Hci Group Stock Performance

HCI Stock  USD 174.02  0.70  0.40%   
The firm retains a Market Volatility (i.e., Beta) of 0.85, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, HCI's returns are expected to increase less than the market. However, during the bear market, the loss of holding HCI is expected to be smaller as well. At this point, HCI Group has a negative expected return of -0.0961%. Please make sure to check out HCI's total risk alpha, kurtosis, market facilitation index, as well as the relationship between the value at risk and rate of daily change , to decide if HCI Group performance from the past will be repeated in the future.

Risk-Adjusted Performance

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Over the last 90 days HCI Group has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fairly strong fundamental indicators, HCI is not utilizing all of its potentials. The latest stock price confusion, may contribute to short-horizon losses for the traders. ...more
 
HCI dividend paid on 19th of December 2025
12/19/2025
Begin Period Cash Flow539.8 M
Total Cashflows From Investing Activities-260.1 M

HCI Relative Risk vs. Return Landscape

If you would invest  18,765  in HCI Group on October 12, 2025 and sell it today you would lose (1,363) from holding HCI Group or give up 7.26% of portfolio value over 90 days. HCI Group is generating negative expected returns assuming volatility of 2.263% on return distribution over 90 days investment horizon. In other words, 20% of stocks are less volatile than HCI, and above 99% of all equities are expected to generate higher returns over the next 90 days.
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Considering the 90-day investment horizon HCI is expected to under-perform the market. In addition to that, the company is 3.22 times more volatile than its market benchmark. It trades about -0.04 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.17 per unit of volatility.

HCI Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for HCI's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as HCI Group, and traders can use it to determine the average amount a HCI's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.0425

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Based on monthly moving average HCI is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of HCI by adding HCI to a well-diversified portfolio.

HCI Fundamentals Growth

HCI Stock prices reflect investors' perceptions of the future prospects and financial health of HCI, and HCI fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on HCI Stock performance.

About HCI Performance

By evaluating HCI's fundamental ratios, stakeholders can gain valuable insights into HCI's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if HCI has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if HCI has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida. Homeowners Choice operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 513 people.

Things to note about HCI Group performance evaluation

Checking the ongoing alerts about HCI for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for HCI Group help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
HCI Group generated a negative expected return over the last 90 days
HCI Group has 186.44 M in debt with debt to equity (D/E) ratio of 0.64, which is OK given its current industry classification. HCI Group has a current ratio of 0.82, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for HCI to invest in growth at high rates of return.
HCI Group has a strong financial position based on the latest SEC filings
Over 82.0% of HCI shares are owned by institutional investors
On 19th of December 2025 HCI paid $ 0.4 per share dividend to its current shareholders
Evaluating HCI's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate HCI's stock performance include:
  • Analyzing HCI's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether HCI's stock is overvalued or undervalued compared to its peers.
  • Examining HCI's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating HCI's management team can have a significant impact on its success or failure. Reviewing the track record and experience of HCI's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of HCI's stock. These opinions can provide insight into HCI's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating HCI's stock performance is not an exact science, and many factors can impact HCI's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Complementary Tools for HCI Stock analysis

When running HCI's price analysis, check to measure HCI's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HCI is operating at the current time. Most of HCI's value examination focuses on studying past and present price action to predict the probability of HCI's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HCI's price. Additionally, you may evaluate how the addition of HCI to your portfolios can decrease your overall portfolio volatility.
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