First Niles Valuation
| FNFI Stock | USD 7.77 0.23 2.88% |
At this time, the firm appears to be overvalued. First Niles Financial shows a prevailing Real Value of $6.61 per share. The current price of the firm is $7.77. Our model computes the value of First Niles Financial from reviewing the firm fundamentals such as Profit Margin of 0.10 %, shares outstanding of 1.72 M, and Current Valuation of 35.69 M as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that First Niles' price fluctuation is somewhat reliable at this time. Calculation of the real value of First Niles Financial is based on 3 months time horizon. Increasing First Niles' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Niles is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Pink Sheet. However, First Niles' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 7.77 | Real 6.61 | Hype 7.77 | Naive 7.92 |
The intrinsic value of First Niles' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence First Niles' stock price.
Estimating the potential upside or downside of First Niles Financial helps investors to forecast how First pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Niles more accurately as focusing exclusively on First Niles' fundamentals will not take into account other important factors: First Niles Total Value Analysis
First Niles Financial is currently forecasted to have valuation of 35.69 M with market capitalization of 19.23 M, debt of 25.29 M, and cash on hands of 3.02 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Niles fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
35.69 M | 19.23 M | 25.29 M | 3.02 M |
First Niles Investor Information
The company last dividend was issued on the 8th of December 2022. Based on the key indicators related to First Niles' liquidity, profitability, solvency, and operating efficiency, First Niles Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.First Niles Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of First signifies not a very effective usage of assets in December.First Niles Ownership Allocation
The market capitalization of First Niles Financial is $19.23 Million. Roughly 99.68 percent of First Niles outstanding shares are held by general public with 0.32 % by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.First Niles Profitability Analysis
The company reported the previous year's revenue of 5.64 M. Net Income was 586 K with profit before overhead, payroll, taxes, and interest of 5.64 M.About First Niles Valuation
An absolute valuation paradigm, as applied to First Pink Sheet, attempts to find the value of First Niles Financial based on its fundamental and basic technical indicators. By analyzing First Niles's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of First Niles's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Niles. We calculate exposure to First Niles's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Niles's related companies.First Niles Financial, Inc. operates as the holding company for the Home Federal Savings and Loan Association of Niles that provides various banking products and services. First Niles Financial, Inc. was founded in 1897 and is based in Niles, Ohio. First Niles operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct First Niles' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates First Niles' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Niles' valuation analysis, follow these 8 steps:- Gather financial information: Obtain First Niles' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine First Niles' revenue streams: Identify First Niles' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research First Niles' industry and market trends, including the size of the market, growth rate, and competition.
- Establish First Niles' growth potential: Evaluate First Niles' management, business model, and growth potential.
- Determine First Niles' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Niles' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
First Niles Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | 0.375 | |
| Retained Earnings | 13.4 M |
Complementary Tools for First Pink Sheet analysis
When running First Niles' price analysis, check to measure First Niles' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Niles is operating at the current time. Most of First Niles' value examination focuses on studying past and present price action to predict the probability of First Niles' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Niles' price. Additionally, you may evaluate how the addition of First Niles to your portfolios can decrease your overall portfolio volatility.
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