First Niles Financial Stock Net Income
| FNFI Stock | USD 7.45 0.30 3.87% |
As of the 8th of February, First Niles shows the Variance of 6.71, standard deviation of 2.59, and Mean Deviation of 1.42. First Niles Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Niles' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Niles' valuation are provided below:First Niles Financial does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. First |
First Niles 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Niles' pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Niles.
| 11/10/2025 |
| 02/08/2026 |
If you would invest 0.00 in First Niles on November 10, 2025 and sell it all today you would earn a total of 0.00 from holding First Niles Financial or generate 0.0% return on investment in First Niles over 90 days. First Niles is related to or competes with 1st Federal, US Metro, Southern Banc, Third Century, Mutual Federal, Absecon Bancorp, and First Capital. First Niles Financial, Inc. operates as the holding company for the Home Federal Savings and Loan Association of Niles t... More
First Niles Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Niles' pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Niles Financial upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.06) | |||
| Maximum Drawdown | 16.08 | |||
| Value At Risk | (4.83) | |||
| Potential Upside | 4.99 |
First Niles Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Niles' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Niles' standard deviation. In reality, there are many statistical measures that can use First Niles historical prices to predict the future First Niles' volatility.| Risk Adjusted Performance | (0.02) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.34) | |||
| Treynor Ratio | (0.17) |
First Niles February 8, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.16) | |||
| Mean Deviation | 1.42 | |||
| Coefficient Of Variation | (3,446) | |||
| Standard Deviation | 2.59 | |||
| Variance | 6.71 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.34) | |||
| Treynor Ratio | (0.17) | |||
| Maximum Drawdown | 16.08 | |||
| Value At Risk | (4.83) | |||
| Potential Upside | 4.99 | |||
| Skewness | 0.7076 | |||
| Kurtosis | 3.72 |
First Niles Financial Backtested Returns
First Niles is somewhat reliable at the moment. First Niles Financial secures Sharpe Ratio (or Efficiency) of close to zero, which denotes the company had a close to zero % return per unit of risk over the last 3 months. We have found twenty technical indicators for First Niles Financial, which you can use to evaluate the volatility of the firm. Please confirm First Niles' Mean Deviation of 1.42, standard deviation of 2.59, and Variance of 6.71 to check if the risk estimate we provide is consistent with the expected return of 0.0019%. The firm shows a Beta (market volatility) of 0.49, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Niles' returns are expected to increase less than the market. However, during the bear market, the loss of holding First Niles is expected to be smaller as well. First Niles Financial right now shows a risk of 2.64%. Please confirm First Niles Financial jensen alpha, skewness, as well as the relationship between the Skewness and day typical price , to decide if First Niles Financial will be following its price patterns.
Auto-correlation | 0.18 |
Very weak predictability
First Niles Financial has very weak predictability. Overlapping area represents the amount of predictability between First Niles time series from 10th of November 2025 to 25th of December 2025 and 25th of December 2025 to 8th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Niles Financial price movement. The serial correlation of 0.18 indicates that over 18.0% of current First Niles price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.18 | |
| Spearman Rank Test | -0.18 | |
| Residual Average | 0.0 | |
| Price Variance | 0.05 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, First Niles Financial reported net income of 586 K. This is 99.95% lower than that of the Thrifts & Mortgage Finance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.9% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Niles' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of First Niles could also be used in its relative valuation, which is a method of valuing First Niles by comparing valuation metrics of similar companies.First Niles is currently under evaluation in net income category among its peers.
First Fundamentals
| Return On Equity | 0.0415 | |||
| Return On Asset | 0.005 | |||
| Profit Margin | 0.10 % | |||
| Operating Margin | 0.13 % | |||
| Current Valuation | 35.69 M | |||
| Shares Outstanding | 1.72 M | |||
| Shares Owned By Institutions | 0.32 % | |||
| Price To Earning | 42.34 X | |||
| Price To Sales | 3.38 X | |||
| Revenue | 5.64 M | |||
| Gross Profit | 5.64 M | |||
| Net Income | 586 K | |||
| Cash And Equivalents | 3.02 M | |||
| Cash Per Share | 2.26 X | |||
| Total Debt | 25.29 M | |||
| Book Value Per Share | 11.48 X | |||
| Cash Flow From Operations | 4.57 M | |||
| Earnings Per Share | 0.25 X | |||
| Beta | 0.66 | |||
| Market Capitalization | 19.23 M | |||
| Total Asset | 100.97 M | |||
| Retained Earnings | 14.69 M | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.17 % | |||
| Last Dividend Paid | 0.24 |
About First Niles Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Niles Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Niles using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Niles Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in First Pink Sheet
First Niles financial ratios help investors to determine whether First Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Niles security.