First Internet Bancorp Stock Performance
| INBK Stock | USD 20.78 0.08 0.38% |
First Internet has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.0, which means a somewhat significant risk relative to the market. First Internet returns are very sensitive to returns on the market. As the market goes up or down, First Internet is expected to follow. First Internet Bancorp right now shows a risk of 2.83%. Please confirm First Internet Bancorp semi variance, and the relationship between the maximum drawdown and accumulation distribution , to decide if First Internet Bancorp will be following its price patterns.
Risk-Adjusted Performance
Mild
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in First Internet Bancorp are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. Despite quite unsteady fundamental drivers, First Internet may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more
Actual Historical Performance (%)
One Day Return (0.38) | Five Day Return (0.24) | Year To Date Return 1.71 | Ten Year Return (15.08) | All Time Return 114.89 |
Forward Dividend Yield 0.0115 | Payout Ratio | Last Split Factor 15:10 | Forward Dividend Rate 0.24 | Dividend Date 2026-01-15 |
1 | First Internet Nasdaq Today Shows Service Expansion | 11/24/2025 |
2 | First Internet Bancorp Small-Cap Bank Stock At A Crossroads After A Volatile Quarter - AD HOC NEWS | 01/06/2026 |
3 | First Internet Bancorp to Announce Fourth Quarter and Full Year 2025 Financial Results on Thursday, January 29 | 01/13/2026 |
| First Internet dividend paid on 15th of January 2026 | 01/15/2026 |
4 | Acquisition by David Becker of 12566 shares of First Internet subject to Rule 16b-3 | 01/20/2026 |
5 | First Internet Bancorp GAAP EPS of 0.60 beats by 0.02, revenue of 41.7M beats by 8.9M | 01/29/2026 |
6 | First Internet Bancorp outlines 15-17 percent loan growth and higher provision for credit losses in 2026 amid fintech expansion and targeted credit clean-up | 01/30/2026 |
| Begin Period Cash Flow | 405.9 M | |
| Total Cashflows From Investing Activities | -496.2 M |
First Internet Relative Risk vs. Return Landscape
If you would invest 1,924 in First Internet Bancorp on November 21, 2025 and sell it today you would earn a total of 154.00 from holding First Internet Bancorp or generate 8.0% return on investment over 90 days. First Internet Bancorp is currently generating 0.1695% in daily expected returns and assumes 2.8275% risk (volatility on return distribution) over the 90 days horizon. In different words, 25% of stocks are less volatile than First, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
First Internet Target Price Odds to finish over Current Price
The tendency of First Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 20.78 | 90 days | 20.78 | about 50.27 |
Based on a normal probability distribution, the odds of First Internet to move above the current price in 90 days from now is about 50.27 (This First Internet Bancorp probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .
First Internet Price Density |
| Price |
Predictive Modules for First Internet
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as First Internet Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.First Internet Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. First Internet is not an exception. The market had few large corrections towards the First Internet's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold First Internet Bancorp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of First Internet within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.20 | |
β | Beta against Dow Jones | 1.00 | |
σ | Overall volatility | 1.47 | |
Ir | Information ratio | 0.07 |
First Internet Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of First Internet for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for First Internet Bancorp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| First Internet has high likelihood to experience some financial distress in the next 2 years | |
| Over 76.0% of the company shares are owned by institutional investors | |
| On 15th of January 2026 First Internet paid $ 0.06 per share dividend to its current shareholders | |
| Latest headline from seekingalpha.com: First Internet Bancorp outlines 15-17 percent loan growth and higher provision for credit losses in 2026 amid fintech expansion and targeted credit clean-up |
First Internet Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of First Stock often depends not only on the future outlook of the current and potential First Internet's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. First Internet's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 8.7 M | |
| Cash And Short Term Investments | 784.8 M |
First Internet Fundamentals Growth
First Stock prices reflect investors' perceptions of the future prospects and financial health of First Internet, and First Internet fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.
| Return On Equity | -0.0946 | ||||
| Return On Asset | -0.0062 | ||||
| Profit Margin | (0.80) % | ||||
| Operating Margin | 0.24 % | ||||
| Current Valuation | 78.7 M | ||||
| Shares Outstanding | 8.69 M | ||||
| Price To Earning | 7.59 X | ||||
| Price To Book | 0.51 X | ||||
| Price To Sales | 4.10 X | ||||
| Revenue | 322.87 M | ||||
| Gross Profit | 44.16 M | ||||
| EBITDA | (50.87 M) | ||||
| Net Income | 25.28 M | ||||
| Cash And Equivalents | 221.05 M | ||||
| Cash Per Share | 23.79 X | ||||
| Total Debt | 354.96 M | ||||
| Debt To Equity | 11.17 % | ||||
| Book Value Per Share | 41.41 X | ||||
| Cash Flow From Operations | 12.99 M | ||||
| Earnings Per Share | (4.03) X | ||||
| Market Capitalization | 180.91 M | ||||
| Total Asset | 5.57 B | ||||
| Retained Earnings | 193.32 M | ||||
About First Internet Performance
By examining First Internet's fundamental ratios, stakeholders can obtain critical insights into First Internet's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that First Internet is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -6.8 K | -7.2 K | |
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | (0.02) | (0.02) | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.10) | (0.09) |
Things to note about First Internet Bancorp performance evaluation
Checking the ongoing alerts about First Internet for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Internet Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| First Internet has high likelihood to experience some financial distress in the next 2 years | |
| Over 76.0% of the company shares are owned by institutional investors | |
| On 15th of January 2026 First Internet paid $ 0.06 per share dividend to its current shareholders | |
| Latest headline from seekingalpha.com: First Internet Bancorp outlines 15-17 percent loan growth and higher provision for credit losses in 2026 amid fintech expansion and targeted credit clean-up |
- Analyzing First Internet's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Internet's stock is overvalued or undervalued compared to its peers.
- Examining First Internet's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Internet's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Internet's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of First Internet's stock. These opinions can provide insight into First Internet's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Internet assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.28) | Dividend Share 0.24 | Earnings Share (4.03) | Revenue Per Share | Quarterly Revenue Growth (0.08) |
First Internet Bancorp's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Internet's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since First Internet's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.