Greene County Bancorp Net Income

GCBC Stock  USD 24.04  0.16  0.67%   
As of the 4th of February, Greene County retains the Risk Adjusted Performance of 0.0664, market risk adjusted performance of 0.1857, and Downside Deviation of 1.72. Greene County technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

Greene County Total Revenue

160.52 Million

Greene County's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Greene County's valuation are provided below:
Gross Profit
77.4 M
Profit Margin
0.4358
Market Capitalization
377.1 M
Enterprise Value Revenue
7.2779
Revenue
77.4 M
We have found one hundred twenty available fundamental trends for Greene County Bancorp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to confirm all of Greene County's regular performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of February 4, 2026, Market Cap is expected to decline to about 32.1 M. In addition to that, Enterprise Value is expected to decline to about 32.5 M This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income35.8 M37.6 M
Net Income Applicable To Common Shares35.4 M37.2 M
Net Income From Continuing Ops35.8 M18.5 M
Net Income Per Share 1.65  1.73 
Net Income Per E B T 0.81  0.61 
At present, Greene County's Net Income Applicable To Common Shares is projected to increase significantly based on the last few years of reporting. The current year's Net Income Per Share is expected to grow to 1.73, whereas Net Income From Continuing Ops is forecasted to decline to about 18.5 M.
  
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Analyzing Greene County's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Greene County's current valuation and future prospects.

Latest Greene County's Net Income Growth Pattern

Below is the plot of the Net Income of Greene County Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Greene County Bancorp financial statement analysis. It represents the amount of money remaining after all of Greene County Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Greene County's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Greene County's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 31.14 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Greene Net Income Regression Statistics

Arithmetic Mean18,227,338
Geometric Mean13,669,281
Coefficient Of Variation63.96
Mean Deviation9,992,486
Median17,484,000
Standard Deviation11,658,799
Sample Variance135.9T
Range36.4M
R-Value0.98
Mean Square Error5.9T
R-Squared0.96
Slope2,261,112
Total Sum of Squares2174.8T

Greene Net Income History

202637.6 M
202535.8 M
202431.1 M
202324.8 M
202230.8 M
202128 M
202023.9 M

Other Fundumenentals of Greene County Bancorp

Greene County Net Income component correlations

Greene Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Greene County is extremely important. It helps to project a fair market value of Greene Stock properly, considering its historical fundamentals such as Net Income. Since Greene County's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Greene County's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Greene County's interrelated accounts and indicators.
Will Regional Banks sector continue expanding? Could Greene diversify its offerings? Factors like these will boost the valuation of Greene County. Market participants price Greene higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Greene County data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.414
Dividend Share
0.38
Earnings Share
1.98
Revenue Per Share
4.548
Quarterly Revenue Growth
0.247
Greene County Bancorp's market price often diverges from its book value, the accounting figure shown on Greene's balance sheet. Smart investors calculate Greene County's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Greene County's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Greene County's value and its price as these two are different measures arrived at by different means. Investors typically determine if Greene County is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Greene County's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Greene County 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Greene County's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Greene County.
0.00
11/06/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/04/2026
0.00
If you would invest  0.00  in Greene County on November 6, 2025 and sell it all today you would earn a total of 0.00 from holding Greene County Bancorp or generate 0.0% return on investment in Greene County over 90 days. Greene County is related to or competes with Carter Bank, First Bank, Sierra Bancorp, West Bancorporation, Bank7 Corp, Kearny Financial, and US Century. Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial ... More

Greene County Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Greene County's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Greene County Bancorp upside and downside potential and time the market with a certain degree of confidence.

Greene County Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Greene County's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Greene County's standard deviation. In reality, there are many statistical measures that can use Greene County historical prices to predict the future Greene County's volatility.
Hype
Prediction
LowEstimatedHigh
21.8024.0426.28
Details
Intrinsic
Valuation
LowRealHigh
21.4623.7025.95
Details
Naive
Forecast
LowNextHigh
21.8924.1326.38
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
21.2622.4523.64
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Greene County. Your research has to be compared to or analyzed against Greene County's peers to derive any actionable benefits. When done correctly, Greene County's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Greene County Bancorp.

Greene County February 4, 2026 Technical Indicators

Greene County Bancorp Backtested Returns

At this point, Greene County is very steady. Greene County Bancorp holds Efficiency (Sharpe) Ratio of 0.068, which attests that the entity had a 0.068 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Greene County Bancorp, which you can use to evaluate the volatility of the firm. Please check out Greene County's Market Risk Adjusted Performance of 0.1857, downside deviation of 1.72, and Risk Adjusted Performance of 0.0664 to validate if the risk estimate we provide is consistent with the expected return of 0.15%. Greene County has a performance score of 5 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.95, which attests to possible diversification benefits within a given portfolio. Greene County returns are very sensitive to returns on the market. As the market goes up or down, Greene County is expected to follow. Greene County Bancorp right now retains a risk of 2.25%. Please check out Greene County total risk alpha, value at risk, and the relationship between the standard deviation and treynor ratio , to decide if Greene County will be following its current trending patterns.

Auto-correlation

    
  0.44  

Average predictability

Greene County Bancorp has average predictability. Overlapping area represents the amount of predictability between Greene County time series from 6th of November 2025 to 21st of December 2025 and 21st of December 2025 to 4th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Greene County Bancorp price movement. The serial correlation of 0.44 indicates that just about 44.0% of current Greene County price fluctuation can be explain by its past prices.
Correlation Coefficient0.44
Spearman Rank Test0.19
Residual Average0.0
Price Variance0.41
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Greene Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(11.57 Million)

At present, Greene County's Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, Greene County Bancorp reported net income of 31.14 M. This is 97.56% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.55% higher than that of the company.

Greene Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Greene County's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Greene County could also be used in its relative valuation, which is a method of valuing Greene County by comparing valuation metrics of similar companies.
Greene County is currently under evaluation in net income category among its peers.

Greene County ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Greene County's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Greene County's managers, analysts, and investors.
Environmental
Governance
Social

Greene County Institutional Holders

Institutional Holdings refers to the ownership stake in Greene County that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Greene County's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Greene County's value.
Shares
Angel Oak Capital Advisors, Llc2025-06-30
57 K
Marshall Wace Asset Management Ltd2025-06-30
54.3 K
Northern Trust Corp2025-06-30
53.7 K
Barclays Plc2025-06-30
42.2 K
Goldman Sachs Group Inc2025-06-30
38.3 K
Hsbc Holdings Plc2025-06-30
37 K
Lpl Financial Corp2025-06-30
33.4 K
Nuveen, Llc2025-06-30
22.4 K
Los Angeles Capital Management Llc2025-06-30
20.7 K
Blackrock Inc2025-06-30
564 K
Vanguard Group Inc2025-06-30
364.8 K

Greene Fundamentals

About Greene County Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Greene County Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Greene County using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Greene County Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Greene County Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Greene County's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Greene County Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Greene County Bancorp Stock:
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You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Will Regional Banks sector continue expanding? Could Greene diversify its offerings? Factors like these will boost the valuation of Greene County. Market participants price Greene higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Greene County data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.414
Dividend Share
0.38
Earnings Share
1.98
Revenue Per Share
4.548
Quarterly Revenue Growth
0.247
Greene County Bancorp's market price often diverges from its book value, the accounting figure shown on Greene's balance sheet. Smart investors calculate Greene County's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Greene County's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Greene County's value and its price as these two are different measures arrived at by different means. Investors typically determine if Greene County is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Greene County's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.