First Internet Bancorp Stock Operating Margin
| INBK Stock | USD 41.92 1.17 2.87% |
First Internet Bancorp fundamentals help investors to digest information that contributes to First Internet's financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Internet's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Internet stock.
| Last Reported | Projected for Next Year | ||
| Operating Profit Margin | 0.10 | 0.10 |
First | Operating Margin |
First Internet Bancorp Company Operating Margin Analysis
First Internet's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current First Internet Operating Margin | 0.29 % |
Most of First Internet's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Internet Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Operating Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for First Internet is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Operating Margin. Since First Internet's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Internet's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Internet's interrelated accounts and indicators.
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First Operating Margin Historical Pattern
Today, most investors in First Internet Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Internet's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of First Internet operating margin as a starting point in their analysis.
First Internet Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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First Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, First Internet Bancorp has an Operating Margin of 0.2904%. This is 98.43% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 105.27% lower than that of the firm.
First Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Internet's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Internet could also be used in its relative valuation, which is a method of valuing First Internet by comparing valuation metrics of similar companies.First Internet is currently under evaluation in operating margin category among its peers.
First Internet Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Internet from analyzing First Internet's financial statements. These drivers represent accounts that assess First Internet's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Internet's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 238.1M | 282.8M | 466.5M | 231.4M | 213.8M | 112.8M | |
| Enterprise Value | 495.2M | 457.5M | 642.7M | 694.3M | 527.7M | 554.0M |
First Internet ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Internet's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Internet's managers, analysts, and investors.Environmental | Governance | Social |
First Fundamentals
| Return On Equity | 0.0603 | ||||
| Return On Asset | 0.004 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 268.87 M | ||||
| Shares Outstanding | 8.67 M | ||||
| Shares Owned By Insiders | 7.64 % | ||||
| Shares Owned By Institutions | 76.11 % | ||||
| Number Of Shares Shorted | 119.19 K | ||||
| Price To Earning | 7.59 X | ||||
| Price To Book | 0.94 X | ||||
| Price To Sales | 3.33 X | ||||
| Revenue | 84.38 M | ||||
| Gross Profit | 113.37 M | ||||
| EBITDA | 10.69 M | ||||
| Net Income | 8.42 M | ||||
| Cash And Equivalents | 221.05 M | ||||
| Cash Per Share | 23.79 X | ||||
| Total Debt | 719.77 M | ||||
| Debt To Equity | 11.17 % | ||||
| Book Value Per Share | 44.43 X | ||||
| Cash Flow From Operations | 11.68 M | ||||
| Short Ratio | 2.95 X | ||||
| Earnings Per Share | 2.52 X | ||||
| Target Price | 42.1 | ||||
| Number Of Employees | 287 | ||||
| Beta | 0.66 | ||||
| Market Capitalization | 363.36 M | ||||
| Total Asset | 5.17 B | ||||
| Retained Earnings | 207.47 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 0.91 % | ||||
| Net Asset | 5.17 B | ||||
| Last Dividend Paid | 0.24 |
About First Internet Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Internet Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Internet using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Internet Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.052 | Dividend Share 0.24 | Earnings Share 2.52 | Revenue Per Share 12.546 | Quarterly Revenue Growth 0.331 |
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.