First Internet Bancorp Stock Performance
| INBK Stock | USD 24.60 2.61 9.59% |
The firm shows a Beta (market volatility) of 0.5, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Internet's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Internet is expected to be smaller as well. At this point, First Internet Bancorp has a negative expected return of -0.52%. Please make sure to confirm First Internet's skewness, as well as the relationship between the rate of daily change and price action indicator , to decide if First Internet Bancorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days First Internet Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite weak performance in the last few months, the Stock's fundamental drivers remain quite persistent which may send shares a bit higher in May 2025. The latest mess may also be a sign of long-standing up-swing for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return (3.41) | Five Day Return (6.97) | Year To Date Return (32.69) | Ten Year Return 31.34 | All Time Return 145.71 |
Forward Dividend Yield 0.0101 | Payout Ratio | Last Split Factor 15:10 | Forward Dividend Rate 0.24 | Dividend Date 2025-04-15 |
| First Internet dividend paid on 15th of January 2025 | 01/15/2025 |
1 | Earnings call transcript First Internet Bancorp Q4 2024 misses EPS, beats revenue | 01/23/2025 |
2 | Vanguard Group Incs Strategic Acquisition of First Internet Bancorp Shares | 01/31/2025 |
3 | First Internet Bancorp Fixed- to Issue Dividend of 0.54 on March 30th | 02/12/2025 |
4 | First Internet Bank Promotes David Bybee to Lead SBA Lending Team | 02/26/2025 |
5 | Disposition of 1303 shares by Nicole Lorch of First Internet at 35.23 subject to Rule 16b-3 | 03/03/2025 |
6 | First Internet Bancorp Stock Rating Upgraded by StockNews.com - MarketBeat | 03/06/2025 |
7 | Acquisition by Wojtowicz Jean L of 5005 shares of First Internet subject to Rule 16b-3 | 03/12/2025 |
8 | First Internet Bancorp declares 0.06 dividend | 03/18/2025 |
9 | First Internet Bancorp Looks Like A Good Stock, And Its Going Ex-Dividend Soon | 03/28/2025 |
| Begin Period Cash Flow | 405.9 M |
First |
First Internet Relative Risk vs. Return Landscape
If you would invest 3,464 in First Internet Bancorp on January 5, 2025 and sell it today you would lose (1,004) from holding First Internet Bancorp or give up 28.98% of portfolio value over 90 days. First Internet Bancorp is currently does not generate positive expected returns and assumes 2.4751% risk (volatility on return distribution) over the 90 days horizon. In different words, 22% of stocks are less volatile than First, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
First Internet Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Internet's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as First Internet Bancorp, and traders can use it to determine the average amount a First Internet's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.21
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | INBK |
Estimated Market Risk
| 2.48 actual daily | 22 78% of assets are more volatile |
Expected Return
| -0.52 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.21 actual daily | 0 Most of other assets perform better |
Based on monthly moving average First Internet is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of First Internet by adding First Internet to a well-diversified portfolio.
First Internet Fundamentals Growth
First Stock prices reflect investors' perceptions of the future prospects and financial health of First Internet, and First Internet fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.
| Return On Equity | 0.0677 | ||||
| Return On Asset | 0.0046 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.30 % | ||||
| Current Valuation | 140.38 M | ||||
| Shares Outstanding | 8.7 M | ||||
| Price To Earning | 7.59 X | ||||
| Price To Book | 0.54 X | ||||
| Price To Sales | 1.76 X | ||||
| Revenue | 291.89 M | ||||
| Gross Profit | 117.65 M | ||||
| EBITDA | 10.69 M | ||||
| Net Income | 25.28 M | ||||
| Cash And Equivalents | 221.05 M | ||||
| Cash Per Share | 23.79 X | ||||
| Total Debt | 400.15 M | ||||
| Debt To Equity | 11.17 % | ||||
| Book Value Per Share | 44.31 X | ||||
| Cash Flow From Operations | 12.99 M | ||||
| Earnings Per Share | 2.88 X | ||||
| Market Capitalization | 206.64 M | ||||
| Total Asset | 5.74 B | ||||
| Retained Earnings | 230.62 M | ||||
About First Internet Performance
By examining First Internet's fundamental ratios, stakeholders can obtain critical insights into First Internet's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that First Internet is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Equity | 0.07 | 0.05 |
Things to note about First Internet Bancorp performance evaluation
Checking the ongoing alerts about First Internet for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Internet Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| First Internet generated a negative expected return over the last 90 days | |
| Over 78.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: First Internet Bancorp Looks Like A Good Stock, And Its Going Ex-Dividend Soon |
- Analyzing First Internet's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Internet's stock is overvalued or undervalued compared to its peers.
- Examining First Internet's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Internet's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Internet's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of First Internet's stock. These opinions can provide insight into First Internet's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.748 | Dividend Share 0.24 | Earnings Share 2.88 | Revenue Per Share | Quarterly Revenue Growth 0.367 |
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.