Hci Group Stock Buy Hold or Sell Recommendation
| HCI Stock | USD 111.37 1.11 1.01% |
Considering the 90-day investment horizon and your conservative attitude towards risk, our recommendation regarding HCI Group is 'Strong Sell'. The recommendation algorithm takes into account all of HCI's available fundamental, technical, and predictive indicators you will find on this site.
Check out HCI Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as HCI and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards HCI Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
HCI |
Execute HCI Buy or Sell Advice
The HCI recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on HCI Group. Macroaxis does not own or have any residual interests in HCI Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute HCI's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
HCI Trading Alerts and Improvement Suggestions
| HCI Group had very high historical volatility over the last 90 days | |
| HCI Group has 209.9 M in debt with debt to equity (D/E) ratio of 0.64, which is OK given its current industry classification. HCI Group has a current ratio of 0.82, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for HCI to invest in growth at high rates of return. | |
| Over 82.0% of HCI shares are owned by institutional investors | |
| Latest headline from news.google.com: YieldBoost HCI Group From 1.4 percent To 13.7 percent Using Options - Nasdaq |
HCI Returns Distribution Density
The distribution of HCI's historical returns is an attempt to chart the uncertainty of HCI's future price movements. The chart of the probability distribution of HCI daily returns describes the distribution of returns around its average expected value. We use HCI Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of HCI returns is essential to provide solid investment advice for HCI.
| Mean Return | 0.37 | Value At Risk | -3.53 | Potential Upside | 4.53 | Standard Deviation | 3.42 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of HCI historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
HCI Stock Institutional Investors
| Shares | Alyeska Investment Group, L.p. | 2024-06-30 | 110 K | Renaissance Technologies Corp | 2024-09-30 | 108 K | Marshall Wace Asset Management Ltd | 2024-06-30 | 101.2 K | Millennium Management Llc | 2024-06-30 | 97.2 K | Two Sigma Investments Llc | 2024-06-30 | 95 K | Wellington Management Company Llp | 2024-06-30 | 92.7 K | Essex Investment Management Company, Llc | 2024-09-30 | 88.6 K | Bernzott Capital Advisors | 2024-09-30 | 84.4 K | Northern Trust Corp | 2024-09-30 | 80.9 K | Blackrock Inc | 2024-06-30 | 1.2 M | Hood River Capital Management Llc | 2024-09-30 | 812.7 K |
HCI Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Capital Expenditures | 2.9M | 6.4M | 3.3M | 10.1M | 8.3M | 8.7M | |
| Net Income | 26.6M | 27.6M | 7.2M | (54.6M) | 76.4M | 80.2M | |
| End Period Cash Flow | 229.9M | 433.7M | 631.3M | 237.8M | 539.8M | 566.8M | |
| Change In Cash | (10.2M) | 203.8M | 197.6M | (393.6M) | 302.0M | 317.1M | |
| Free Cash Flow | 51.2M | 70.9M | 93.2M | (10.2M) | 225.5M | 236.8M | |
| Other Non Cash Items | (3.9M) | (35.3M) | (7.4M) | (7.8M) | 2.0M | 2.1M | |
| Change To Netincome | 8.8M | 16.6M | 16.5M | 7.2M | 8.3M | 5.3M | |
| Depreciation | 8.9M | 8.7M | 5.5M | 8.0M | 8.2M | 5.5M | |
| Dividends Paid | 13.0M | 12.7M | 14.1M | 15.2M | 13.7M | 10.8M | |
| Change To Inventory | 26.5M | 64.2M | 63.1M | (182.4M) | (164.1M) | (155.9M) | |
| Investments | (27.1M) | 125.6M | 27.0M | (448.9M) | 4.3M | 4.5M | |
| Change Receivables | (12.2M) | (18.0M) | (54.7M) | (595.8M) | (536.3M) | (509.4M) | |
| Net Borrowings | 9.3M | 19.4M | (152K) | 151.5M | 174.2M | 182.9M |
HCI Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to HCI or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that HCI's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a HCI stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.21 | |
β | Beta against Dow Jones | 1.26 | |
σ | Overall volatility | 3.40 | |
Ir | Information ratio | 0.07 |
HCI Volatility Alert
HCI Group shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure HCI's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact HCI's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.HCI Fundamentals Vs Peers
Comparing HCI's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze HCI's direct or indirect competition across all of the common fundamentals between HCI and the related equities. This way, we can detect undervalued stocks with similar characteristics as HCI or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of HCI's fundamental indicators could also be used in its relative valuation, which is a method of valuing HCI by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare HCI to competition |
| Fundamentals | HCI | Peer Average |
| Return On Equity | 0.43 | -0.31 |
| Return On Asset | 0.079 | -0.14 |
| Profit Margin | 0.19 % | (1.27) % |
| Operating Margin | (0.04) % | (5.51) % |
| Current Valuation | 887.08 M | 16.62 B |
| Shares Outstanding | 10.54 M | 571.82 M |
| Shares Owned By Insiders | 21.81 % | 10.09 % |
| Shares Owned By Institutions | 82.17 % | 39.21 % |
| Number Of Shares Shorted | 1.14 M | 4.71 M |
| Price To Earning | 10.45 X | 28.72 X |
| Price To Book | 2.58 X | 9.51 X |
| Price To Sales | 1.56 X | 11.42 X |
| Revenue | 550.67 M | 9.43 B |
| Gross Profit | 20.01 M | 27.38 B |
| EBITDA | 136.95 M | 3.9 B |
| Net Income | 76.41 M | 570.98 M |
| Cash And Equivalents | 234.86 M | 2.7 B |
| Cash Per Share | 39.86 X | 5.01 X |
| Total Debt | 209.9 M | 5.32 B |
| Debt To Equity | 0.64 % | 48.70 % |
| Current Ratio | 0.84 X | 2.16 X |
| Book Value Per Share | 43.12 X | 1.93 K |
| Cash Flow From Operations | 233.79 M | 971.22 M |
| Short Ratio | 5.65 X | 4.00 X |
| Earnings Per Share | 12.05 X | 3.12 X |
| Price To Earnings To Growth | 1.70 X | 4.89 X |
| Target Price | 138.75 | |
| Number Of Employees | 547 | 18.84 K |
| Beta | 1.12 | -0.15 |
| Market Capitalization | 1.17 B | 19.03 B |
| Total Asset | 1.4 B | 29.47 B |
| Retained Earnings | 238.44 M | 9.33 B |
| Annual Yield | 0.01 % |
Note: Acquisition by Gregory Politis of 750 shares of HCI subject to Rule 16b-3 [view details]
HCI Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as HCI . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About HCI Buy or Sell Advice
When is the right time to buy or sell HCI Group? Buying financial instruments such as HCI Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having HCI in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Small Blend Funds Thematic Idea Now
Small Blend Funds
Fund or Etfs that invest in stocks of small to mid-sized entities that have characteristics of both growth and value companies. The Small Blend Funds theme has 47 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Small Blend Funds Theme or any other thematic opportunities.
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Check out HCI Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HCI. If investors know HCI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HCI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 16.123 | Dividend Share 1.6 | Earnings Share 12.05 | Revenue Per Share 78.183 | Quarterly Revenue Growth 0.48 |
The market value of HCI Group is measured differently than its book value, which is the value of HCI that is recorded on the company's balance sheet. Investors also form their own opinion of HCI's value that differs from its market value or its book value, called intrinsic value, which is HCI's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HCI's market value can be influenced by many factors that don't directly affect HCI's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HCI's value and its price as these two are different measures arrived at by different means. Investors typically determine if HCI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HCI's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.