Finwise Bancorp Net Income
| FINW Stock | USD 17.36 0.12 0.69% |
As of the 14th of February 2026, Finwise Bancorp shows the Mean Deviation of 1.2, standard deviation of 1.81, and Variance of 3.28. Finwise Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Finwise Bancorp variance and skewness to decide if Finwise Bancorp is priced favorably, providing market reflects its regular price of 17.36 per share. Given that Finwise Bancorp has information ratio of (0.10), we urge you to verify Finwise Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.
Finwise Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.9935 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 14.7 M | 20.2 M | |
| Net Income Applicable To Common Shares | 36.3 M | 18.9 M | |
| Net Income | 16.1 M | 19.5 M | |
| Net Income Per Share | 1.25 | 1.79 | |
| Net Income Per E B T | 0.74 | 0.81 |
Finwise | Net Income | Build AI portfolio with Finwise Stock |
The evolution of Net Income for Finwise Bancorp provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Finwise Bancorp compares to historical norms and industry peers.
Latest Finwise Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Finwise Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Finwise Bancorp financial statement analysis. It represents the amount of money remaining after all of Finwise Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Finwise Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Finwise Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 16.09 M | 10 Years Trend |
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Net Income |
| Timeline |
Finwise Net Income Regression Statistics
| Arithmetic Mean | 13,543,578 | |
| Geometric Mean | 12,488,876 | |
| Coefficient Of Variation | 47.89 | |
| Mean Deviation | 4,940,346 | |
| Median | 9,659,000 | |
| Standard Deviation | 6,486,600 | |
| Sample Variance | 42.1T | |
| Range | 21.9M | |
| R-Value | 0.59 | |
| Mean Square Error | 29T | |
| R-Squared | 0.35 | |
| Significance | 0.01 | |
| Slope | 763,783 | |
| Total Sum of Squares | 673.2T |
Finwise Net Income History
Other Fundumenentals of Finwise Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Finwise Bancorp Net Income component correlations
Finwise Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Finwise Bancorp is extremely important. It helps to project a fair market value of Finwise Stock properly, considering its historical fundamentals such as Net Income. Since Finwise Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Finwise Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Finwise Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Regional Banks sector? Can Finwise capture new markets? Factors like these will boost the valuation of Finwise Bancorp. Market participants price Finwise higher when confident in its future expansion prospects. Valuation analysis balances hard financial data with qualitative growth assessments. While each Finwise Bancorp valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.413 | Earnings Share 1.13 | Revenue Per Share | Quarterly Revenue Growth 0.69 | Return On Assets |
Understanding Finwise Bancorp requires distinguishing between market price and book value, where the latter reflects Finwise's accounting equity. The concept of intrinsic value - what Finwise Bancorp's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Market sentiment, economic cycles, and investor behavior can push Finwise Bancorp's price substantially above or below its fundamental value.
Please note, there is a significant difference between Finwise Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finwise Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Finwise Bancorp's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Finwise Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Finwise Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Finwise Bancorp.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Finwise Bancorp on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Finwise Bancorp or generate 0.0% return on investment in Finwise Bancorp over 90 days. Finwise Bancorp is related to or competes with John Marshall, Citizens Financial, Northeast Community, Middlefield Banc, Primis Financial, CoastalSouth Bancshares,, and LINKBANCORP. FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and service... More
Finwise Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Finwise Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Finwise Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.10) | |||
| Maximum Drawdown | 12.64 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 2.25 |
Finwise Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Finwise Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Finwise Bancorp's standard deviation. In reality, there are many statistical measures that can use Finwise Bancorp historical prices to predict the future Finwise Bancorp's volatility.| Risk Adjusted Performance | (0.05) | |||
| Jensen Alpha | (0.17) | |||
| Total Risk Alpha | (0.26) | |||
| Treynor Ratio | (0.16) |
Finwise Bancorp February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (0.15) | |||
| Mean Deviation | 1.2 | |||
| Coefficient Of Variation | (1,584) | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.28 | |||
| Information Ratio | (0.10) | |||
| Jensen Alpha | (0.17) | |||
| Total Risk Alpha | (0.26) | |||
| Treynor Ratio | (0.16) | |||
| Maximum Drawdown | 12.64 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 2.25 | |||
| Skewness | 0.7426 | |||
| Kurtosis | 5.4 |
Finwise Bancorp Backtested Returns
Finwise Bancorp secures Sharpe Ratio (or Efficiency) of -0.0231, which denotes the company had a -0.0231 % return per unit of risk over the last 3 months. Finwise Bancorp exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Finwise Bancorp's Mean Deviation of 1.2, standard deviation of 1.81, and Variance of 3.28 to check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.8, which means possible diversification benefits within a given portfolio. As returns on the market increase, Finwise Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Finwise Bancorp is expected to be smaller as well. At this point, Finwise Bancorp has a negative expected return of -0.0422%. Please make sure to confirm Finwise Bancorp's information ratio, skewness, as well as the relationship between the Skewness and day typical price , to decide if Finwise Bancorp performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.14 |
Insignificant reverse predictability
Finwise Bancorp has insignificant reverse predictability. Overlapping area represents the amount of predictability between Finwise Bancorp time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Finwise Bancorp price movement. The serial correlation of -0.14 indicates that less than 14.0% of current Finwise Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.14 | |
| Spearman Rank Test | 0.16 | |
| Residual Average | 0.0 | |
| Price Variance | 0.13 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Finwise Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Finwise Bancorp reported net income of 16.09 M. This is 98.74% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.18% higher than that of the company.
Finwise Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Finwise Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Finwise Bancorp could also be used in its relative valuation, which is a method of valuing Finwise Bancorp by comparing valuation metrics of similar companies.Finwise Bancorp is currently under evaluation in net income category among its peers.
Finwise Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Finwise Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Finwise Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Finwise Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Finwise Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Finwise Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Finwise Bancorp's value.| Shares | State Street Corp | 2025-06-30 | 71.9 K | Northern Trust Corp | 2025-06-30 | 68 K | Susquehanna International Group, Llp | 2025-06-30 | 60.7 K | Smith Moore & Co | 2025-06-30 | 40 K | Renaissance Technologies Corp | 2025-06-30 | 37.5 K | Tempus Wealth Planning, Llc | 2025-06-30 | 28 K | Charles Schwab Investment Management Inc | 2025-06-30 | 27.4 K | Global Retirement Partners, Llc. | 2025-06-30 | 27 K | Empowered Funds, Llc | 2025-06-30 | 26.5 K | Alliancebernstein L.p. | 2025-06-30 | 767.3 K | Wasatch Advisors Lp | 2025-06-30 | 704.1 K |
Finwise Fundamentals
| Return On Equity | 0.0877 | ||||
| Return On Asset | 0.0187 | ||||
| Profit Margin | 0.17 % | ||||
| Operating Margin | 0.19 % | ||||
| Current Valuation | 79.71 M | ||||
| Shares Outstanding | 13.66 M | ||||
| Shares Owned By Insiders | 30.36 % | ||||
| Shares Owned By Institutions | 29.22 % | ||||
| Number Of Shares Shorted | 133.78 K | ||||
| Price To Earning | 3.21 X | ||||
| Price To Book | 1.24 X | ||||
| Price To Sales | 2.59 X | ||||
| Revenue | 150.96 M | ||||
| Gross Profit | 92.09 M | ||||
| EBITDA | 21.76 M | ||||
| Net Income | 16.09 M | ||||
| Cash And Equivalents | 96.53 M | ||||
| Cash Per Share | 7.49 X | ||||
| Total Debt | 8.82 M | ||||
| Book Value Per Share | 14.15 X | ||||
| Cash Flow From Operations | (14.99 M) | ||||
| Short Ratio | 5.10 X | ||||
| Earnings Per Share | 1.13 X | ||||
| Target Price | 22.67 | ||||
| Number Of Employees | 198 | ||||
| Beta | 0.82 | ||||
| Market Capitalization | 238.71 M | ||||
| Total Asset | 977.13 M | ||||
| Retained Earnings | 132.2 M | ||||
| Working Capital | (183 K) | ||||
| Current Asset | 4 K | ||||
| Current Liabilities | 187 K | ||||
| Net Asset | 977.13 M |
About Finwise Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Finwise Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Finwise Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Finwise Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running Finwise Bancorp's price analysis, check to measure Finwise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finwise Bancorp is operating at the current time. Most of Finwise Bancorp's value examination focuses on studying past and present price action to predict the probability of Finwise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finwise Bancorp's price. Additionally, you may evaluate how the addition of Finwise Bancorp to your portfolios can decrease your overall portfolio volatility.