Northfield Bancorp Net Income
| NFBK Stock | USD 12.15 0.29 2.45% |
As of the 30th of January, Northfield Bancorp secures the Risk Adjusted Performance of 0.0882, mean deviation of 1.35, and Downside Deviation of 1.53. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Northfield Bancorp, as well as the relationship between them.
Northfield Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 10.1088 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 34.4 M | 27.6 M | |
| Net Income Applicable To Common Shares | 70.3 M | 73.8 M | |
| Net Income From Continuing Ops | 34.4 M | 33.8 M | |
| Net Income Per Share | 0.65 | 0.39 | |
| Net Income Per E B T | 0.67 | 0.55 |
Northfield | Net Income | Build AI portfolio with Northfield Stock |
Historical Net Income data for Northfield Bancorp serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Northfield Bancorp represents a compelling investment opportunity.
Latest Northfield Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Northfield Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Northfield Bancorp financial statement analysis. It represents the amount of money remaining after all of Northfield Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Northfield Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Northfield Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 29.95 M | 10 Years Trend |
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Net Income |
| Timeline |
Northfield Net Income Regression Statistics
| Arithmetic Mean | 30,666,776 | |
| Geometric Mean | 22,952,946 | |
| Coefficient Of Variation | 55.09 | |
| Mean Deviation | 12,530,979 | |
| Median | 27,134,098 | |
| Standard Deviation | 16,893,248 | |
| Sample Variance | 285.4T | |
| Range | 70.3M | |
| R-Value | 0.64 | |
| Mean Square Error | 181.5T | |
| R-Squared | 0.40 | |
| Significance | 0.01 | |
| Slope | 2,125,962 | |
| Total Sum of Squares | 4566.1T |
Northfield Net Income History
Other Fundumenentals of Northfield Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Northfield Bancorp Net Income component correlations
Northfield Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Northfield Bancorp is extremely important. It helps to project a fair market value of Northfield Stock properly, considering its historical fundamentals such as Net Income. Since Northfield Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Northfield Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Northfield Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northfield Bancorp. Anticipated expansion of Northfield directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northfield Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.698 | Dividend Share 0.52 | Earnings Share 0.97 | Revenue Per Share | Quarterly Revenue Growth 0.304 |
Northfield Bancorp's market price often diverges from its book value, the accounting figure shown on Northfield's balance sheet. Smart investors calculate Northfield Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Northfield Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Northfield Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northfield Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Northfield Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Northfield Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Northfield Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Northfield Bancorp.
| 11/01/2025 |
| 01/30/2026 |
If you would invest 0.00 in Northfield Bancorp on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding Northfield Bancorp or generate 0.0% return on investment in Northfield Bancorp over 90 days. Northfield Bancorp is related to or competes with First Business, Kearny Financial, Home Bancorp, Red River, First Bank, Unity Bancorp, and Peapack Gladstone. operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals... More
Northfield Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Northfield Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Northfield Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.53 | |||
| Information Ratio | 0.0793 | |||
| Maximum Drawdown | 8.5 | |||
| Value At Risk | (2.44) | |||
| Potential Upside | 3.61 |
Northfield Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Northfield Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Northfield Bancorp's standard deviation. In reality, there are many statistical measures that can use Northfield Bancorp historical prices to predict the future Northfield Bancorp's volatility.| Risk Adjusted Performance | 0.0882 | |||
| Jensen Alpha | 0.1394 | |||
| Total Risk Alpha | 0.0669 | |||
| Sortino Ratio | 0.0935 | |||
| Treynor Ratio | 0.1814 |
Northfield Bancorp January 30, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0882 | |||
| Market Risk Adjusted Performance | 0.1914 | |||
| Mean Deviation | 1.35 | |||
| Semi Deviation | 1.3 | |||
| Downside Deviation | 1.53 | |||
| Coefficient Of Variation | 882.56 | |||
| Standard Deviation | 1.8 | |||
| Variance | 3.25 | |||
| Information Ratio | 0.0793 | |||
| Jensen Alpha | 0.1394 | |||
| Total Risk Alpha | 0.0669 | |||
| Sortino Ratio | 0.0935 | |||
| Treynor Ratio | 0.1814 | |||
| Maximum Drawdown | 8.5 | |||
| Value At Risk | (2.44) | |||
| Potential Upside | 3.61 | |||
| Downside Variance | 2.34 | |||
| Semi Variance | 1.7 | |||
| Expected Short fall | (1.68) | |||
| Skewness | 0.4822 | |||
| Kurtosis | 0.8806 |
Northfield Bancorp Backtested Returns
Northfield Bancorp appears to be not too volatile, given 3 months investment horizon. Northfield Bancorp has Sharpe Ratio of 0.18, which conveys that the firm had a 0.18 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Northfield Bancorp, which you can use to evaluate the volatility of the firm. Please exercise Northfield Bancorp's Downside Deviation of 1.53, risk adjusted performance of 0.0882, and Mean Deviation of 1.35 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Northfield Bancorp holds a performance score of 14. The company secures a Beta (Market Risk) of 1.07, which conveys a somewhat significant risk relative to the market. Northfield Bancorp returns are very sensitive to returns on the market. As the market goes up or down, Northfield Bancorp is expected to follow. Please check Northfield Bancorp's expected short fall, and the relationship between the value at risk and daily balance of power , to make a quick decision on whether Northfield Bancorp's current price movements will revert.
Auto-correlation | 0.29 |
Poor predictability
Northfield Bancorp has poor predictability. Overlapping area represents the amount of predictability between Northfield Bancorp time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Northfield Bancorp price movement. The serial correlation of 0.29 indicates that nearly 29.0% of current Northfield Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.29 | |
| Spearman Rank Test | 0.07 | |
| Residual Average | 0.0 | |
| Price Variance | 0.09 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Northfield Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Northfield Bancorp reported net income of 29.95 M. This is 97.66% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.76% higher than that of the company.
Northfield Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Northfield Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Northfield Bancorp could also be used in its relative valuation, which is a method of valuing Northfield Bancorp by comparing valuation metrics of similar companies.Northfield Bancorp is currently under evaluation in net income category among its peers.
Northfield Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Northfield Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Northfield Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Northfield Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Northfield Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Northfield Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Northfield Bancorp's value.| Shares | Charles Schwab Investment Management Inc | 2025-06-30 | 328.8 K | Two Sigma Advisers, Llc | 2025-06-30 | 278 K | Zacks Investment Management Inc | 2025-06-30 | 265.9 K | Bank Of New York Mellon Corp | 2025-06-30 | 253.9 K | Ameriprise Financial Inc | 2025-06-30 | 251.9 K | Bridgeway Capital Management, Llc | 2025-06-30 | 248.9 K | Two Sigma Investments Llc | 2025-06-30 | 239.6 K | Fmr Inc | 2025-06-30 | 234.5 K | Goldman Sachs Group Inc | 2025-06-30 | 222.2 K | Blackrock Inc | 2025-06-30 | 5.6 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 2.6 M |
Northfield Fundamentals
| Return On Equity | 0.0556 | |||
| Return On Asset | 0.0069 | |||
| Profit Margin | 0.28 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 1.33 B | |||
| Shares Outstanding | 41.8 M | |||
| Shares Owned By Insiders | 13.22 % | |||
| Shares Owned By Institutions | 59.82 % | |||
| Number Of Shares Shorted | 449.59 K | |||
| Price To Earning | 15.41 X | |||
| Price To Book | 0.71 X | |||
| Price To Sales | 3.58 X | |||
| Revenue | 251.33 M | |||
| Gross Profit | 141.98 M | |||
| EBITDA | 48.8 M | |||
| Net Income | 29.95 M | |||
| Cash And Equivalents | 80.74 M | |||
| Cash Per Share | 1.69 X | |||
| Total Debt | 760.05 M | |||
| Debt To Equity | 4.72 % | |||
| Book Value Per Share | 17.21 X | |||
| Cash Flow From Operations | 31.11 M | |||
| Short Ratio | 3.16 X | |||
| Earnings Per Share | 0.97 X | |||
| Price To Earnings To Growth | 2.35 X | |||
| Target Price | 12.0 | |||
| Number Of Employees | 357 | |||
| Beta | 0.83 | |||
| Market Capitalization | 508 M | |||
| Total Asset | 5.67 B | |||
| Retained Earnings | 440.76 M | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 3.04 % | |||
| Net Asset | 5.67 B | |||
| Last Dividend Paid | 0.52 |
About Northfield Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Northfield Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northfield Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northfield Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northfield Bancorp. Anticipated expansion of Northfield directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northfield Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.698 | Dividend Share 0.52 | Earnings Share 0.97 | Revenue Per Share | Quarterly Revenue Growth 0.304 |
Northfield Bancorp's market price often diverges from its book value, the accounting figure shown on Northfield's balance sheet. Smart investors calculate Northfield Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Northfield Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Northfield Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northfield Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Northfield Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.