Independent Bank Stock Profit Margin
| INDB Stock | USD 73.98 1.84 2.55% |
Independent Bank fundamentals help investors to digest information that contributes to Independent Bank's financial success or failures. It also enables traders to predict the movement of Independent Stock. The fundamental analysis module provides a way to measure Independent Bank's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Independent Bank stock.
| Last Reported | Projected for Next Year | ||
| Net Profit Margin | 0.30 | 0.16 |
Independent | Profit Margin |
Independent Bank Company Profit Margin Analysis
Independent Bank's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Independent Bank Profit Margin | 0.30 % |
Most of Independent Bank's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Independent Bank is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Independent Profit Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for Independent Bank is extremely important. It helps to project a fair market value of Independent Stock properly, considering its historical fundamentals such as Profit Margin. Since Independent Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Independent Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Independent Bank's interrelated accounts and indicators.
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
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Independent Pretax Profit Margin
Pretax Profit Margin |
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Based on the latest financial disclosure, Independent Bank has a Profit Margin of 0.3003%. This is 97.42% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 123.65% lower than that of the firm.
Independent Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Independent Bank's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Independent Bank could also be used in its relative valuation, which is a method of valuing Independent Bank by comparing valuation metrics of similar companies.Independent Bank is currently under evaluation in profit margin category among its peers.
Independent Bank Current Valuation Drivers
We derive many important indicators used in calculating different scores of Independent Bank from analyzing Independent Bank's financial statements. These drivers represent accounts that assess Independent Bank's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Independent Bank's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 2.7B | 2.4B | 2.8B | 3.9B | 2.9B | 3.1B | |
| Enterprise Value | 2.9B | 1.3B | 754.8M | 3.7B | 3.9B | 4.1B |
Independent Bank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Independent Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Independent Bank's managers, analysts, and investors.Environmental | Governance | Social |
Independent Fundamentals
| Return On Equity | 0.0672 | |||
| Return On Asset | 0.0101 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.38 % | |||
| Current Valuation | 3.34 B | |||
| Shares Outstanding | 42.49 M | |||
| Shares Owned By Insiders | 1.15 % | |||
| Shares Owned By Institutions | 82.72 % | |||
| Number Of Shares Shorted | 661.98 K | |||
| Price To Earning | 21.94 X | |||
| Price To Book | 1.01 X | |||
| Price To Sales | 4.68 X | |||
| Revenue | 795.73 M | |||
| Gross Profit | 718.36 M | |||
| EBITDA | 315.13 M | |||
| Net Income | 239.5 M | |||
| Cash And Equivalents | 936.3 M | |||
| Cash Per Share | 20.52 X | |||
| Total Debt | 1.22 B | |||
| Debt To Equity | 0.14 % | |||
| Book Value Per Share | 70.08 X | |||
| Cash Flow From Operations | 276.99 M | |||
| Short Ratio | 2.27 X | |||
| Earnings Per Share | 4.60 X | |||
| Price To Earnings To Growth | 11.00 X | |||
| Target Price | 68.75 | |||
| Number Of Employees | 1.79 K | |||
| Beta | 0.74 | |||
| Market Capitalization | 3.07 B | |||
| Total Asset | 19.35 B | |||
| Retained Earnings | 1.08 B | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.25 % | |||
| Net Asset | 19.35 B | |||
| Last Dividend Paid | 2.26 |
About Independent Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Independent Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Independent Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Independent Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Independent Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Independent Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Independent Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Independent Bank Stock:Check out Independent Bank Piotroski F Score and Independent Bank Altman Z Score analysis. For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Independent Bank. If investors know Independent will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Independent Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.27) | Dividend Share 2.26 | Earnings Share 4.6 | Revenue Per Share 15.336 | Quarterly Revenue Growth (0.12) |
The market value of Independent Bank is measured differently than its book value, which is the value of Independent that is recorded on the company's balance sheet. Investors also form their own opinion of Independent Bank's value that differs from its market value or its book value, called intrinsic value, which is Independent Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Independent Bank's market value can be influenced by many factors that don't directly affect Independent Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Independent Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Independent Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Independent Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.