1st Summit Bancorp Stock Net Income
| FSMK Stock | USD 38.85 1.86 5.03% |
As of the 2nd of February, 1ST SUMMIT shows the Risk Adjusted Performance of 0.1315, mean deviation of 1.54, and Downside Deviation of 2.95. 1ST SUMMIT BANCORP technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Analyzing historical trends in various income statement and balance sheet accounts from 1ST SUMMIT's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting 1ST SUMMIT's valuation are summarized below:1ST SUMMIT BANCORP does not today have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. 1ST |
1ST SUMMIT 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to 1ST SUMMIT's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of 1ST SUMMIT.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in 1ST SUMMIT on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding 1ST SUMMIT BANCORP or generate 0.0% return on investment in 1ST SUMMIT over 90 days. 1ST SUMMIT is related to or competes with Summit Bancshares, Community Heritage, First Bancshares, KS Bancorp, Signature Bank, Madison County, and Juniata Valley. 1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various ban... More
1ST SUMMIT Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure 1ST SUMMIT's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess 1ST SUMMIT BANCORP upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.95 | |||
| Information Ratio | 0.1544 | |||
| Maximum Drawdown | 16.77 | |||
| Value At Risk | (2.86) | |||
| Potential Upside | 5.49 |
1ST SUMMIT Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for 1ST SUMMIT's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as 1ST SUMMIT's standard deviation. In reality, there are many statistical measures that can use 1ST SUMMIT historical prices to predict the future 1ST SUMMIT's volatility.| Risk Adjusted Performance | 0.1315 | |||
| Jensen Alpha | 0.4558 | |||
| Total Risk Alpha | 0.308 | |||
| Sortino Ratio | 0.1347 | |||
| Treynor Ratio | (0.64) |
1ST SUMMIT February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1315 | |||
| Market Risk Adjusted Performance | (0.63) | |||
| Mean Deviation | 1.54 | |||
| Semi Deviation | 1.31 | |||
| Downside Deviation | 2.95 | |||
| Coefficient Of Variation | 581.95 | |||
| Standard Deviation | 2.57 | |||
| Variance | 6.63 | |||
| Information Ratio | 0.1544 | |||
| Jensen Alpha | 0.4558 | |||
| Total Risk Alpha | 0.308 | |||
| Sortino Ratio | 0.1347 | |||
| Treynor Ratio | (0.64) | |||
| Maximum Drawdown | 16.77 | |||
| Value At Risk | (2.86) | |||
| Potential Upside | 5.49 | |||
| Downside Variance | 8.7 | |||
| Semi Variance | 1.73 | |||
| Expected Short fall | (3.34) | |||
| Skewness | 0.9795 | |||
| Kurtosis | 3.87 |
1ST SUMMIT BANCORP Backtested Returns
1ST SUMMIT appears to be very steady, given 3 months investment horizon. 1ST SUMMIT BANCORP secures Sharpe Ratio (or Efficiency) of 0.18, which signifies that the company had a 0.18 % return per unit of risk over the last 3 months. We have found thirty technical indicators for 1ST SUMMIT BANCORP, which you can use to evaluate the volatility of the firm. Please makes use of 1ST SUMMIT's Risk Adjusted Performance of 0.1315, mean deviation of 1.54, and Downside Deviation of 2.95 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, 1ST SUMMIT holds a performance score of 14. The firm shows a Beta (market volatility) of -0.67, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning 1ST SUMMIT are expected to decrease at a much lower rate. During the bear market, 1ST SUMMIT is likely to outperform the market. Please check 1ST SUMMIT's skewness, and the relationship between the value at risk and day median price , to make a quick decision on whether 1ST SUMMIT's price patterns will revert.
Auto-correlation | -0.64 |
Very good reverse predictability
1ST SUMMIT BANCORP has very good reverse predictability. Overlapping area represents the amount of predictability between 1ST SUMMIT time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of 1ST SUMMIT BANCORP price movement. The serial correlation of -0.64 indicates that roughly 64.0% of current 1ST SUMMIT price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.64 | |
| Spearman Rank Test | -0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 2.18 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, 1ST SUMMIT BANCORP reported net income of 8.23 M. This is 99.36% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 98.56% higher than that of the company.
1ST Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses 1ST SUMMIT's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of 1ST SUMMIT could also be used in its relative valuation, which is a method of valuing 1ST SUMMIT by comparing valuation metrics of similar companies.1ST SUMMIT is currently under evaluation in net income category among its peers.
1ST Fundamentals
| Return On Equity | 0.0684 | |||
| Return On Asset | 0.0069 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.28 % | |||
| Current Valuation | 145.46 M | |||
| Shares Outstanding | 1.1 M | |||
| Price To Earning | 18.41 X | |||
| Price To Sales | 2.26 X | |||
| Revenue | 33.54 M | |||
| Gross Profit | 33.54 M | |||
| Net Income | 8.23 M | |||
| Book Value Per Share | 57.07 X | |||
| Cash Flow From Operations | 12.03 M | |||
| Earnings Per Share | 3.75 X | |||
| Beta | 0.0119 | |||
| Market Capitalization | 75.76 M | |||
| Annual Yield | 0.01 % | |||
| Last Dividend Paid | 1.61 |
About 1ST SUMMIT Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze 1ST SUMMIT BANCORP's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of 1ST SUMMIT using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of 1ST SUMMIT BANCORP based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ProphetOther Information on Investing in 1ST Pink Sheet
1ST SUMMIT financial ratios help investors to determine whether 1ST Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in 1ST with respect to the benefits of owning 1ST SUMMIT security.