LCNB Corporation Net Income
| LCNB Stock | USD 16.74 0.52 3.01% |
As of the 30th of January, LCNB secures the Mean Deviation of 1.33, downside deviation of 1.53, and Market Risk Adjusted Performance of 0.2987. In connection with fundamental indicators, the technical analysis model lets you check helpful technical drivers of LCNB, as well as the relationship between them.
LCNB Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.8572 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 15.5 M | 11.6 M | |
| Net Income Applicable To Common Shares | 25.4 M | 26.7 M | |
| Net Income From Continuing Ops | 15.5 M | 17 M | |
| Net Income Per Share | 0.88 | 0.91 | |
| Net Income Per E B T | 0.76 | 0.62 |
LCNB | Net Income | Build AI portfolio with LCNB Stock |
Analyzing LCNB's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing LCNB's current valuation and future prospects.
Latest LCNB's Net Income Growth Pattern
Below is the plot of the Net Income of LCNB Corporation over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in LCNB financial statement analysis. It represents the amount of money remaining after all of LCNB Corporation operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is LCNB's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in LCNB's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 13.49 M | 10 Years Trend |
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Net Income |
| Timeline |
LCNB Net Income Regression Statistics
| Arithmetic Mean | 13,376,774 | |
| Geometric Mean | 12,534,731 | |
| Coefficient Of Variation | 36.21 | |
| Mean Deviation | 3,800,516 | |
| Median | 12,628,000 | |
| Standard Deviation | 4,843,987 | |
| Sample Variance | 23.5T | |
| Range | 16.7M | |
| R-Value | 0.64 | |
| Mean Square Error | 14.9T | |
| R-Squared | 0.40 | |
| Significance | 0.01 | |
| Slope | 609,477 | |
| Total Sum of Squares | 375.4T |
LCNB Net Income History
Other Fundumenentals of LCNB
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
LCNB Net Income component correlations
LCNB Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for LCNB is extremely important. It helps to project a fair market value of LCNB Stock properly, considering its historical fundamentals such as Net Income. Since LCNB's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of LCNB's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of LCNB's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LCNB. Expected growth trajectory for LCNB significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive LCNB assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.578 | Dividend Share 0.88 | Earnings Share 1.67 | Revenue Per Share | Quarterly Revenue Growth 0.116 |
Understanding LCNB requires distinguishing between market price and book value, where the latter reflects LCNB's accounting equity. The concept of intrinsic value—what LCNB's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push LCNB's price substantially above or below its fundamental value.
Understanding that LCNB's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether LCNB represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, LCNB's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
LCNB 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to LCNB's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of LCNB.
| 11/01/2025 |
| 01/30/2026 |
If you would invest 0.00 in LCNB on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding LCNB Corporation or generate 0.0% return on investment in LCNB over 90 days. LCNB is related to or competes with CF Financial, First United, FVCBankcorp, Investar Holding, Hawthorn Bancshares, First Savings, and Virginia National. LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio More
LCNB Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure LCNB's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess LCNB Corporation upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.53 | |||
| Information Ratio | 0.0743 | |||
| Maximum Drawdown | 8.02 | |||
| Value At Risk | (2.13) | |||
| Potential Upside | 2.81 |
LCNB Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for LCNB's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as LCNB's standard deviation. In reality, there are many statistical measures that can use LCNB historical prices to predict the future LCNB's volatility.| Risk Adjusted Performance | 0.0855 | |||
| Jensen Alpha | 0.1476 | |||
| Total Risk Alpha | 0.0575 | |||
| Sortino Ratio | 0.0838 | |||
| Treynor Ratio | 0.2887 |
LCNB January 30, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0855 | |||
| Market Risk Adjusted Performance | 0.2987 | |||
| Mean Deviation | 1.33 | |||
| Semi Deviation | 1.37 | |||
| Downside Deviation | 1.53 | |||
| Coefficient Of Variation | 910.94 | |||
| Standard Deviation | 1.73 | |||
| Variance | 2.98 | |||
| Information Ratio | 0.0743 | |||
| Jensen Alpha | 0.1476 | |||
| Total Risk Alpha | 0.0575 | |||
| Sortino Ratio | 0.0838 | |||
| Treynor Ratio | 0.2887 | |||
| Maximum Drawdown | 8.02 | |||
| Value At Risk | (2.13) | |||
| Potential Upside | 2.81 | |||
| Downside Variance | 2.34 | |||
| Semi Variance | 1.88 | |||
| Expected Short fall | (1.60) | |||
| Skewness | 0.3251 | |||
| Kurtosis | 0.6115 |
LCNB Backtested Returns
LCNB appears to be very steady, given 3 months investment horizon. LCNB has Sharpe Ratio of 0.12, which conveys that the company had a 0.12 % return per unit of volatility over the last 3 months. We have found twenty-seven technical indicators for LCNB, which you can use to evaluate the volatility of the entity. Please exercise LCNB's Downside Deviation of 1.53, market risk adjusted performance of 0.2987, and Mean Deviation of 1.33 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, LCNB holds a performance score of 9. The firm secures a Beta (Market Risk) of 0.62, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, LCNB's returns are expected to increase less than the market. However, during the bear market, the loss of holding LCNB is expected to be smaller as well. Please check LCNB's semi variance, day typical price, and the relationship between the value at risk and kurtosis , to make a quick decision on whether LCNB's current price movements will revert.
Auto-correlation | 0.31 |
Below average predictability
LCNB Corporation has below average predictability. Overlapping area represents the amount of predictability between LCNB time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of LCNB price movement. The serial correlation of 0.31 indicates that nearly 31.0% of current LCNB price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.31 | |
| Spearman Rank Test | 0.17 | |
| Residual Average | 0.0 | |
| Price Variance | 0.17 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
LCNB Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, LCNB Corporation reported net income of 13.49 M. This is 98.94% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.64% higher than that of the company.
LCNB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses LCNB's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of LCNB could also be used in its relative valuation, which is a method of valuing LCNB by comparing valuation metrics of similar companies.LCNB is currently under evaluation in net income category among its peers.
LCNB ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, LCNB's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to LCNB's managers, analysts, and investors.Environmental | Governance | Social |
LCNB Institutional Holders
Institutional Holdings refers to the ownership stake in LCNB that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of LCNB's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing LCNB's value.| Shares | American Financial Group Inc | 2025-06-30 | 93.6 K | Kapstone Financial Advisors Llc | 2025-06-30 | 89.4 K | Cetera Investment Advisers | 2025-06-30 | 80.7 K | Horan Securities, Inc. | 2025-06-30 | 74.9 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 60.4 K | Empowered Funds, Llc | 2025-06-30 | 57.6 K | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 54.7 K | Bank Of New York Mellon Corp | 2025-06-30 | 52.7 K | Citadel Advisors Llc | 2025-06-30 | 45.5 K | Blackrock Inc | 2025-06-30 | 751.5 K | Vanguard Group Inc | 2025-06-30 | 706.7 K |
LCNB Fundamentals
| Return On Equity | 0.0902 | |||
| Return On Asset | 0.0103 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.38 % | |||
| Current Valuation | 320.23 M | |||
| Shares Outstanding | 14.19 M | |||
| Shares Owned By Insiders | 6.09 % | |||
| Shares Owned By Institutions | 39.37 % | |||
| Number Of Shares Shorted | 89.22 K | |||
| Price To Earning | 11.40 X | |||
| Price To Book | 0.89 X | |||
| Price To Sales | 2.74 X | |||
| Revenue | 125.42 M | |||
| Gross Profit | 89.31 M | |||
| EBITDA | 16.57 M | |||
| Net Income | 13.49 M | |||
| Cash And Equivalents | 29.46 M | |||
| Cash Per Share | 2.61 X | |||
| Total Debt | 161.27 M | |||
| Debt To Equity | 8.14 % | |||
| Book Value Per Share | 19.02 X | |||
| Cash Flow From Operations | 93.24 M | |||
| Short Ratio | 3.67 X | |||
| Earnings Per Share | 1.67 X | |||
| Price To Earnings To Growth | 11.81 X | |||
| Target Price | 16.75 | |||
| Number Of Employees | 346 | |||
| Beta | 0.57 | |||
| Market Capitalization | 244.86 M | |||
| Total Asset | 2.31 B | |||
| Retained Earnings | 141.29 M | |||
| Annual Yield | 0.05 % | |||
| Five Year Return | 4.19 % | |||
| Net Asset | 2.31 B | |||
| Last Dividend Paid | 0.88 |
About LCNB Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze LCNB Corporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of LCNB using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of LCNB Corporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LCNB. Expected growth trajectory for LCNB significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive LCNB assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.578 | Dividend Share 0.88 | Earnings Share 1.67 | Revenue Per Share | Quarterly Revenue Growth 0.116 |
Understanding LCNB requires distinguishing between market price and book value, where the latter reflects LCNB's accounting equity. The concept of intrinsic value—what LCNB's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push LCNB's price substantially above or below its fundamental value.
Understanding that LCNB's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether LCNB represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, LCNB's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.