First Financial Statements From 2010 to 2026

FGBI Stock  USD 8.39  0.05  0.59%   
First Guaranty's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Guaranty's valuation are provided below:
Gross Profit
13 M
Market Capitalization
129.6 M
Enterprise Value Revenue
3.5331
Revenue
13 M
Earnings Share
(4.42)
We have found one hundred twenty available fundamental signals for First Guaranty Bancshares, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of First Guaranty Bancshares prevailing fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 75.9 M. The First Guaranty's current Enterprise Value is estimated to increase to about (10.1 M)

First Guaranty Total Revenue

295.57 Million

Check First Guaranty financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Guaranty's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.8 M, Interest Expense of 160.9 M or Total Revenue of 295.6 M, as well as many indicators such as Price To Sales Ratio of 0.5, Dividend Yield of 0.0526 or PTB Ratio of 1.08. First financial statements analysis is a perfect complement when working with First Guaranty Valuation or Volatility modules.
  
Build AI portfolio with First Stock
Check out the analysis of First Guaranty Correlation against competitors.

First Guaranty Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding10.9 M14.4 M10.5 M
Slightly volatile
Total Assets4.8 B4.6 B2.4 B
Slightly volatile
Short and Long Term Debt Total243.8 M232.2 M95.8 M
Slightly volatile
Other Current Liabilities4.2 BB2.1 B
Slightly volatile
Total Current Liabilities4.2 BB2.1 B
Slightly volatile
Total Stockholder Equity159.2 M293.3 M169.3 M
Slightly volatile
Property Plant And Equipment Net81.9 M78 M43.9 M
Slightly volatile
Retained Earnings50.8 M83.9 M50.3 M
Slightly volatile
Non Current Assets Total3.5 B3.3 B1.7 B
Slightly volatile
Non Currrent Assets Other49 M43.2 M66.7 M
Slightly volatile
Liabilities And Stockholders Equity4.8 B4.6 B2.4 B
Slightly volatile
Non Current Liabilities Total258.4 M246.1 M94.9 M
Slightly volatile
Other Current Assets332.2 M273.1 M349.3 M
Very volatile
Other Stockholder Equity180.4 M171.8 M99.6 M
Slightly volatile
Total Liabilities4.5 B4.3 B2.2 B
Slightly volatile
Total Current Assets1.3 B1.2 B631.8 M
Slightly volatile
Intangible Assets3.5 MM3.5 M
Slightly volatile
Common StockM14.4 M9.2 M
Slightly volatile
Accounts Payable24.7 M23.5 M7.3 M
Slightly volatile
Cash681.1 M648.6 M198.6 M
Slightly volatile
Cash And Short Term InvestmentsB971.9 M522.6 M
Slightly volatile
Net Receivables281.7 M268.3 M108.9 M
Slightly volatile
Good Will15.6 M14.8 M7.6 M
Slightly volatile
Common Stock Total Equity8.3 M12.3 M8.6 M
Slightly volatile
Short Term Investments260.4 M253 M323.1 M
Slightly volatile
Property Plant And Equipment Gross136.3 M129.8 M60.8 M
Slightly volatile
Other Liabilities4.3 M5.6 M4.2 M
Pretty Stable
Long Term Debt235.4 M224.2 M72.1 M
Slightly volatile
Preferred Stock Total Equity29.8 M29.8 M34.6 M
Slightly volatile
Property Plant Equipment39.9 M66.9 M39.9 M
Slightly volatile
Net Tangible Assets155.7 M211.7 M140.9 M
Slightly volatile
Retained Earnings Total Equity61.2 M87.8 M60.2 M
Slightly volatile
Long Term Debt Total42.5 M42.5 M30.2 M
Slightly volatile
Capital Surpluse101.3 M149.6 M88.1 M
Slightly volatile
Long Term Investments379.8 M542.4 M545.3 M
Slightly volatile
Non Current Liabilities Other7.8 M13.1 M6.7 M
Slightly volatile
Earning Assets303.9 M302.3 M376.6 M
Slightly volatile
Net Invested Capital338.6 M479.4 M274 M
Slightly volatile
Capital Stock55 M52.4 M18.7 M
Slightly volatile

First Guaranty Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.8 M5.1 MM
Slightly volatile
Interest Expense160.9 M153.3 M45 M
Slightly volatile
Total Revenue295.6 M281.5 M122.5 M
Slightly volatile
Other Operating Expenses276.2 M263.1 M103.2 M
Slightly volatile
Operating Income19.5 M18.4 M19.3 M
Slightly volatile
EBIT19.5 M18.4 M19.3 M
Slightly volatile
EBITDA22.3 M23.5 M22.4 M
Slightly volatile
Cost Of Revenue185.1 M176.3 M55.1 M
Slightly volatile
Total Operating Expenses91.1 M86.8 M49.1 M
Slightly volatile
Income Before Tax19.5 M18.4 M19.3 M
Slightly volatile
Net Income14.1 M14.3 M14.2 M
Slightly volatile
Income Tax Expense5.4 M4.1 M5.1 M
Very volatile
Selling General Administrative27.4 M44 M27.6 M
Slightly volatile
Selling And Marketing Expenses1.2 M1.4 M1.2 M
Slightly volatile
Gross Profit66 M105.2 M67 M
Slightly volatile
Net Income Applicable To Common Shares16.2 M30.5 M16.6 M
Slightly volatile
Preferred Stock And Other Adjustments1.5 M2.7 M1.3 M
Slightly volatile
Net Income From Continuing Ops18.2 M14.3 M15.3 M
Slightly volatile
Tax Provision4.5 M3.2 M5.8 M
Slightly volatile
Net Interest Income77.8 M101.7 M66.1 M
Slightly volatile
Interest Income267.7 M255 M111.6 M
Slightly volatile
Reconciled Depreciation4.1 M5.1 M3.3 M
Slightly volatile

First Guaranty Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow19.3 M35.3 M18.7 M
Slightly volatile
Depreciation2.8 M5.1 MM
Slightly volatile
Other Non Cash Items2.9 M2.3 M3.7 M
Slightly volatile
Capital Expenditures4.2 M3.5 M4.6 M
Slightly volatile
Total Cash From Operating Activities23.6 M38.8 M23.3 M
Slightly volatile
Net Income14.1 M14.3 M14.2 M
Slightly volatile
End Period Cash Flow681.3 M648.8 M202.6 M
Slightly volatile
Begin Period Cash Flow345.9 M329.4 M133.5 M
Slightly volatile
Stock Based Compensation4.3 M4.8 M5.3 M
Slightly volatile
Change To Inventory241.1 K312.3 K352.2 K
Slightly volatile
Change To Netincome2.2 M1.7 M2.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.50.521.5944
Slightly volatile
Dividend Yield0.05260.06040.0459
Very volatile
PTB Ratio1.080.640.9887
Pretty Stable
Days Sales Outstanding329313227
Slightly volatile
Book Value Per Share11.3418.3615.441
Slightly volatile
Free Cash Flow Yield0.180.250.1381
Very volatile
Operating Cash Flow Per Share1.712.432.1359
Slightly volatile
Capex To Depreciation1.180.621.5509
Very volatile
PB Ratio1.080.640.9887
Pretty Stable
Free Cash Flow Per Share1.422.211.7129
Slightly volatile
ROIC0.02860.03010.0592
Slightly volatile
Net Income Per Share1.020.91.3306
Pretty Stable
Payables Turnover5.476.756.8672
Very volatile
Sales General And Administrative To Revenue0.320.180.2786
Slightly volatile
Capex To Revenue0.01060.01120.0447
Pretty Stable
Cash Per Share30.5660.8444.8601
Very volatile
POCF Ratio5.753.796.8673
Very volatile
Interest Coverage0.130.141.3361
Slightly volatile
Payout Ratio0.380.540.471
Very volatile
Capex To Operating Cash Flow0.07720.08120.2059
Very volatile
PFCF Ratio3.964.179.9095
Very volatile
Days Payables Outstanding60.3455.9654.3276
Pretty Stable
Income Quality2.043.121.8112
Pretty Stable
ROE0.110.05610.0922
Pretty Stable
PE Ratio8.5110.2710.9776
Very volatile
Return On Tangible Assets0.00340.00360.0071
Slightly volatile
Earnings Yield0.110.10.0968
Pretty Stable
Intangibles To Total Assets0.00340.00370.0042
Slightly volatile
Current Ratio0.210.280.3003
Slightly volatile
Tangible Book Value Per Share10.6717.1814.5135
Slightly volatile
Receivables Turnover1.151.216.3276
Slightly volatile
Graham Number16.0619.2421.2818
Slightly volatile
Shareholders Equity Per Share11.3418.3615.441
Slightly volatile
Debt To Equity0.750.710.4452
Slightly volatile
Capex Per Share0.30.220.4236
Pretty Stable
Revenue Per Share18.517.6210.4878
Slightly volatile
Interest Debt Per Share25.3424.1311.5349
Slightly volatile
Debt To Assets0.0230.04570.0312
Slightly volatile
Short Term Coverage Ratios4.554.332.9998
Very volatile
Price Earnings Ratio8.5110.2710.9776
Very volatile
Operating Cycle329313227
Slightly volatile
Price Book Value Ratio1.080.640.9887
Pretty Stable
Days Of Payables Outstanding60.3455.9654.3276
Pretty Stable
Dividend Payout Ratio0.380.540.471
Very volatile
Price To Operating Cash Flows Ratio5.753.796.8673
Very volatile
Price To Free Cash Flows Ratio3.964.179.9095
Very volatile
Pretax Profit Margin0.07140.07520.2057
Slightly volatile
Operating Profit Margin0.07140.07520.2057
Slightly volatile
Effective Tax Rate0.320.260.279
Slightly volatile
Company Equity Multiplier9.8614.0212.4258
Slightly volatile
Long Term Debt To Capitalization0.410.390.2057
Slightly volatile
Total Debt To Capitalization0.420.40.2767
Slightly volatile
Return On Capital Employed0.03730.03920.0896
Slightly volatile
Debt Equity Ratio0.750.710.4452
Slightly volatile
Ebit Per Revenue0.07140.07520.2057
Slightly volatile
Quick Ratio0.210.280.3003
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.973.692.4011
Pretty Stable
Net Income Per E B T0.570.70.7122
Slightly volatile
Cash Ratio0.150.140.071
Slightly volatile
Operating Cash Flow Sales Ratio0.30.160.2467
Slightly volatile
Days Of Sales Outstanding329313227
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.861.050.7981
Very volatile
Cash Flow Coverage Ratios0.180.190.8543
Slightly volatile
Price To Book Ratio1.080.640.9887
Pretty Stable
Fixed Asset Turnover3.24.152.8576
Pretty Stable
Capital Expenditure Coverage Ratio10.9612.747.6944
Pretty Stable
Price Cash Flow Ratio5.753.796.8673
Very volatile
Debt Ratio0.0230.04570.0312
Slightly volatile
Cash Flow To Debt Ratio0.180.190.8543
Slightly volatile
Price Sales Ratio0.50.521.5944
Slightly volatile
Return On Assets0.00340.00360.0071
Slightly volatile
Asset Turnover0.05650.07090.0503
Pretty Stable
Net Profit Margin0.05560.05850.1471
Slightly volatile
Gross Profit Margin0.750.430.6749
Slightly volatile
Price Fair Value1.080.640.9887
Pretty Stable
Return On Equity0.110.05610.0922
Pretty Stable

First Guaranty Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap75.9 M111.7 M125.5 M
Pretty Stable

First Fundamental Market Drivers

Forward Price Earnings11.7233
Cash And Short Term Investments845.1 M

First Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
8th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First Guaranty Financial Statements

Investors use fundamental indicators, such as First Guaranty's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Guaranty's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-13.6 M-14.3 M
Total Revenue281.5 M295.6 M
Cost Of Revenue176.3 M185.1 M
Sales General And Administrative To Revenue 0.18  0.32 
Capex To Revenue 0.01  0.01 
Revenue Per Share 17.62  18.50 
Ebit Per Revenue 0.08  0.07 

Currently Active Assets on Macroaxis

When determining whether First Guaranty Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Guaranty Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Guaranty Bancshares Stock:
Check out the analysis of First Guaranty Correlation against competitors.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is there potential for Regional Banks market expansion? Will First introduce new products? Factors like these will boost the valuation of First Guaranty. Market participants price First higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.45)
Dividend Share
0.04
Earnings Share
(4.42)
Revenue Per Share
0.982
Quarterly Revenue Growth
(0.74)
First Guaranty Bancshares's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Guaranty's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since First Guaranty's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.