First Internet Bancorp Stock Performance
| INBK Stock | USD 21.22 1.08 4.84% |
On a scale of 0 to 100, First Internet holds a performance score of 9. The firm shows a Beta (market volatility) of 0.73, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Internet's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Internet is expected to be smaller as well. Please check First Internet's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether First Internet's price patterns will revert.
Risk-Adjusted Performance
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Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in First Internet Bancorp are ranked lower than 9 (%) of all global equities and portfolios over the last 90 days. Despite quite unsteady fundamental drivers, First Internet disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (1.63) | Five Day Return (4.46) | Year To Date Return 9.15 | Ten Year Return (12.96) | All Time Return 130.61 |
Forward Dividend Yield 0.0106 | Payout Ratio | Last Split Factor 15:10 | Forward Dividend Rate 0.24 | Dividend Date 2026-01-15 |
1 | Acquisition by Nicole Lorch of 2000 shares of First Internet at 17.96 subject to Rule 16b-3 | 11/17/2025 |
2 | Insider Buying First Internet Bancorp COO Purchases 2,000 Shares of Stock - MarketBeat | 11/19/2025 |
3 | Is First Internet Bancorp stock supported by innovation pipeline - July 2025 Review Low Risk Entry Point Tips - B NI V | 12/10/2025 |
4 | Following a 44 percent decline over last year, recent gains may please First Internet Bancorp institutional owners | 12/17/2025 |
5 | First Internet Bancorp Small-Cap Bank Stock At A Crossroads After A Volatile Quarter - AD HOC NEWS | 01/06/2026 |
6 | First Internet Bancorp to Announce Fourth Quarter and Full Year 2025 Financial Results on Thursday, January 29 | 01/13/2026 |
| First Internet dividend paid on 15th of January 2026 | 01/15/2026 |
7 | Acquisition by David Becker of 12566 shares of First Internet subject to Rule 16b-3 | 01/20/2026 |
| Begin Period Cash Flow | 405.9 M | |
| Total Cashflows From Investing Activities | -496.2 M |
First Internet Relative Risk vs. Return Landscape
If you would invest 1,763 in First Internet Bancorp on October 30, 2025 and sell it today you would earn a total of 359.00 from holding First Internet Bancorp or generate 20.36% return on investment over 90 days. First Internet Bancorp is currently generating 0.3437% in daily expected returns and assumes 2.8442% risk (volatility on return distribution) over the 90 days horizon. In different words, 25% of stocks are less volatile than First, and 94% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
First Internet Target Price Odds to finish over Current Price
The tendency of First Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 21.22 | 90 days | 21.22 | about 25.69 |
Based on a normal probability distribution, the odds of First Internet to move above the current price in 90 days from now is about 25.69 (This First Internet Bancorp probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days First Internet has a beta of 0.73. This usually indicates as returns on the market go up, First Internet average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding First Internet Bancorp will be expected to be much smaller as well. Additionally First Internet Bancorp has an alpha of 0.0177, implying that it can generate a 0.0177 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). First Internet Price Density |
| Price |
Predictive Modules for First Internet
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as First Internet Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.First Internet Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. First Internet is not an exception. The market had few large corrections towards the First Internet's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold First Internet Bancorp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of First Internet within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.02 | |
β | Beta against Dow Jones | 0.73 | |
σ | Overall volatility | 1.70 | |
Ir | Information ratio | -0.0004 |
First Internet Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of First Internet for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for First Internet Bancorp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 74.0% of the company shares are owned by institutional investors | |
| On 15th of January 2026 First Internet paid $ 0.06 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: First Internet Bancorp to Announce Fourth Quarter and Full Year 2025 Financial Results on Thursday, January 29 |
First Internet Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of First Stock often depends not only on the future outlook of the current and potential First Internet's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. First Internet's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 8.8 M | |
| Cash And Short Term Investments | 879.7 M |
First Internet Fundamentals Growth
First Stock prices reflect investors' perceptions of the future prospects and financial health of First Internet, and First Internet fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.
| Return On Equity | -0.0899 | ||||
| Return On Asset | -0.0058 | ||||
| Profit Margin | (0.71) % | ||||
| Operating Margin | 1.82 % | ||||
| Current Valuation | (235.41 M) | ||||
| Shares Outstanding | 8.71 M | ||||
| Price To Earning | 7.59 X | ||||
| Price To Book | 0.56 X | ||||
| Price To Sales | 4.23 X | ||||
| Revenue | 333.42 M | ||||
| Gross Profit | 46.73 M | ||||
| EBITDA | 36 M | ||||
| Net Income | 25.28 M | ||||
| Cash And Equivalents | 221.05 M | ||||
| Cash Per Share | 23.79 X | ||||
| Total Debt | 400.15 M | ||||
| Debt To Equity | 11.17 % | ||||
| Book Value Per Share | 40.42 X | ||||
| Cash Flow From Operations | 12.99 M | ||||
| Earnings Per Share | (3.80) X | ||||
| Market Capitalization | 197.53 M | ||||
| Total Asset | 5.74 B | ||||
| Retained Earnings | 230.62 M | ||||
About First Internet Performance
By examining First Internet's fundamental ratios, stakeholders can obtain critical insights into First Internet's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that First Internet is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -6.8 K | -7.2 K | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Equity | 0.06 | 0.05 |
Things to note about First Internet Bancorp performance evaluation
Checking the ongoing alerts about First Internet for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Internet Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 74.0% of the company shares are owned by institutional investors | |
| On 15th of January 2026 First Internet paid $ 0.06 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: First Internet Bancorp to Announce Fourth Quarter and Full Year 2025 Financial Results on Thursday, January 29 |
- Analyzing First Internet's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Internet's stock is overvalued or undervalued compared to its peers.
- Examining First Internet's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Internet's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Internet's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of First Internet's stock. These opinions can provide insight into First Internet's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.97) | Dividend Share 0.24 | Earnings Share (3.80) | Revenue Per Share | Quarterly Revenue Growth (0.30) |
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.