HCI Group Net Income
| HCI Stock | USD 174.66 0.90 0.52% |
As of the 3rd of March, HCI retains the semi deviation of 2.1, and Downside Deviation of 2.14. HCI technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the entity's future prices.
HCI Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.5879 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 320.4 M | 336.4 M | |
| Net Income Applicable To Common Shares | 121.7 M | 127.8 M | |
| Net Income From Continuing Ops | 146.7 M | 154.1 M | |
| Net Income Per Share | 26.23 | 27.54 | |
| Net Income Per E B T | 0.70 | 0.50 |
HCI | Net Income | Build AI portfolio with HCI Stock |
The Net Income trend for HCI Group offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether HCI is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest HCI's Net Income Growth Pattern
Below is the plot of the Net Income of HCI Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in HCI Group financial statement analysis. It represents the amount of money remaining after all of HCI Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is HCI's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in HCI's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 320.39 M | 10 Years Trend |
|
Net Income |
| Timeline |
HCI Net Income Regression Statistics
| Arithmetic Mean | 63,141,721 | |
| Coefficient Of Variation | 157.48 | |
| Mean Deviation | 65,237,638 | |
| Median | 29,021,000 | |
| Standard Deviation | 99,436,037 | |
| Sample Variance | 9887.5T | |
| Range | 372.5M | |
| R-Value | 0.55 | |
| Mean Square Error | 7331.7T | |
| R-Squared | 0.30 | |
| Significance | 0.02 | |
| Slope | 10,871,904 | |
| Total Sum of Squares | 158200.4T |
HCI Net Income History
Other Fundumenentals of HCI Group
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
HCI Net Income component correlations
HCI Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for HCI is extremely important. It helps to project a fair market value of HCI Stock properly, considering its historical fundamentals such as Net Income. Since HCI's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of HCI's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of HCI's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Property & Casualty Insurance market expansion? Will HCI introduce new products? Factors like these will boost the valuation of HCI. Market participants price HCI higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about HCI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 16.123 | Dividend Share 1.6 | Earnings Share 15.78 | Revenue Per Share | Quarterly Revenue Growth 0.48 |
Understanding HCI Group requires distinguishing between market price and book value, where the latter reflects HCI's accounting equity. The concept of intrinsic value - what HCI's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push HCI's price substantially above or below its fundamental value.
Please note, there is a significant difference between HCI's value and its price as these two are different measures arrived at by different means. Investors typically determine if HCI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, HCI's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
HCI 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to HCI's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of HCI.
| 12/03/2025 |
| 03/03/2026 |
If you would invest 0.00 in HCI on December 3, 2025 and sell it all today you would earn a total of 0.00 from holding HCI Group or generate 0.0% return on investment in HCI over 90 days. HCI is related to or competes with Kemper, Palomar Holdings, Seacoast Banking, Aspen Insurance, Banc Of, Bank of Hawaii, and Stewart Information. HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estat... More
HCI Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure HCI's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess HCI Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.14 | |||
| Information Ratio | (0.03) | |||
| Maximum Drawdown | 9.93 | |||
| Value At Risk | (3.70) | |||
| Potential Upside | 3.65 |
HCI Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for HCI's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as HCI's standard deviation. In reality, there are many statistical measures that can use HCI historical prices to predict the future HCI's volatility.| Risk Adjusted Performance | 0.0131 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0213 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of HCI's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
HCI March 3, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0131 | |||
| Market Risk Adjusted Performance | 0.0313 | |||
| Mean Deviation | 1.62 | |||
| Semi Deviation | 2.1 | |||
| Downside Deviation | 2.14 | |||
| Coefficient Of Variation | 11201.11 | |||
| Standard Deviation | 2.08 | |||
| Variance | 4.32 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.18) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0213 | |||
| Maximum Drawdown | 9.93 | |||
| Value At Risk | (3.70) | |||
| Potential Upside | 3.65 | |||
| Downside Variance | 4.58 | |||
| Semi Variance | 4.42 | |||
| Expected Short fall | (1.64) | |||
| Skewness | (0.17) | |||
| Kurtosis | 0.3211 |
HCI Group Backtested Returns
HCI Group holds Efficiency (Sharpe) Ratio of -0.0131, which attests that the company had a -0.0131 % return per unit of risk over the last 3 months. HCI Group exposes thirty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out HCI's downside deviation of 2.14, and Semi Deviation of 2.1 to validate the risk estimate we provide. The firm retains a Market Volatility (i.e., Beta) of 0.4, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, HCI's returns are expected to increase less than the market. However, during the bear market, the loss of holding HCI is expected to be smaller as well. At this point, HCI Group has a negative expected return of -0.0283%. Please make sure to check out HCI's value at risk, kurtosis, and the relationship between the sortino ratio and semi variance , to decide if HCI Group performance from the past will be repeated in the future.
Auto-correlation | -0.14 |
Insignificant reverse predictability
HCI Group has insignificant reverse predictability. Overlapping area represents the amount of predictability between HCI time series from 3rd of December 2025 to 17th of January 2026 and 17th of January 2026 to 3rd of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of HCI Group price movement. The serial correlation of -0.14 indicates that less than 14.0% of current HCI price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.14 | |
| Spearman Rank Test | -0.1 | |
| Residual Average | 0.0 | |
| Price Variance | 41.91 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
HCI Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, HCI Group reported net income of 320.39 M. This is 74.92% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 43.89% higher than that of the company.
HCI Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HCI's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HCI could also be used in its relative valuation, which is a method of valuing HCI by comparing valuation metrics of similar companies.HCI is currently under evaluation in net income category among its peers.
HCI ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, HCI's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to HCI's managers, analysts, and investors.Environmental | Governance | Social |
HCI Institutional Holders
Institutional Holdings refers to the ownership stake in HCI that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of HCI's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing HCI's value.| Shares | Philadelphia Financial Mgmt Of San Franc | 2025-12-31 | 160 K | Qube Research & Technologies | 2025-09-30 | 155 K | Ing Investment Management Llc | 2025-12-31 | 139.4 K | Marshall Wace Asset Management Ltd | 2025-09-30 | 138.6 K | Ubs Group Ag | 2025-09-30 | 129.7 K | The Goldman Sachs Group Inc | 2025-09-30 | 129.2 K | Amvescap Plc. | 2025-09-30 | 127.2 K | Jacobs Levy Equity Management, Inc. | 2025-12-31 | 125.4 K | Allspring Global Investments Holdings, Llc | 2025-09-30 | 117.6 K | Blackrock Inc | 2025-09-30 | 1.8 M | Vanguard Group Inc | 2025-12-31 | 839.6 K |
HCI Fundamentals
| Return On Equity | 0.4 | ||||
| Return On Asset | 0.12 | ||||
| Profit Margin | 0.33 % | ||||
| Operating Margin | (0.04) % | ||||
| Current Valuation | 1.3 B | ||||
| Shares Outstanding | 12.96 M | ||||
| Shares Owned By Insiders | 18.00 % | ||||
| Shares Owned By Institutions | 81.43 % | ||||
| Number Of Shares Shorted | 328.49 K | ||||
| Price To Earning | 10.45 X | ||||
| Price To Book | 2.74 X | ||||
| Price To Sales | 2.50 X | ||||
| Revenue | 900.95 M | ||||
| Gross Profit | 536.69 M | ||||
| EBITDA | 449.7 M | ||||
| Net Income | 320.39 M | ||||
| Cash And Equivalents | 532.47 M | ||||
| Cash Per Share | 39.86 X | ||||
| Total Debt | 31.88 M | ||||
| Debt To Equity | 0.64 % | ||||
| Current Ratio | 0.84 X | ||||
| Book Value Per Share | 43.12 X | ||||
| Cash Flow From Operations | 444.45 M | ||||
| Short Ratio | 2.09 X | ||||
| Earnings Per Share | 15.78 X | ||||
| Price To Earnings To Growth | 1.70 X | ||||
| Target Price | 245.0 | ||||
| Number Of Employees | 552 | ||||
| Beta | 1.21 | ||||
| Market Capitalization | 2.25 B | ||||
| Total Asset | 2.53 B | ||||
| Retained Earnings | 611.51 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 3.10 % | ||||
| Net Asset | 2.53 B | ||||
| Last Dividend Paid | 1.6 |
About HCI Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HCI Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HCI using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HCI Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
| FSLY | Fastly Class A | |
| MOB | Mobilicom Limited American | |
| CMG | Chipotle Mexican Grill | |
| CSAN | Cosan SA ADR | |
| RKT | Rocket Companies |
Check out You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is there potential for Property & Casualty Insurance market expansion? Will HCI introduce new products? Factors like these will boost the valuation of HCI. Market participants price HCI higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about HCI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 16.123 | Dividend Share 1.6 | Earnings Share 15.78 | Revenue Per Share | Quarterly Revenue Growth 0.48 |
Understanding HCI Group requires distinguishing between market price and book value, where the latter reflects HCI's accounting equity. The concept of intrinsic value - what HCI's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push HCI's price substantially above or below its fundamental value.
Please note, there is a significant difference between HCI's value and its price as these two are different measures arrived at by different means. Investors typically determine if HCI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, HCI's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.