 M30.5 M15.3 M
Slightly volatile
Preferred Stock And Other Adjustments1.5 M2.7 M1.2 M
Slightly volatile
Net Income From Continuing Ops18.7 M13 M15.5 M
Slightly volatile
Tax Provision4.6 M3.6 M6.1 M
Slightly volatile
Net Interest Income75.7 M87 M62.1 M
Slightly volatile
Interest Income106.6 M171 M84 M
Slightly volatile
Reconciled DepreciationM4.1 M3.1 M
Slightly volatile

First Guaranty Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow6.4 M6.8 M17.9 M
Pretty Stable
Begin Period Cash Flow96.5 M83.2 M93.6 M
Slightly volatile
Depreciation2.8 MM2.8 M
Slightly volatile
Other Non Cash Items3.5 M4.5 M3.5 M
Very volatile
Dividends Paid6.2 M9.7 MM
Slightly volatile
Capital Expenditures15.7 M15 M5.4 M
Slightly volatile
Total Cash From Operating Activities23.7 M21.7 M23.4 M
Pretty Stable
Net Income14.8 M9.2 M14.7 M
Slightly volatile
End Period Cash Flow300.8 M286.5 M125.6 M
Slightly volatile
Stock Based Compensation4.3 M4.8 M5.2 M
Slightly volatile
Change To Inventory241.1 K312.3 K352.9 K
Slightly volatile
Change To Netincome2.2 M1.7 M2.5 M
Pretty Stable
Issuance Of Capital Stock13.9 MM7.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.291.355911.6748
Slightly volatile
Dividend Yield0.05280.07810.0441
Pretty Stable
PTB Ratio0.780.49741.0079
Very volatile
Days Sales Outstanding64.7 K61.6 K13 K
Slightly volatile
Book Value Per Share11.422.357714.9796
Slightly volatile
Free Cash Flow Yield0.05170.05440.1386
Slightly volatile
Operating Cash Flow Per Share1.741.94482.2897
Pretty Stable
Capex To Depreciation3.93.71461.7786
Slightly volatile
PB Ratio0.780.49741.0079
Very volatile
Free Cash Flow Per Share0.580.60541.7956
Slightly volatile
ROIC0.0550.05780.1231
Slightly volatile
Net Income Per Share1.070.82571.4165
Slightly volatile
Payables Turnover0.480.350.4411
Slightly volatile
Sales General And Administrative To Revenue0.510.541.7429
Slightly volatile
Capex To Revenue0.120.16330.1691
Slightly volatile
POCF Ratio6.085.71797.0971
Pretty Stable
Interest Coverage0.380.39871.8383
Slightly volatile
Payout Ratio1.11.0520.4935
Slightly volatile
Capex To Operating Cash Flow0.720.68870.2546
Slightly volatile
PFCF Ratio14.2718.369311.0971
Slightly volatile
Days Payables Outstanding7051.1 K882
Slightly volatile
Income Quality1.952.35541.7743
Slightly volatile
ROE0.03510.03690.0927
Slightly volatile
PE Ratio8.4913.467610.8016
Pretty Stable
Return On Tangible Assets0.00250.00260.0076
Slightly volatile
Earnings Yield0.120.07430.1001
Pretty Stable
Intangibles To Total Assets0.00360.00480.0046
Slightly volatile
Current Ratio0.110.1115103
Slightly volatile
Tangible Book Value Per Share10.7220.817414.0613
Slightly volatile
Receivables Turnover0.00580.00616.4459
Slightly volatile
Graham Number16.3820.380421.5544
Slightly volatile
Shareholders Equity Per Share11.422.357714.9796
Slightly volatile
Debt To Equity1.161.10320.4001
Slightly volatile
Capex Per Share1.411.33940.5108
Slightly volatile
Revenue Per Share4.558.20115.822
Pretty Stable
Interest Debt Per Share35.1433.469810.1074
Slightly volatile
Debt To Assets0.08140.07750.0302
Slightly volatile
Short Term Coverage Ratios0.290.30883.5752
Slightly volatile
Price Earnings Ratio8.4913.467610.8016
Pretty Stable
Price Book Value Ratio0.780.49741.0079
Very volatile
Days Of Payables Outstanding7051.1 K882
Slightly volatile
Dividend Payout Ratio1.11.0520.4935
Slightly volatile
Price To Operating Cash Flows Ratio6.085.71797.0971
Pretty Stable
Price To Free Cash Flows Ratio14.2718.369311.0971
Slightly volatile
Pretax Profit Margin0.120.12991.6561
Slightly volatile
Ebt Per Ebit0.410.30350.5173
Slightly volatile
Operating Profit Margin0.410.4283.2483
Slightly volatile
Effective Tax Rate0.320.2250.2843
Slightly volatile
Company Equity Multiplier9.714.232112.0951
Slightly volatile
Long Term Debt To Capitalization0.470.4510.1819
Slightly volatile
Total Debt To Capitalization0.550.52450.2461
Slightly volatile
Return On Capital Employed0.02480.03980.0217
Pretty Stable
Debt Equity Ratio1.161.10320.4001
Slightly volatile
Ebit Per Revenue0.410.4283.2483
Slightly volatile
Quick Ratio0.110.1115106
Slightly volatile
Dividend Paid And Capex Coverage Ratio0.840.88082.6063
Slightly volatile
Net Income Per E B T0.570.7750.7084
Slightly volatile
Cash Ratio0.110.11149.512
Very volatile
Operating Cash Flow Sales Ratio0.230.23711.7492
Slightly volatile
Days Of Sales Outstanding64.7 K61.6 K13 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.30.31130.7467
Slightly volatile
Cash Flow Coverage Ratios0.07490.07881.7499
Slightly volatile
Price To Book Ratio0.780.49741.0079
Very volatile
Fixed Asset Turnover2.231.3121.939
Slightly volatile
Capital Expenditure Coverage Ratio1.381.4529.6389
Slightly volatile
Price Cash Flow Ratio6.085.71797.0971
Pretty Stable
Debt Ratio0.08140.07750.0302
Slightly volatile
Cash Flow To Debt Ratio0.07490.07881.7499
Slightly volatile
Price Sales Ratio1.291.355911.6748
Slightly volatile
Return On Assets0.00250.00260.0076
Slightly volatile
Asset Turnover0.03870.02580.0339
Slightly volatile
Net Profit Margin0.09560.10071.2913
Slightly volatile
Gross Profit Margin1.081.130.9978
Slightly volatile
Price Fair Value0.780.49741.0079
Very volatile
Return On Equity0.03510.03690.0927
Slightly volatile
Operating Cycle48.0845.2543.2222
Pretty Stable

First Guaranty Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap111.1 M124.2 M152.2 M
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings15.5521
Cash And Short Term Investments286.5 M

First Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
8th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First Guaranty Financial Statements

Investors use fundamental indicators, such as First Guaranty's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Guaranty's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-10.6 M-11.2 M
Total Revenue91.6 M62.5 M
Cost Of Revenue-141.3 K-134.2 K
Sales General And Administrative To Revenue 0.54  0.51 
Capex To Revenue 0.16  0.12 
Revenue Per Share 8.20  4.55 
Ebit Per Revenue 0.43  0.41 

Currently Active Assets on Macroaxis

When determining whether First Guaranty Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Guaranty Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Guaranty Bancshares Stock:
Check out the analysis of First Guaranty Correlation against competitors.
You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Guaranty. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.033
Dividend Share
0.56
Earnings Share
0.84
Revenue Per Share
7.78
Quarterly Revenue Growth
(0.01)
The market value of First Guaranty Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Guaranty's value that differs from its market value or its book value, called intrinsic value, which is First Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Guaranty's market value can be influenced by many factors that don't directly affect First Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.