Finwise Bancorp Stock Current Valuation
| FINW Stock | USD 18.53 1.91 11.49% |
Valuation analysis of Finwise Bancorp helps investors to measure Finwise Bancorp's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. Enterprise Value is likely to climb to about 101.2 M in 2025, whereas Enterprise Value Over EBITDA is likely to drop 2.70 in 2025. Fundamental drivers impacting Finwise Bancorp's valuation include:
Overvalued
Today
Please note that Finwise Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Finwise Bancorp is based on 3 months time horizon. Increasing Finwise Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Finwise stock is determined by what a typical buyer is willing to pay for full or partial control of Finwise Bancorp. Since Finwise Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Finwise Stock. However, Finwise Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.53 | Real 17.72 | Target 20.33 | Hype 18.5 | Naive 18.4 |
The intrinsic value of Finwise Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Finwise Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Finwise Bancorp helps investors to forecast how Finwise stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Finwise Bancorp more accurately as focusing exclusively on Finwise Bancorp's fundamentals will not take into account other important factors: Finwise Bancorp Company Current Valuation Analysis
Finwise Bancorp's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Finwise Bancorp Current Valuation | 139.45 M |
Most of Finwise Bancorp's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Finwise Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Finwise Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Finwise Bancorp is extremely important. It helps to project a fair market value of Finwise Stock properly, considering its historical fundamentals such as Current Valuation. Since Finwise Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Finwise Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Finwise Bancorp's interrelated accounts and indicators.
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Finwise Current Valuation Historical Pattern
Today, most investors in Finwise Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Finwise Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Finwise Bancorp current valuation as a starting point in their analysis.
Finwise Bancorp Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Finwise Bancorp has a Current Valuation of 139.45 M. This is 99.58% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 99.16% higher than that of the company.
Finwise Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Finwise Bancorp's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Finwise Bancorp could also be used in its relative valuation, which is a method of valuing Finwise Bancorp by comparing valuation metrics of similar companies.Finwise Bancorp is currently under evaluation in current valuation category among its peers.
Finwise Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Finwise Bancorp from analyzing Finwise Bancorp's financial statements. These drivers represent accounts that assess Finwise Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Finwise Bancorp's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Enterprise Value | 209.5M | 34.9M | 26.1M | 68.2M | 78.5M | 101.2M |
Finwise Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Finwise Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Finwise Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Finwise Fundamentals
| Return On Equity | 0.088 | ||||
| Return On Asset | 0.0228 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.25 % | ||||
| Current Valuation | 139.45 M | ||||
| Shares Outstanding | 13.21 M | ||||
| Shares Owned By Insiders | 31.52 % | ||||
| Shares Owned By Institutions | 25.44 % | ||||
| Number Of Shares Shorted | 37.54 K | ||||
| Price To Earning | 3.21 X | ||||
| Price To Book | 1.29 X | ||||
| Price To Sales | 3.54 X | ||||
| Revenue | 64 M | ||||
| Gross Profit | 69.24 M | ||||
| EBITDA | 27.62 M | ||||
| Net Income | 17.46 M | ||||
| Cash And Equivalents | 96.53 M | ||||
| Cash Per Share | 7.49 X | ||||
| Total Debt | 6.49 M | ||||
| Book Value Per Share | 12.90 X | ||||
| Cash Flow From Operations | 12.27 M | ||||
| Short Ratio | 2.32 X | ||||
| Earnings Per Share | 0.93 X | ||||
| Target Price | 21.67 | ||||
| Number Of Employees | 194 | ||||
| Beta | 0.7 | ||||
| Market Capitalization | 244.81 M | ||||
| Total Asset | 586.22 M | ||||
| Retained Earnings | 103.84 M | ||||
| Working Capital | (183 K) | ||||
| Current Asset | 4 K | ||||
| Current Liabilities | 187 K | ||||
| Net Asset | 586.22 M |
About Finwise Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Finwise Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Finwise Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Finwise Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.