Finwise Bancorp Stock Fundamentals
| FINW Stock | USD 17.67 0.10 0.56% |
Finwise Bancorp fundamentals help investors to digest information that contributes to Finwise Bancorp's financial success or failures. It also enables traders to predict the movement of Finwise Stock. The fundamental analysis module provides a way to measure Finwise Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Finwise Bancorp stock.
At this time, Finwise Bancorp's Income Before Tax is fairly stable compared to the past year. Total Other Income Expense Net is likely to climb to about 25 M in 2024, whereas Interest Income is likely to drop slightly above 46.7 M in 2024. Finwise | Select Account or Indicator |
Finwise Bancorp Company Profit Margin Analysis
Finwise Bancorp's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Finwise Bancorp Profit Margin | 0.20 % |
Most of Finwise Bancorp's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Finwise Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Finwise Profit Margin Historical Pattern
Today, most investors in Finwise Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Finwise Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's profit margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Finwise Bancorp profit margin as a starting point in their analysis.
Finwise Bancorp Profit Margin |
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In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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Finwise Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, Finwise Bancorp has a Profit Margin of 0.2037%. This is 98.25% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 116.04% lower than that of the firm.
Finwise Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Finwise Bancorp's current stock value. Our valuation model uses many indicators to compare Finwise Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Finwise Bancorp competition to find correlations between indicators driving Finwise Bancorp's intrinsic value. More Info.Finwise Bancorp is rated # 2 in return on equity category among its peers. It is one of the top stocks in return on asset category among its peers reporting about 0.26 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Finwise Bancorp is roughly 3.86 . At this time, Finwise Bancorp's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Finwise Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Finwise Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Finwise Bancorp's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Finwise Bancorp could also be used in its relative valuation, which is a method of valuing Finwise Bancorp by comparing valuation metrics of similar companies.Finwise Bancorp is currently under evaluation in profit margin category among its peers.
Finwise Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Finwise Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Finwise Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Finwise Fundamentals
| Return On Equity | 0.088 | |||
| Return On Asset | 0.0228 | |||
| Profit Margin | 0.20 % | |||
| Operating Margin | 0.25 % | |||
| Current Valuation | 153.85 M | |||
| Shares Outstanding | 13.21 M | |||
| Shares Owned By Insiders | 31.52 % | |||
| Shares Owned By Institutions | 25.09 % | |||
| Number Of Shares Shorted | 45.08 K | |||
| Price To Earning | 3.21 X | |||
| Price To Book | 1.37 X | |||
| Price To Sales | 3.38 X | |||
| Revenue | 64 M | |||
| Gross Profit | 74.79 M | |||
| EBITDA | 27.62 M | |||
| Net Income | 17.46 M | |||
| Cash And Equivalents | 96.53 M | |||
| Cash Per Share | 7.49 X | |||
| Total Debt | 6.49 M | |||
| Book Value Per Share | 12.90 X | |||
| Cash Flow From Operations | 12.27 M | |||
| Short Ratio | 2.39 X | |||
| Earnings Per Share | 1.06 X | |||
| Target Price | 18.5 | |||
| Number Of Employees | 194 | |||
| Beta | 0.7 | |||
| Market Capitalization | 233.97 M | |||
| Total Asset | 586.22 M | |||
| Retained Earnings | 103.84 M | |||
| Working Capital | (183 K) | |||
| Current Asset | 4 K | |||
| Current Liabilities | 187 K | |||
| Net Asset | 586.22 M |
About Finwise Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Finwise Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Finwise Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Finwise Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -557.1 K | -585 K | |
| Total Revenue | 64 M | 49.5 M | |
| Cost Of Revenue | 6.5 M | 6.2 M | |
| Stock Based Compensation To Revenue | 0.03 | 0.05 | |
| Sales General And Administrative To Revenue | 0.08 | 0.07 | |
| Capex To Revenue | 0.12 | 0.11 | |
| Revenue Per Share | 5.12 | 3.35 | |
| Ebit Per Revenue | 0.37 | 0.35 |
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When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.